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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

That DSS’s mum losing her house isn’t our problem.

463 replies

heavenknow · 22/11/2025 12:42

DSS is 20, graduating uni in 6 months. DH has paid a generous maintenance throughout. The agreement they had in place was financial support ended in Dec 25. (Due to lump sum payments requested by ex)
She has now said if we can’t continue the payments for a minimum of 6-12 months then she will lose her house. She currently works for herself. AIBU to think this isn’t our problem?

OP posts:
SoftBalletShoes · 24/11/2025 21:59

tomorrowtoblerone · 24/11/2025 21:50

If they weren't married, she must have been in a financially precarious position the whole time, and it's not like the OPs husband can have been supporting her then unless she lived on child maintenance alone? so she's obviously been bringing up a child alone and paying rent, with just some child support to help towards that. And usually it doesn't help that much towards it, as raising kids is costly.

I'd be interested to know the back story on how the father is now in this much better financial position? Anyway, sounds like that age old thing MN warns against, which is having kids when you're not married.

Agree. There must be a backstory, and I hardly think the maintenance has been paying for her whole life. It can't have been that generous, otherwise OP would have said the amount.

I wonder if the mum tried to launch a business, sinking funds into it, and it failed due to the state of the world - covid, Ukraine, inflation, etc.

As for not being married before you have kids, it seems that the DH got her pregnant and then wouldn't marry her. (I think it highly unlikely that she wouldn't have wanted to get married, being pregnant with his child.)

OP's story gaps also lead me to believe that she was the OW. You can tell by what she hasn't said.

tomorrowtoblerone · 24/11/2025 22:02

He hasn't been supporting her though has he, he's just paid some child support towards raising his own child. Unless I'm missing something?
The woman has been running a business and raising their son and paying rent. Shes obviously now struggling to make ends meet, like many are right now, especially single people who can't share bills.

SoftBalletShoes · 24/11/2025 22:03

outerspacepotato · 24/11/2025 21:55

The mom has known for years that child support would eventually stop. OP's husband has already paid one of the mom's business debts (good deeds don't go unpunished comes to mind here). If her business has been doing so poorly that she can't pay her business debts or make rent, she should have closed down and gotten another job. That's not hard hearted, that's just facts. Her business tanked and she didn't adjust because she assumed her ex would be paying her bills for however long she bugged him about it. Turns out Bank of Ex is closing and she knew it. She just thought she could keep her hand in his wallet forever because she had a child with him.

You're taking OP's story as fact, when it's actually very light on detail. And she might have been looking for a job and a cheaper rental for ages. From your use of the US spelling of "mom" I'd guess you're not form the UK. The UK is a low-wage economy, the place is in a total mess, there's a housing crisis, a fuel-price crisis, inflation has been dreadful in the last few years, hitting 11.1 % in late 2022 and is still well above the Bank of England's target. Jobs and rentals are scarce.

Nearly50omg · 24/11/2025 22:30

DSS will end up like his mum if you carry on as you are! He needs to stand on his own feet and get a job!!! Not have everything paid for him and handed to him on a plate! He’s an adult for gods sake not a child anymore!!

SoftBalletShoes · 24/11/2025 23:20

Nearly50omg · 24/11/2025 22:30

DSS will end up like his mum if you carry on as you are! He needs to stand on his own feet and get a job!!! Not have everything paid for him and handed to him on a plate! He’s an adult for gods sake not a child anymore!!

Eh? He's in full-time education - at uni! I'm sure he does have a job, like most students these days, but his earnings will go towards his education and his keep while not able to work full-time. Don't forget, he will graduate with an absolute minimum of $30k debt for the education, assuming a three-year course, never mind if he needed a top-up loan as well. I've been amazed at everyone on this thread saying that he should be contributing towards his home household as well as putting himself through uni.

SoftBalletShoes · 24/11/2025 23:23

BruFord · 24/11/2025 20:33

@SoftBalletShoes Surely she can ask someone other than her ex of several years to help her out this time though? They weren’t married, and he’s helped her out before so it’s time for him to step back.

