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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To consider Only Fans

531 replies

Daydreamnotbeliever · 15/11/2025 10:44

So for background im a single parent of 3. 2 uni age kids, one older but has additional needs. All 3 live with me still. Im supporting all 3 more or less full. Their father is no contact and has been for over a decade.

I work full time and earn a salary of £40k. Which on paper is ok. In reality, more or less funding 4 adults, not so much. The kids contribute what they can. They pay for their own items. My eldest works part time which is about as much as he can manage. But its not enough. My wage doesnt stretch far enough. I run out of money every month. Theres rent bills heating food etc all falls on me and i cant survive. Theres no luxuries. No fun. No anything. When they move out ill manage but at the minute its impossible. And i cant expect them to contribute more. The eldest doesnt have the capacity and the other two need uni to be the priority they are both doing courses that are intense and do a lot of work outside of lectures.

Im single. However. I have a friend who i hook up with. Its safe. Hes safe. But i have no desire to live with someone and share a life. We date, kinda, go out for drinks sometimes or the cinema, hook up, and have fun.

The idea is he manages an account i make. He makes vids, edits, promotes, markets etc. I do the chats, conversations etc in the eve. We split anything earned, more to me. My suggestion not his. All my idea.

i know its not guaranteed money, infact the opposite, it takes a lot of effort to make something. He has the time to market etc. i dont. It would be faceless. I wouldnt put my face out there. But pretty much anything else goes.

I just cant manage at the minute. Earning more in my role is impossible at the moment. Theres no second jobs i can do. No local bar work. I dont drive. I have no “talents” for an etsy side hustle. I dont have the money to buy equipment to start a printing side hustle or something. I dont have the time for much around my job at the moment. Theres just not other way to make money. Im out of idea and i need to make a few hundred a month to keep my head above water now im funding 4 adults alone pretty much.

The concern is obviously my kids, even though they are all adults. We are a pretty liberal open family and discuss anything and everything. Id probably tell them, but its still a worry.

Would you do it? Could you do it? Have you done it? Can you suggest an alternative?

OP posts:
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MO0N · 15/11/2025 12:24

Inviting your fwb to become your pimp is probably a bad idea.

fruitbrewhaha · 15/11/2025 12:27

Oh gawd no.

This isn’t just your problem, it’s for all four of you to solve. I’d suggest your kids take a year out of study to earn some money.

KaleidoscopeSmile · 15/11/2025 12:27

MyAmusedOpalCrab · 15/11/2025 10:56

Then change sectors and get a higher-paying job. It’s not rocket science. Excuses excuses excuses. If you want to do onlyfans, own it. But don’t post a thread asking for opinions then be combative to those who suggest different, no point of the thread.

Just don’t come back here and post when it backfires.

You don't get to tell anyone whether or not they can post on here and your unnecessary aggression to OP is bizarre

TimeForATerf · 15/11/2025 12:29

Only read the first page and I feel sad for you OP, but really no, the maintenance loan that the uni kids get is not for fun, it is to pay for their keep. Based on your income, them living at home and outside London their maintenance loan should be just over £6.5k a year each. That's £125 a week and they have PT jobs to pay for their social lives on top.

£50 a week from each of them of them is £400 a month, no need to get naked at all. They need to pay their way.

PenelopeSkye · 15/11/2025 12:29

What does this friend think of your idea? He doesn’t sound like the greatest guy if he’s on board with this. I used to go on the £10 a day threads on here a few years ago- I don’t know if they’re still in existence- they had some useful tips on making a bit extra

AquaForce · 15/11/2025 12:30

I heard an expression the other day,

''Anything on the internet is written in pen''

You may get found out.....even years from now

You say you don't have anything for a side hustle but you do. You can make videos and edit. Why not try a YouTube channel. Use your current situation to show people how to manage on a budget. You could do 'reactions' to other people's money saving tips and see if they actually work in real life. You don't have to hide it from anyone. If your kids can pitch in with a bit of editing you don't even need to split the money with anyone.

You're definitely not the only person feeling the squeeze at the moment. There's a lot of people who've never really had to tighten their belt before, looking for solutions.

Shoutygouty · 15/11/2025 12:30

Family meeting - everyone brings in a bit more and cuts expenditure a bit.

