A lot of people will have had bad outcomes in different ways. Everyone’s struggle will be slightly different. You do sound as if you would benefit from some meds or counselling though OP. Despite all your despair you do sound as if you have things going for you. Part of functioning better is acknowledging where you struggle and trying to be a bit kinder in yourself.
you would look at me now and think what’s the issue. But… while I haven’t got CCJs I have defaulted on loans in the past, which affected my credit rating for years. I’m still not the best with finances and neither is DH. I have just made peace with always having balances on credit cards because neither of us can manage to not impulse buy that thing we want.
You said you failed your masters, that means you must have completed your bachelors. I have done this now but there is no way I could have accessed doing so at 18, I couldn’t even manage GCSEs or college back then. It nearly killed me in my 30s but I did it.
im currently sat working from home (clearly distracted as I’m on mumsnet) on a falling apart dining table and chairs because I seem incapable of making grown up financial decisions. So I haven’t brought a decent table but I do have a shiny new pair of running shoes and have a fun weekend away booked on impulse!
relationships I’m ok because I have found someone equally as rubbish and impulsive, but in a slightly different way, to bimble through life with.
im not overweight and never really have been partly because im not a stress eater. I go the other way if im stressed and i actually lost loads of weight in the last year of my degree because I would go whole days without eating due to the stress of getting things done and meeting deadlines. It’s not really a good thing, you end up feeling really weird both mentally and physically. I’m also very into running, it’s a bit of a hyper fixation, but a healthy one. That said, I don’t know when to quit and I have ended up very very injured before because I cannot make the sensible choice and not race when I know I shouldn’t.
it’s not a race to the bottom. We are all individuals with individual needs but it does sound like you could do with some more support.