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AIBU?

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AIBU to resent friend on UC living better than us?

402 replies

Sunshineandrainbows123 · 28/03/2026 16:54

I know I am being unreasonable but just need to rant and I’m aware that perception is different to reality. I’ve worked hard all my life, since I was 14, paid my way through uni to get a decent qualification and job at the end of it all. I bought a house with my partner but as with so many of us I feel like I can’t rub 2 pennies together. Meanwhile a close friend claims universal benefits, has minimum 4 holidays a year, 2-3 abroad, gets regular beauty treatments, a new car and is able to regularly take her children to the cinema, days out and buy them new clothes, trainers and toys. I feel like I took the wrong path sometimes - she doesn’t have to pay rent for the home they live in, or school lunches for her kids, there are so many discounts and opportunities afforded to those on UC that working families don’t get. I don’t know if it’s better to distance myself. I know I need to probably give my head a wobble.

OP posts:
Thechaseison71 · 29/03/2026 14:39

ByBreezyUser · 29/03/2026 14:37

If she's working 21 hours a week and getting the living wage she would get around 24700 a year. She gets keeping her wages, she'll get 400 pounds a month Uc for herself, 292 for her child and assuming there's an in work allowance there is a taper of 55p in every pound applied after she gets keeping the sum of wages that the taper applies to

Around 11k of that figure will be on rent and her child element. I don't know her hourly rate so just assumed it was the living wage

24k sounds high for 21 hours work

Yeah just calculated that and it's over £20 an hour

ByBreezyUser · 29/03/2026 14:40

Thechaseison71 · 29/03/2026 14:36

In what way. ?? I certainly don't find it offensive and I got the grand sum of a fiver for 14 years maintenance for 2 kids.

It's a different ball game if you get lots of money from fathers As a friend of mine managed

Why would you assume that women seek out rich men to have kids with to get more in maintenance - I am aware that some fathers don't pay. My mum got two pounds a week from my dad and my father's dad paid nothing for him - it should be the norm that father's pay

ByBreezyUser · 29/03/2026 14:41

Thechaseison71 · 29/03/2026 14:39

24k sounds high for 21 hours work

Yeah just calculated that and it's over £20 an hour

Edited

As my post said that includes the money she gets for her rent - 600 pounds a month and the money that she gets for her child from Uc. You don't get keeping the rent element - it goes to your landlord

5128gap · 29/03/2026 14:41

MumOf4totstoteens · 29/03/2026 14:25

Why people are so obsessed with other peoples finances is beyond me! I have a friend who has a decent job and her partner owns his own business. They go on holiday 4 x per year and my other friend (who doesn’t work and is single with 2 children) has accused the husband of being a drug dealer 😂 no proof but he “must be” people can’t stand anyone doing better than them it’s awful!

I wouldn't mind, but when it comes to benefits, there's no need even to speculate. The amounts are not a secret. All the curious need to do is run their friends basic circumstances, number of children, rent etc through a calculator and they could know in an instant how much the friend was 'coining in'. Funnily enough, they invariably seem to prefer making assumptions based on far fetched anecdotes of excessive spending to facts and figures.

Thechaseison71 · 29/03/2026 14:42

ByBreezyUser · 29/03/2026 14:40

Why would you assume that women seek out rich men to have kids with to get more in maintenance - I am aware that some fathers don't pay. My mum got two pounds a week from my dad and my father's dad paid nothing for him - it should be the norm that father's pay

I didnt assume anything. I merely stated it would be the way to be better off on UC.

Besides women do seek out well off men to have kids with don't they? No use pretending they don't Many of them want men to support them and kids while they stay at home. Same difference

Thechaseison71 · 29/03/2026 14:44

ByBreezyUser · 29/03/2026 14:41

As my post said that includes the money she gets for her rent - 600 pounds a month and the money that she gets for her child from Uc. You don't get keeping the rent element - it goes to your landlord

It seemed as though you were saying the 24k was just wages

ObelixtheGaul · 29/03/2026 14:48

myglowupera · 29/03/2026 13:08

By their logic it would be personal responsibility to sort themselves out. It sure would be interesting to see them try. lol.

Or would they think they have some special right to support because they think they’ve been working harder than everyone else.

I always find this rather an odd argument. I have never viewed paying taxes as 'paying for someone else'. I've always thought of it as a bit of insurance against the day when I might need help.
I have never claimed benefits, having been fortunate to not need it. But I don't begrudge paying because I don't know what's round the corner, and neither do you. I once read that most people on middle to high incomes are only a few pay cheques away from losing it all.

The other point against the argument of 'paying for someone else' is that we are, in fact, paying for the society we live in, and we all benefit from that society being educated, fed, in decent housing and having some standard of life.

People with no work/money etc, don't magically disappear if there aren't benefits, you know. There's a few more people on this little island than there was in the days when 'benefits' consisted of relying on the capricious charity of the 'haves'. Taking the self-focussed view of the 'I don't want to pay for other people' ideology, it's a bit harder to escape the effects of multiple people living on the breadline by simply living in a posh area.

MummyWillow1 · 29/03/2026 14:51

I imagine she is either in debt or has a generous family. My neighbour is on UC but her family pay for her car and holidays for her and her son.

I would not want to swap for her life with a life limiting condition though.