Community kitchens, olio anything local that does value food. Meal prep, meal prep and meal prep. Follow the sites that

matched bettering, survey sites - some do pay if you do enough - Vinted, local baby sitting, pet sitting on Rover, bank switches

Your plan is a fantasy - and a shit one that sees you give nearly half of any profit away. It’s a saturated market and the first time some local perv reveals how he sees you it will be skin crawling awful. Don’t do it!

EverardDeTroyes · 15/11/2025 12:32

I don't have any great ideas (beyond babysitting maybe? Have you thought of this?) but just wanted to say, hang on in there OP. If one of your children is in their final year at uni, you are only looking at another 6 or 7 months of this. I'm sure they are aware already, but impress on them how important it is that they find work, any work, as soon as they finish their finals. I wouldn't normally advocate this, but given the short term nature of your financial shortfall, couldn't you put a few expenses on a credit card? Sorry if that is an unreasonable question.

Ageguess · 15/11/2025 12:34

Op, I earn loads of money looking after dogs in my home for people that don't like kennels. Do you work from home at all? If so you could do this and earn an extra few grand a month. I do it full time, but it would definitely be possible to do it alongside a WFH job.

I charge £30 a night and have 4 dogs most nights. You can hand pick, so I only take small easy dogs.

You need a licence from your council, which is about £120 a year, and insurance from Cliverton which costs the same for a whole year. Then you throw an advert on FB/Gumtree and that's it. I have been busy from the very start and made money almost immediately. Been doing it for 12 years now.

NO WAY would I consider Only Fans. You'll regret it.

AngelicKaty · 15/11/2025 12:36

Daydreamnotbeliever · 15/11/2025 11:46

One is first year one is final year. Its so hard. I know the solution is probably they work more. But i want them to enjoy uni and their free time, make friendships and mistakes, and get the best grades they can. I want uni to be easy for them. Not worry about food and topping up the electric and rent being paid.

OP, you are not doing your DC any favours by protecting them from the realities of life. Life is hard, but understanding that rent, utilities and food have to be paid for won't harm them in any way. It's a crucial life lesson. (My parents taught me and my siblings the value of money - and how to manage it - from a very young age and I couldn't be happier that they did.) Tell your DC that you are considering doing OF because you can't make ends meet and see how they react. My guess is, if they're the decent kids you say they are, they will want to work more to share the financial load. (Oh, and why can't they make friends and have fun at work, just as they do at uni'?)
OF is categorically not the answer to your financial problems OP - your adult children contributing more for the household expenses is.

Left · 15/11/2025 12:36

You sound like a lovely parent OP!

But if things are this stretched then it is time to sit down as a family and see what your adult kids can contribute towards bills and groceries. You shouldn’t have to shoulder this all yourself x

queenofarles · 15/11/2025 12:37

smallsilvercloud · 15/11/2025 12:20

No to OF
theres got to be other solutions, I think a second employed job or a side hustle that takes a bit more thought.
Tutoring
Cleaning
Online shop
Learn a niche skill with a short course
Pet sitting
Virtual PA
Have a look at remote jobs, see if there’s anything part time you can work alongside yours.

on Instagram Im seeing lots of content creators visiting car boot sales or charity shops , and then put up stuff on eBay , FB, Or they get offers through their page straight away, not talent there , no showing face or identity ,
just knowing what sells and tbh I’m shocked at what is considered collectibles nowadays , things like 80s and 90s fisher price toys.

qaz1qaz · 15/11/2025 12:43

This reply has been deleted

Message deleted by MNHQ. Here's a link to our Talk Guidelines.

What a nasy comment!
She works 60 hrs per week, then shops, cooks and cleans.
Were you bullied as a child?

MissiliaAmori · 15/11/2025 12:45

Op have you tried looking at AI data trainer jobs? They're totally flexible, home based and you can earn a really decent wage. I work for Data Annotation and earn about 30USD an hour. You need to do a pretty gruelling application process and it requires brainpower but it's been an absolute lifesaver for me and my family.

Negroany · 15/11/2025 12:45

As an aside, I was at a conference yesterday for small businesses, the majority single person like mine.

There was a social media session. They said you have to post on SM at least six times A DAY, to make any impact. But preferably more. Preferably more than ten times (I won't be!).

Also, the SM expert said she had "monetised" (I think that means allowed ads) her Facebook by going pro, and she gets about £80pm through that. And she has THOUSANDS of followers. (That's not her job, by the way, it was just an additional thing she was suggesting people do, for the reach rather than the money.)