Just because they have a 20-year-old together doesn’t mean that he’s her default financial supporter. She may have family who could help out, for example.

I don't know. OP didn't give a whole lot of detail about the mum.

CheeseIsMyIdol · 24/11/2025 23:53

Wrong thread

BruFord · 25/11/2025 01:07

tomorrowtoblerone · 24/11/2025 21:50

If they weren't married, she must have been in a financially precarious position the whole time, and it's not like the OPs husband can have been supporting her then unless she lived on child maintenance alone? so she's obviously been bringing up a child alone and paying rent, with just some child support to help towards that. And usually it doesn't help that much towards it, as raising kids is costly.

I'd be interested to know the back story on how the father is now in this much better financial position? Anyway, sounds like that age old thing MN warns against, which is having kids when you're not married.

@tomorrowtoblerone Even the child maintenance is unusual, given they had 50/59 custody. I thought that 50/50 meant that neither parent had to pay child maintenance to the other one?

SoftBalletShoes · 25/11/2025 02:04

BruFord · 25/11/2025 01:07

@tomorrowtoblerone Even the child maintenance is unusual, given they had 50/59 custody. I thought that 50/50 meant that neither parent had to pay child maintenance to the other one?

Maybe it depends on how much each party earns.

heavenknow · 25/11/2025 02:27

@tomorrowtoblerone- it’s been 20 years, DH and I have got into much stronger financial positions through career advancements. I owned a home when we met - so used that help with deposits etc. The child support have been sizeable, enough for her to survive on and not work, or be in a good position financially if she chose to work FT in her trained position. Which she doesn’t.

OP posts:
whitewinefriday · 25/11/2025 06:52

ETA: Then there's the fact that the cost of living is horrendous these days and has been rising fast for quite a few years now. Did the husband increase his maintenance in line with inflation? It's hard to afford heating, lighting, housing, food, and other necessities these days for single people.

I doubt the husband increased maintenance at the rate of inflation as I doubt his earnings increased at that rate?

RhaenysRocks · 25/11/2025 06:54

heavenknow · 25/11/2025 02:27

@tomorrowtoblerone- it’s been 20 years, DH and I have got into much stronger financial positions through career advancements. I owned a home when we met - so used that help with deposits etc. The child support have been sizeable, enough for her to survive on and not work, or be in a good position financially if she chose to work FT in her trained position. Which she doesn’t.

So the child was a newborn when they split? It won't have been 50/50 from the start then? I'm always interested in the details of 50/50. Is it just that the child stayed an equal number of nights but still had mum doing all the thinking, planning, world book day costumes, waiting lists for swim classes, appointments, party planning, buying of uniform, noticing shoes are small or they've had the same reading book for a month, or is it actually a full 50/50 split if all the duties and headspace of parenting?

pestowithwalnuts · 25/11/2025 06:59

heavenknow · 22/11/2025 12:42

DSS is 20, graduating uni in 6 months. DH has paid a generous maintenance throughout. The agreement they had in place was financial support ended in Dec 25. (Due to lump sum payments requested by ex)
She has now said if we can’t continue the payments for a minimum of 6-12 months then she will lose her house. She currently works for herself. AIBU to think this isn’t our problem?

Just reading through again. And saw that the ex lives in a rented house.
How is she going to lose it..? Unless she is rent arrears or the rent is too high for her to manage without the help of the maintenance payments.
I'm which case she should look for something cheaper

Gettingbysomehow · 25/11/2025 07:15

SoftBalletShoes · 24/11/2025 15:51

As I said, maybe she should, but we are dealing with what is, not what should be. I, personally, could not make someone homeless at the start of winter. Nor create a situation that's very worrying for the DSS during his final year of uni.

They aren't making her homeless ff's. She's made lousy decisions and she's made herself homeless. How long should they pay for this woman? The rest of us have to manage life without freebies from ex husbands.

