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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To not pay stepchild’s private school fees.

1000 replies

CloverRiver · 06/11/2025 07:23

My stepchild is 13 and has 3 years left of secondary school. They’ve been in a nice private school for the past 2 years, funded by my DP and his ex-wife. They benefited from a reduction and discount in fees.

My stepchild recently came to live with us full time, this is ordered by the court and social services and it has been traumatic for him. I’ll avoid details because I don’t want to out myself and to protect their privacy.

My issue: My stepchild’s school has now said that, as my stepchild is living with us full time, they want to assess my income and I need to be a co-signature to his school fees. I do not want to be liable for school fees, potentially thousands a year. If I sign this contract I will be made joint and severely liable, if for whatever reason DP didn’t pay or we split up I’d still be liable for it. I also do not want my accounts being analysed in depth, audited etc. DP and I are not married but we do live together and have done for a number of years.

I have told DP that it’s a firm no but he is now really cross and adamant this will potentially mean his child loses his place at school. The school has sent two emails now saying they want my income details and that they expect me to sign the contract. Before people suggest pulling him out and putting him in state, he has moderate autism, so he really does need and benefit from the school.

OP posts:
BellesAndGraces · 06/11/2025 12:59

dontmalbeconme · 06/11/2025 12:55

I'm amazed that so many people think that OPs DP should (and would) prioritise his girlfriend over what is best for his child. A child who is, by all accounts, vulnerable, traumatised and has been completely failed by his other parent.

Surely everyone can see that this father needs to prioritise his son and do whatever it takes to ensure hes not subjected to more trauma and upheaval?

This means keeping him in his existing school. Luckily, he has a bursary, and so school fees are set at a level which is affordable based on household income. If his girlfriend refuses to be assessed or contribute, he surely has no choice but to prioritise the wellbeing of his son, end his relationship and have the bursary legitimately recalculated on his new, sole, household income, thereby ensuring that the fees remain affordable.

Its reasonable for OP to not want to contribute if she doesn't consider them to be a commited family unit or feel that she wants to assume responsibility towards his son. However by doing so she backs her DP into a corner whereby he has to end his relationship with her to protect his son from further upheaval and maintain his stability.

Its a shit situation all round, but the loser in this is the poor kid, who needs and deserves his father to prioritise his wellbeing and stability above a non committed girlfriend who feels no responsibility towards his son.

Its quite unusual on MN for so many people to think that a girlfriend should be priotitised over a vulnerable, traumatised, ND child who has already been let down and likely abused by his other parent.

If you read the OP’s posts you will see that the DP will not be able to afford the fees if he moves out even if he then qualifies for a bursary. The only way the DP can afford the fees is if OP contributes or subsidises him in another way.

PetuniaP · 06/11/2025 12:59

CloverRiver · 06/11/2025 11:42

I am going to completely out myself here, but the bursary is 50%. DP was paying £600pm, his ex-wife was paying the other £600pm. He’s now paying £1,200 which he can just about afford. If the bursary gets withdrawn he will have to pay £2,400pm which he simply cannot afford without me contributing that half in some sense.

How much do the school know about the reasons why your partner's son has come to live with you full time? Any school with decent pastoral care would understand that the risk of him having to move school as well would be profoundly detrimental to his wellbeing. Some schools will even increase the size of a bursary/waive fees depending on whether they have a large enough endowment - my son's school fully funds fees for approximately 10% of each year group for bright kids who would never otherwise be able to afford private education.

You partner should be having a full and frank conversation with them about what is going on and why. If they cannot be compassionate and continue the bursary until his GCSEs are done, then maybe it is not a great environment for him to be in anyway.

MissMoneyFairy · 06/11/2025 13:00

CloverRiver · 06/11/2025 11:42

I am going to completely out myself here, but the bursary is 50%. DP was paying £600pm, his ex-wife was paying the other £600pm. He’s now paying £1,200 which he can just about afford. If the bursary gets withdrawn he will have to pay £2,400pm which he simply cannot afford without me contributing that half in some sense.

Tough, he needs to seecthecschool and explain then, either he gets more work, takes son away to a new school or asks for a payment plan, why has the bursary stopped.