Bobibbsleigh · 29/03/2026 14:56

As a country we are far too generous in benefits. I’m hoping a new Government in the future will clamp down on this

MummyWillow1 · 29/03/2026 14:57

Thechaseison71 · 29/03/2026 14:42

I didnt assume anything. I merely stated it would be the way to be better off on UC.

Besides women do seek out well off men to have kids with don't they? No use pretending they don't Many of them want men to support them and kids while they stay at home. Same difference

Edited

I wouldn’t put up with a man just for his money. I can’t imagine there are many women who would voluntarily get in a relationship, get pregnant and go through the stress of getting CM just to get their nails done every week?

youalright · 29/03/2026 15:00

Bobibbsleigh · 29/03/2026 14:56

As a country we are far too generous in benefits. I’m hoping a new Government in the future will clamp down on this

Are you sure about that or are you just believing what you read on social media

Happyflower12345 · 29/03/2026 15:00

Comparison is the thief of joy. You don't know what this person may have had to sacrifice to live the life they life. Focus only on your own life.

ByBreezyUser · 29/03/2026 15:02

Thechaseison71 · 29/03/2026 14:44

It seemed as though you were saying the 24k was just wages

I did assume she was getting the living wage but yes I meant in total

ByBreezyUser · 29/03/2026 15:03

Bobibbsleigh · 29/03/2026 14:56

As a country we are far too generous in benefits. I’m hoping a new Government in the future will clamp down on this

We actually aren't compared to some other European countries

Daisychain53 · 29/03/2026 15:03

It sound to me like either she or the children also get disability benefits, her car may be a motability one and she most likely applies for grants to help with her holidays and kids things.

ByBreezyUser · 29/03/2026 15:07

The reason that working tax credits were brought in was to help people on min wage. When my brother started in his job 17 years ago he got a top up as his wages were so poor at that point - and he works full time - if employers paid more people would not need as much in top ups

ForWittyTealOP · 29/03/2026 15:11

Bobibbsleigh · 29/03/2026 14:56

As a country we are far too generous in benefits. I’m hoping a new Government in the future will clamp down on this

Come back to us when you've seen current rates of benefits and explain a bit more about how generous they are.

Navyontop · 29/03/2026 15:17

You don’t sound very nice and that woman is not your friend. You should tell her how you feel, or better yet show her this thread, let her free herself of your judgment and make some real friendships.

ByBreezyUser · 29/03/2026 15:18

If people think benefits are too generous I hope you are never in the position where you worry about a heating bill. I get the warm home discount now but I don't automatically qualify and for years I didn't

Try heating your home in winter from 400 pounds a month. Im in Scotland where we pay more - and winters are colder.

BIossomtoes · 29/03/2026 15:20

Bobibbsleigh · 29/03/2026 14:56

As a country we are far too generous in benefits. I’m hoping a new Government in the future will clamp down on this

Try living on them. You might change your mind.

CrazyCricketLady · 29/03/2026 15:22

I thought something very similar a while ago. But then I broke it all down and it very much did come to lifestyle and what I suppose I call "Luxuries"

The people I was comparing myself and income to were a lower income family. Turns out they dont actually buy new, what looks like new is bloody good buys on vinted and eBay, Facebook market place etc for furniture and clothing. They sold what they no longer wanted. They only have YouTube for TV. The have no other tv streaming services.

I like my Netflix, apple tv, Spotify etc. I like to eat what I consider well, well for me as a family anyway. Fresh foods meals from scratch, takeaway once a month. They did mostly frozen food activity looking for bargains on shopping in different shops. No takeaways.

After giving my head a massive wobble I discovered they were just far more clever with what they spent their money on and went on the expensive holidays I couldn't.

Fair play to them I say. I now save quite a bit from getting bargings on Vinted etc.

I never brought it up with them or with anyone and just simply wondered and pondered alone. I feel quite crap about how I thought and now really admire them.

GertrudePerkinsPaperyThing · 29/03/2026 15:23

Thechaseison71 · 29/03/2026 14:00

I think they way to do it is have a couple of kids with 2 ricjlh blokes and get a chunk of CMS from each of them. Another 1k a month on top of benefits and the other stuff paid for isn't a bad income

Isn’t she better of just staying with the rich bloke (or one of them) in these circumstances? Much better off financially than just getting maintenance from said bloke.

IloveJonBonJovi · 29/03/2026 15:37

@ByBreezyUserI know this. My DF was on pip a long time. She runs a very physical property and the hobbies are also physical. The pip is not for mental health or hidden disabilities either.

I only mention pip as there are no car expenses

hipposcanweartutus · 29/03/2026 15:38

I do wonder how people on benefits can afford to do so much! Friends of ours with 2 kids (both on the spectrum) claim everything possible! Yet they go abroad at least twice a year, have UK based holidays and go away for weekends. Plus they go to various children’s activity centres at least twice a week, have a family annual pass to a theme park and manage to go out for meals! Yet I work hard and can’t afford half of what they do!

ByBreezyUser · 29/03/2026 15:40

hipposcanweartutus · 29/03/2026 15:38

I do wonder how people on benefits can afford to do so much! Friends of ours with 2 kids (both on the spectrum) claim everything possible! Yet they go abroad at least twice a year, have UK based holidays and go away for weekends. Plus they go to various children’s activity centres at least twice a week, have a family annual pass to a theme park and manage to go out for meals! Yet I work hard and can’t afford half of what they do!

You do understand its not like this for everyone on universal credit - including people with kids?

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