I just thought it was a useful comparison to how much work you'd need to do to get OF income.

MissiliaAmori · 15/11/2025 12:45

MissiliaAmori · 15/11/2025 12:45

Op have you tried looking at AI data trainer jobs? They're totally flexible, home based and you can earn a really decent wage. I work for Data Annotation and earn about 30USD an hour. You need to do a pretty gruelling application process and it requires brainpower but it's been an absolute lifesaver for me and my family.

Flexible as in you pick up the work whenever you want to, there are no set hours and I've never run out of work to do.

myfourbubbas1 · 15/11/2025 12:46

I'm just wondering if you've considered tutoring? So many people out there are looking for people to tutor their children. Some people do this online via zoom either 1-1 or small groups which is a cheaper option to offer out to clients as well. If you have a degree then you will have a specialist subject to share, you could potentially tap into the home education market which is growing at the moment. I read on a local Facebook group the other day that someone was paying £44 an hour for their home ed child to have 1-1 tutoring, I'm sure this would be far more lucrative than only fans.

WatermelonSalad1 · 15/11/2025 12:49

@Daydreamnotbeliever would you consider signing up with a care agency?

My parents have a couple of carers who are doing the evening shift on top of a job, they do 2 hours when they can, I was at school with one of them, she has teens and needs the exyra

The agencies really really need someone and with a lot of clients it helping them after an evening meal or prepare for bed.

Limehawkmoth · 15/11/2025 12:50

I understand dad has no contact. But there are such things as court orders for him to pay out his share of contribution. If he bunked off 10 years ago and not paid a penny since, they’ll be a hell of a back payment for 3 kids.
youdo know you are letting men off the hook here.
the man who should be supporting your kids isnt
so you want to ask another man to take 50% cut of you humiliating yourself on line
so other grubby men can wank off to your images and videos at no risk to themselves

blimey, you can’t do much more to be a complete door mat on the alter of male entitlement

WatermelonSalad1 · 15/11/2025 12:50

O F won't make you money anyway, as well as everything else

Aluna · 15/11/2025 12:51

WatermelonSalad1 · 15/11/2025 12:49

@Daydreamnotbeliever would you consider signing up with a care agency?

My parents have a couple of carers who are doing the evening shift on top of a job, they do 2 hours when they can, I was at school with one of them, she has teens and needs the exyra

The agencies really really need someone and with a lot of clients it helping them after an evening meal or prepare for bed.

Exactly. So many people who need care.

lessglittermoremud · 15/11/2025 12:52

You’re unlikely to make any money on OF, sorry to say but unless you’re inclined to do increasingly degrading things you just wont be able to compete with every other person on there…..
Dependinh on how many bedrooms you have and if you are a home owner I would get 2 of your children to share to free up a bedroom, not ideal as adults or if that’s not a possibility get rid of your lounge/sitting room, turn it into a bedroom and take in a lodger. You can rent a room and earn 7,500 tax free so I would be doing this route rather then relying on something as bizzare as only fans.
A family member rents a room in a family house Mon Eve to Fri Morning and then commutes back home for weekends so you’d have the house to yourselves over the weekend if you could find someone needing similar.

sickleaveornot · 15/11/2025 12:52

Either the older kids work more to supporting your house, or they move out and support themselves. They aren't babies anymore OP.

As far as your arrangement goes - the guy sounds like a twat and definitely not someone you should feel safe with.

In terms of degree/sector, - there's some pretty smart people on here who can generally make suggestions of other relevant jobs that would work with your skillset - What's your degree and what sort of role are you in now?

MummytoBoth · 15/11/2025 12:53

This can’t be real. Imagine the kids friends seeing this, your neighbours, people at work. Wow

SportingConnection · 15/11/2025 12:54

Daydreamnotbeliever · 15/11/2025 11:28

Evening work is what i have been looking for. But i have been unable to find anything. I work till 6 and 1/4 weekends. I dont live in a big town and i dont drive.

In ideal world id get a wfh eve job, that i can do for a few hours. I tried to look at the typing up medical or legal transcripts into documents roles but i couldn’t get past the initial stages. But in a perfect world thats what id want to be able to do i just cant figure how to actually get those paid by document not hour jobs

Amazon customer services, fully remote. Although the first page suggests full time, if you click through there are part time, flexible hours including seasonal.

Could any of your DC’s do this too?

https://www.jobsatamazon.co.uk/customer-service/virtual