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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU to think my adult life is average rather than privileged?

685 replies

Finchell · 05/04/2026 21:11

Prepared to be told otherwise and of course I know I have had some degree of privilege. As a child I had a good education and opportunities and I accept that is probably classed as ‘privileged.’ But I don’t think that overall my adult life is, I think it’s pretty standard.

Had 50k towards house deposit (everyone I know had had financial support to buy a house)

Gifted 2k to 3k a year (again over birthday and Christmas etc this would seem usual to my friends)

DD has (small) house on trust from grandparents. I only know one other family who haven’t been in a position to make some provision for their grandchildren, not necessarily a house but cash etc

Earnings 71k, again this is of course not a low amount but in terms of household income it’s not a lot these days.

OP posts:
Thread gallery
7
Smilersam · 06/04/2026 02:41

You're a kn*b

rainingsnoring · 06/04/2026 02:46

Of course you are very privileged. I'm amazed that you need to ask. You live in a little bubble if you don't know anyone who hasn't had this level of support.

ShortiePant · 06/04/2026 02:53

Without meaning to sound like the stereotypical snarky one line and run off MNer, why on earth do you presume that anyone cares whether you are "privileged" or not? Did you want a medal or sympathy, either way? The word is overused and stems from a weird ideology which exalts victimhood. The very question is cringe, IMO.

PunnyPlumPanda · 06/04/2026 02:57

Finchell · 05/04/2026 21:34

@BengalBangle seriously is there a need to be so aggressive?! Given there’s Council
housing why would I think four people would be in a studio?!

iu am now in an extremely privileged position now, but i grew up homeless after my mother left a dv relationship., I was in a wheelchair and we were put on the 4th floor of a building, we didnt even have a studio, we had a single room, i slept on a mattress and my mum slept on the floor as we couldnt afford anything. we couldnt even afford food. If it wasnt for our kind neuighobur we' of starved.....we had tro share a bathroom with 7 other familes. im surprised you wouldnt thuink a family could share a studio? i just cqant imagine anyone slightly educated wouldnt know that...

because of my past i now volunteer with the homeless and i suggest you do the same, were all pone paycheck away from that.

i do not know a single person who got help for a house. we worked hard for about 7 years and saved whilst renting. we lived off beans and toast to save the deposit etc. my kids do not have a house...nor do they have one left to them. My mother and father had zero....nothing at all apparently

but i do suggest you go and touch some grass, and i don't mean this nasty., I mean go and speak to those on the streets, listen to the heartbreaking stories of your fellow humans

Onthemaintrunkline · 06/04/2026 02:59

OP I think the majority of your comments are offensive to most on this thread.

What’s more I think you are being deliberately offensive. Under the guise of
’I didn’t know’, ‘I’m not sure’. I find you disingenuous.

Rather than focusing on wealth or lack of, just get on with your life.

MotherPuppr · 06/04/2026 03:02

Hmmm on a salary of 71k it seems you are very very average. Not exactly shooting for the stars, are you? The schooling was all for nothing apparently. What a pity. 😉

PunnyPlumPanda · 06/04/2026 03:18

BendingSpoons · 05/04/2026 21:36

Sometimes a studio yes, sometimes a room in someone else's house e.g. family of 4 (mum, dad, 2 kids) in the grandparents' house but all in one bedroom because the grandparents have the other bedroom. Sometimes a room in a hostel with a shared bathroom. I knew 1 mum who fled domestic violence with her 4 kids from 4-18 and they had 1 room in a hostel.

Then there are the better off ones who have e.g. a 2 bed flat with 3 kids, but are still not able to pay for heating and food.

The stories in the news are sadly the reality for many, many families.

thats what happened to us, left a dv relationship and was left homeless

2 of us in a tiny room, not enough room for 2 mattresses, shared a bathroom with 7 other people. we didn't have gas,m electricity, food....we didnt have a way to wash clothes. this was about 25 years ago now, so there wasnt much help. I was on the 4th floor in a wheelchair with a broken lift. Im sure it wouldnt happen today, but it defo happened before

Royaly82 · 06/04/2026 03:19

There is no way this is a real post

rainingsnoring · 06/04/2026 03:28

Royaly82 · 06/04/2026 03:19

There is no way this is a real post

Sadly, I think it is. There really are some people who are this naive.

ConstantlyFuriosa · 06/04/2026 03:43

You’re having a giraffe, mate. Although you no doubt have one of those in your garden, too.

HalfasleepChrisintheMorning · 06/04/2026 03:52

I’m in a similar position and am the only person among my friends who is as lucky. Only child of baby boom era business owners is the main reason. I certainly know it’s a very privileged position to be in!
I earn half what you do working 2 days a week, again I’m lucky to have a good job; my education was paid for by my parents.