Gingernessy · 25/11/2025 07:35

RhaenysRocks · 25/11/2025 06:54

So the child was a newborn when they split? It won't have been 50/50 from the start then? I'm always interested in the details of 50/50. Is it just that the child stayed an equal number of nights but still had mum doing all the thinking, planning, world book day costumes, waiting lists for swim classes, appointments, party planning, buying of uniform, noticing shoes are small or they've had the same reading book for a month, or is it actually a full 50/50 split if all the duties and headspace of parenting?

He's been paying maintenance.
Why would he do that if it's 50/50.

DeathNote11 · 25/11/2025 07:58

Bellyblueboy · 22/11/2025 13:28

It’s not your problem. Nothing to do with you at all.

it might be your husbands problem depending on how he feels about it, how his son will react etc etc.

She should absolutely be able to stand on her own two feet. She should have known maintenance would end at some point and should have had a plan in place. I have seen this a few times, high earning ex so generous CMS payments. That supports a nice life, but when it ends the gear change is jarring.

Spot on. UC child payments ending has the same effect too. Mothers need to be ready for their children hitting 18 because the state won't pick you up or break you in gradually. You'll be in a miserable, zero hour contract job quicker than you can say "is that really all the UC I'm entitled to as a lone adult?".

OP, not your problem. The ex knew support would stop & should have planned for it. You can't keep extending deadlines this way or he'll be paying her from the grave.

MellowPinkDeer · 25/11/2025 08:09

Gettingbysomehow · 25/11/2025 07:15

They aren't making her homeless ff's. She's made lousy decisions and she's made herself homeless. How long should they pay for this woman? The rest of us have to manage life without freebies from ex husbands.

This. I honestly can’t believe the utter bullshit coming out of that poster. She is either the mum or some other ridiculously entitled women who thinks someone else should provide her for life!

heavenknow · 25/11/2025 08:49

@Gingernessyits been 50/50 since he was 2. He pays maintenance because she would be in significant financial hardship if he didn’t, they agreed on a term - which is now ending.

OP posts:
CheeseIsMyIdol · 25/11/2025 08:53

heavenknow · 25/11/2025 08:49

@Gingernessyits been 50/50 since he was 2. He pays maintenance because she would be in significant financial hardship if he didn’t, they agreed on a term - which is now ending.

She’s had 18 years to establish a livelihood and hasn’t bothered?! That’s ridiculously taking the piss. Cut her off without a backward glance.

Shinyandnew1 · 25/11/2025 10:51

Thanks everyone. We are going to stand firm and not give her anything else.

Good for you. Presumably the son can live with you if he needs to.

Perhaps she needs to get a different salaried job or move into a cheaper rental.

Have you told her that you won't be funding her any more?

tomorrowtoblerone · 25/11/2025 11:01

So the son is 20 and you got together 20 years ago? so was that when she was pregnant or had a newborn?

And then two years later your DH had enough money to give significant child support -enough for her to live on?- even though you had the child 50 percent of the time.

Sorry something about this story doesn't add up to me.

hungrypanda4 · 25/11/2025 11:21

BreakfastClubBlues · 22/11/2025 12:45

I guess not, but DSS life would probably be better if his mum didn't loose her home.

He is an adult. The ex is an adult. Why do women on here always bang on about feminism but expect the ex to feed and house them.

tomorrowtoblerone · 25/11/2025 11:31

Why do women on here always bang on about feminism but expect the ex to feed and house them.
🤔
They don't. HTH

JudgeJ · 25/11/2025 11:40

The OP and her DH couldn't even give her some grace over the coldest period of the year. I think it's wrong, but then I'm a caring and forgiving person
She would then come up another raft of excuses to continue to sponge off others, she is the creator of her situation.
Your description of yourself however makes me think that opinions will vary, being a self-proclaimed 'caring and forgiven' person can be interpreted in many ways, unless you're the ex !

JudgeJ · 25/11/2025 11:41

tomorrowtoblerone · 25/11/2025 11:31

Why do women on here always bang on about feminism but expect the ex to feed and house them.
🤔
They don't. HTH

A large number do however! HTH too.

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