Hope you are ok OP. Has he had a grown up conversation yet?
fwiw I work full time. My House is very ND. So yes. SEN kids. But also parents. And on a scale of SEN probably mild. (We don’t have EHCPs for the kids but we do have a lot of extra academic support I pay for)
DH has spent time unemployed more often than I like. And so I’m the main breadwinner. But I also carry the majority of the mental load. Laundry. Holiday planning. School uniform and shoes. Generally managing kids issues. School negotiations. Medical appointments. Prescriptions.
he has no idea. And seems incapable of doing his bit. Even when “between jobs”
are we heading for a split? I think so as the stress is unbelievable. Does he know this? No. We barely converse let alone have Dee and meaningful discussions.
so I see this from both sides.
if I was you I would be clear you are willing to pull your weight inside and outside the home so long as he does the same.
however. It is unlikely to look like 10 man days per week because of the flex needed around child wrangling. And would come at a cost if outsourced.
both of you make lists of everything you do for the family and for yourselves. And others.
compare those lists.
note what could be monetised or outsourced and what could not be.
dont put a date on it but vaguely indicate that once youngest turns 5 and oldest is x then thst is a good time to re evaluate.
IME the closer to GCSEs you get there is MORE INVOLVEMENT required by parents than at age 3, which cannot be outsourced. So although. They have more independence they need more handholding with managing friendships and teacher relationships, taking up sports or other hobbies, juggling homework, learning to manage their own SEN and navigate the world as someone different.
id also gather up all your financial info. Incl copies of DH pension bank accounts etc. keep them safe at a friends house. Set up a secret Post office account. Start saving up a back up fund.
yes maybe look to increase term time hours to 3 days as part of the back up plan.
and keep an eye on your DH. Is a MH break down coming? Or an affair? Or another new influence in his life?