Labour increase benefits bill. AIBU To think what’s the point in working?

[topicalaffair]

https://www.dailymail.co.uk/news/article-15520831/Labours-push-lift-two-child-benefits-cap-hand-25-000-windfalls-thousands-Britains-biggest-jobless-families.html#

‘Official estimates suggest the cost of scrapping the cap will total £13.6 billion over the next five years.

The Tories said families currently affected by the cap are in line to receive windfalls worth an average £25,000 each over that period.

But the biggest families will gain far more. Thousands of families with five children will receive around £10,900 a year while those with six children will get an extra £16,600 a year.
Almost half of the families involved have no one in work.‘

All of these posters knowing that their neighbours, the postman's Aunt, that man down the road, who does break dancing as a hobby, are gaming the system, and yet they are never reported. Strange.

I've met a student who used pip backpay for autism to jet off to NYC with friends. Despite already getting the maximum student loan (and then some extra for being disabled and then DSA on top of that).

When I went to NYC I paid for my own tickets 🤷

That’s not what’s happening though.

And are you saying you are happier to give benefits to white people?

Maybe it shouldn't take so long to go through that people end up getting thousands and thousands of pounds in backpay?

You paid for your own tickets with money you should have been putting into savings in case you end up disabled.

So NT people shouldn’t hope to rely on benefits if they get disabled?

Where does NT come into any of this?

I'm just repeating back some of the rhetoric used in the thread so far; the people saying "I wouldn't need benefits if I became disabled because I have savings and health insurance".

Health insurance wouldn't have helped me (it would have been classed as a pre-existing condition even though I wasn't aware of it until I was 28), and my savings disappeared quickly once I couldn't work anymore.

Are white people the only British nationals? The poster is clearly talking about British citizens of any race.

It’s not strange at all it’s what is going on in plain sight….scammers and frauds.

How do you know she’s not been reported it’s not a secret, I’m not the only one who is aware.

Stop denying the sheer scale of the problem.

It is going on in plain sight, on a huge scale and the people denying it are either at it themselves, or have a loved one at it or they are living in la la land.

So have you reported her?

Of course not. There are plenty of non-white people who have been born in the UK.

Wasn't the max student loan, (extra student loan on top of that + DSA enough).

Used it to buy a playstation as well. But that's not enough?

Or have actually gone through PIP or DLA themselves and have first hand experience at just how difficult it is and how much medical evidence is required to know it is far from as simple or easy as some people seem to think it is.

DSA isn't money. You can get reimbursed for the extra costs because being a disabled student costs more than a non disabled student

'On average' is the key phrase here.

An 'average' £96 per week extra if you have 4/5/6 children is hardly a windfall,
but it could just help give those children nutritious food, warm new clothes and shoes, and afford to take part in out of school sports and swimming lessons

It’s not health insurance, it’s sickness insurance.

I am insured so that if I am deemed unable to work through sickness I will receive 50% of my current salary until pensionable age.

I am insured so that I receive a lump sum if I suffer a critical illness (terminal cancer etc).

If I die while working for my current employer my estate receives 8 x my current salary.

I also have savings of 4 years of salary and a DC pension (only worth £300k so pitiful compared to DB) and these savings cover our outstanding mortgage.

My workplace provides free health insurance (all prior conditions covered too) for which I pay a monthly benefit in kind charge for that I’d not inconsiderable.

I spend money on these things because they are important to me. They give me peace of mind. I can afford it as I save in other areas. My car is over 10 years old. My hair is graying and I’m living with it. I had a haircut over 6 months ago. I’ve never used deliveroo or got a tattoo or my nails done or any other fripperies. These things don’t matter to me. I rarely buy new clothes. Financial security is all about priorities.

Same. I have also prioritised it.

If I'd had that insurance policy, it wouldn't have paid out when I was diagnosed because the condition is deemed "pre-existing". I checked.

I had that death in service cover through work, then I had to leave because of my health. Protection gone.

Financial security is about choices which you get the privilege of making if you have the luck to not be born with a serious condition that voids health/sickness insurance and means you have to leave work before you die.

How about if your child becomes disabled? Are you covered for that too?

I could have poured loads of money into an insurance policy when I was healthy and working and earning; it wouldn't have paid out when I was diagnosed. I checked.

I have enough savings to downside and live of them until retirement, so yes. It’s why I’ve prioritised saving hard.

Not sure how people are supposed to achieve that by their mid to late 20s, but good for you.

And another pointless thread comes to an end.

Same time tomorrow everyone?