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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

DH withdrawing too much cash

143 replies

scotspancake86 · 05/01/2026 22:32

A bit of backstory; DH has a history of drinking, using credit cards to buy alcohol, and hiding alcohol from me. He’s cut down recently, though have noticed £150 a month is going from our current account. I’ve never seen him use cash before, all his other purchases are covered by card. I calmly asked if he knew what the cash withdrawals were for and he said ‘bits and bobs’, £90 has been used in the last two weeks whilst he’s been at home, and every expense in this time is covered by our direct debit card. He’s also going to bed after 4am 4/5 times a week, he says he’s watching films and think he is. I think I just need to write this down to tell myself that something is going on. I know if I pursue this issue with him further he’s going to say it’s his money and he can do what he wants (though it’s a joint account and we earn similar amounts). Though I can’t just leave it, it’s so much money. I don’t know what to stand up to him. AIBU to ask him what’s going on?

OP posts:
Fends · 05/01/2026 22:38

You answered your own question in the first sentence.

Bigtreeesss · 05/01/2026 22:40

You can ask him but sounds like he’s a liar so you won’t get the truth 🤷‍♀️

Homegrownberries · 05/01/2026 22:43

He's an alcoholic. He won't tell you the truth.

gamerchick · 05/01/2026 22:45

How is he managing to work if he's going to bed at 4am? I'd be crawling through my days

Motomum23 · 05/01/2026 22:47

Alcoholics will lie and steal to get their fix. Perhaps consider putting your wages separately so he cant drink away the bills money.

Miranda65 · 05/01/2026 22:50

I would be more worried about him going to bed at 4am - he's damaging his health.

scotspancake86 · 05/01/2026 22:51

gamerchick · 05/01/2026 22:45

How is he managing to work if he's going to bed at 4am? I'd be crawling through my days

He WFH and doesn’t get up until late. Only goes into the office twice a week, when he goes to bed at midnight. Weekends he lies in. I do all the leg work with the kids until around ~11am at least, I have tried and tried to tell him how much it affects me; but he doesn’t listen and carries on. I feel I’m not in the position to leave from a practical point of view.

OP posts:
Dunnocantthinkofone · 05/01/2026 23:13

Your husband is an alcoholic
From a practical point of view, I’d say you can’t afford to stay.

ShakespeareInTurmoil · 05/01/2026 23:14

Could it be cocaine? The cash withdrawals, the coming to bed early in the morning fit. Dealers often do bundles of three bags for £100 or two for £50 kind of thing. Round numbers. Obviously cash. I’d have thought if he were trying to hide alcohol purchases he’d do it at Tesco or Sainsbury’s or whatever, so it would look innocuous on a statement? Why withdraw cash to buy it?

maras2 · 05/01/2026 23:15

Coke

CharlotteLightandDark · 05/01/2026 23:18

My friends husband was taking cash out in the middle of the night at similar times, think it was £30 but it was years ago - we thought it must be sex workers or drugs, turned out it was crack.

GlitzAndGigglesx · 05/01/2026 23:19

He wouldn't need cash to buy booze as the debit card wouldn't show what he's purchased. Also if he's staying up that late I'm guessing it's to buy coke

omggggggg · 05/01/2026 23:20

Could be sex workers, drink/drugs.

Sohelpmegod25 · 05/01/2026 23:21

Set up a camera baby monitor downstairs and hide it on a unit/bookshelf or something then view from upstairs

Lauren0902 · 05/01/2026 23:25

Rounded up numbers to £50 it’ll be coke, along with the staying up until 4am regularly

ReadingSoManyThreads · 05/01/2026 23:28

Alcohol or drugs

ItsameLuigi · 05/01/2026 23:30

Crack or coke?

Therealjudgejudy · 05/01/2026 23:32

So he's an alcoholic and a useless father.

Leave him.

outerspacepotato · 05/01/2026 23:33

Check your house and make sure there's no drugs there because that's my bet.

Drugs, gambling, sex workers, and or alcohol. Given the even amounts, likely drugs.

Icouldwriteabookonmydisastrouslife · 05/01/2026 23:33

Sohelpmegod25 · 05/01/2026 23:21

Set up a camera baby monitor downstairs and hide it on a unit/bookshelf or something then view from upstairs

Good plan .

yep deffo coke . My former partner had the same trick , he slept in the living room a lot and I used to find the bags under the rug. He used to be awake all night and didn’t want me to suspect and they do say if the addict is doing coke at home on their own it’s a bigger problem than you know coz coke is a social drug. It will have gone past that stage .
He’s no longer with us …

Have you checked his car or the bins to see if you can find evidence of cans etc to see if he’s drinking ?

LoudSnoringDog · 05/01/2026 23:40

most likely still drinking but also doing coke

LeChiffre26 · 05/01/2026 23:52

My ex h was doing this when he was building up a cash stack before he did a runner.

reversingdumptruckwithnotyreson · 05/01/2026 23:57

Cash is for drugs, no reason to withdraw if he could just buy alcohol at the supermarket.

Order a test off Amazon and his reaction will tell you everything you need to know, really.

ColdBlueSky · 05/01/2026 23:58

He’s an addict

omggggggg · 06/01/2026 00:05

LeChiffre26 · 05/01/2026 23:52

My ex h was doing this when he was building up a cash stack before he did a runner.

Yeah I thought it could be this too