MerelyPlaying · 06/04/2026 04:06

Slightly worrying that someone working ‘In finance’ has such limited awareness of economic circumstances. Pretty sure this is a troll.

however just in case it’s not - you asked the question and you’ve had a very clear answer. Now how about donating some of that above-average income to The Trussell Trust or Shelter?

allthingsinmoderation · 06/04/2026 04:07

You cannot be serious...

Franjipanl8r · 06/04/2026 04:08

DD has (small) house on trust from grandparents.

Show me the statistics that class that and a £50k deposit for a house as average?

gostickyourheadinapig · 06/04/2026 04:11

thisist · 05/04/2026 21:41

What job pays you £71k? Always interested to hear about career paths.

Obviously there are jobs out there which don't require intelligence, tact or basic awareness.

Tablesandchairs23 · 06/04/2026 04:11

Fuck off whinging twat.

Franjipanl8r · 06/04/2026 04:17

Only 53% of UK adults own their own home, so only just over half.

So it’s barely average to be a homeowner let alone alone be gifted £50k for a house deposit!!

ElenOfTheWays · 06/04/2026 04:29

Finchell · 05/04/2026 21:22

@TheHouse ?? It’s a well known fact people can’t save for deposits as rent is so high

My brother and his wife managed it. It's not easy but it can be done.

Miraclemuma03 · 06/04/2026 04:45

Finchell · 05/04/2026 21:20

@LauraJaneGrace no. I don’t know anyone, literally, who hasn’t had some sort of help. How else do people magically have a house deposit??

By saving their every last penny for as long as they can to afford the deposit on a home, sometimes this takes people years. You have been very privileged in your life.. I grew up having nothing, in a domestic violence household fueled by drugs and alcohol, we were neglected and abused. I left home at 14 and got a job, I was paying my own bills and rent by 16, I worked my arse off without a single soul helping me along my journey. I met my husband and we worked our arses off together for the little house we have on a small parcel of property. In the real world, people are working 2 to 3 jobs to afford to pay for a roof over their heads and to put food in their cupboards. No one in my circle got anything handed to them, everyone in my circle have worked themselves to the bone to have what they have. You have been very lucky to have a helping hand up and you live in society of wealth and privilage. There are people homeless because they cant even get a rental or housing let alone pay for a roof over their head. If you have never had to worry about housing, food or bills and how your going to manage it all and you have someone else to rely on for those things then you seem pretty privileged to me. Its not something id take for granted.

user1492757084 · 06/04/2026 04:55

Until you got to the house for your DD, I thought your existance was pretty regular.

Most parents I know are as generous as they can possibly manage when educating and helping their children buy into a first home.

Most people I know sacrifice holidays and luxuries to provide for their children.

Your DD is extremely fortunate. It is a really life changing thing that their grandparents are doing.

echt · 06/04/2026 05:03

Finchell · 05/04/2026 21:15

These posts are uncalled for. For context my two best friends, one was bought a home outright when she was 30 and the other was gifted 200k! That’s two people from different walks of life ( they don’t know each other)

You posted on AIBU. You definitely called for it.

And yes, you are privileged. Your education is wasted when some basic research, or applied common sense and wider reading, would have shown you how deluded you are.

Hullopalloo · 06/04/2026 05:05

Finchell · 05/04/2026 21:11

Prepared to be told otherwise and of course I know I have had some degree of privilege. As a child I had a good education and opportunities and I accept that is probably classed as ‘privileged.’ But I don’t think that overall my adult life is, I think it’s pretty standard.

Had 50k towards house deposit (everyone I know had had financial support to buy a house)

Gifted 2k to 3k a year (again over birthday and Christmas etc this would seem usual to my friends)

DD has (small) house on trust from grandparents. I only know one other family who haven’t been in a position to make some provision for their grandchildren, not necessarily a house but cash etc

Earnings 71k, again this is of course not a low amount but in terms of household income it’s not a lot these days.

@Finchell This is probably the norm in my circles, parents pushing as much of their money as possible to their kids through support in buying properties/childcare, all to avoid it going to the gov when they pass. 71K as a salary would be considered good but not amazing. Im guessing you are Asian?

However if I look at people outside, work colleagues etc, its absolutely not the norm. Most are scrimping to buy properties, doing the childcare themselves, and not earning anywhere near this level.

LeftieRightsHoarder · 06/04/2026 05:40

If the OP was genuine, I find the level of ignorance quite bizarre. Almost frightening. Living in a bubble of privilege.

Blarn · 06/04/2026 05:42

no. I don’t know anyone, literally, who hasn’t had some sort of help. How else do people magically have a house deposit??

We don't. That's why I am 41 and am finally in a position to buy. Our 5% deposit does not feel magical.

DeftGoldHedgehog · 06/04/2026 05:49

Total ragebait!