MangoBanjoe · 06/11/2025 13:04

JadeSquid · 06/11/2025 12:57

She used to do that using her UC top ups on her low paid job, but now she has a live in partner, she's lost those and she's having enough trouble getting him to pay the portion of rent she's lost, ballet is unfortunately a secondary priority to that.

So she gets a better paid job or a better paid boyfriend. Or continues to sponge off the taxpayer for her kids’ non-essential extracurriculars instead

dontmalbeconme · 06/11/2025 13:05

MangoBanjoe · 06/11/2025 12:56

Because it looks very likely that if DP left OP, he couldn’t afford the reduced fees plus and his and his son’s living costs anyway. So if he wants to flounce because she won’t pay, he can, but the outcome isn’t any better for his son.

The bursary will be recalculated on his sole income to ensure that it is affordable taking into account reasobable living costs. Thats how bursaries work, they are a needs assessment.

It will be affordable for this childs dad as a single parent.

It will not be affordable if he lives with a partner who could afford to pay but refuses to.

partygate · 06/11/2025 13:05

I think it’s completely fair when assessing bursaries they assess all household income. Otherwise every unmarried couple could opt for relying upon one income.

You should not have to sign an agreement to be responsible for school fees. School is unreasonable there.

if it’s all moot, just be firm. He cannot expect you to fund school unless you’re a shared finances relationship.

NimbleDreamer · 06/11/2025 13:06

CloverRiver · 06/11/2025 11:42

I am going to completely out myself here, but the bursary is 50%. DP was paying £600pm, his ex-wife was paying the other £600pm. He’s now paying £1,200 which he can just about afford. If the bursary gets withdrawn he will have to pay £2,400pm which he simply cannot afford without me contributing that half in some sense.

In that case then as sad as it is the kid doesn't get to go to private school. You are not financially responsible for his school fees and it us unreasonable for your DP to expect you to pay. If the child's DM is no longer paying and your DP can't afford the school fees anymore then the kid will have to go to a state school as the parent(s) can no longer afford the school fees for him.

MangoBanjoe · 06/11/2025 13:06

sandyhappypeople · 06/11/2025 12:54

Yes, but if OP doesn't fill in the assessment he will lose it anyway.. so what is the point of digging your heels in over it? She is just being awkward for the sake of it.

The assessment is completely separate from the contract!

I'd personally talk to the school if I was the DP, but how can he do that is OP is refusing to even do the basic requirements of filling in the assessment form? part of the decision the school make is based on the household income assessment and how can they be expected to do ANYTHING without that?

OP is just being awkward here and no one can do anything if they don't fill in the relevant paperwork to start the ball rolling.

OP has clearly said that if her income is included, they won’t qualify for the reduction. So there’s absolutely no point in sharing your financial information with an unconnected institution for no reason.

JadeSquid · 06/11/2025 13:07

MangoBanjoe · 06/11/2025 13:04

So she gets a better paid job or a better paid boyfriend. Or continues to sponge off the taxpayer for her kids’ non-essential extracurriculars instead

Society doesnt work that way. Especially for oppressed groups like women. You can't just conjure up a better paid job with the flexibility necessary to parent. Nor can you conjure up a boyfriend who agrees to financially support you and your children while agreeing with how you use said finances. That's why I started this by saying that the idea that people shouldn't be expected to pay for their partner's children is anti-woman. It is usually women who require this support from men, some more than others.

Poodleville · 06/11/2025 13:08

What a crap situation.
I think, having read your posts and people's responses, have your DP write a detailed letter explaining the situation (or reminding them if they already know about what's happened with DSC's mum) and asking for some flexibility - even if it's until the end of the academic year to give him time to get his duck's in a row. Reminding them about the child in all of this, who has been removed from his mother's care and subsequently disowned by her.

Even if he can't swing the money by then / your stance doesn't change, it would give the child some time to prepare for the change.

MangoBanjoe · 06/11/2025 13:08

dontmalbeconme · 06/11/2025 13:05

The bursary will be recalculated on his sole income to ensure that it is affordable taking into account reasobable living costs. Thats how bursaries work, they are a needs assessment.

It will be affordable for this childs dad as a single parent.

It will not be affordable if he lives with a partner who could afford to pay but refuses to.

How do you know he can afford £1200 a month plus all their living expenses? It’s almost always cheaper to live with a partner, and he’s barely affording £1200 now.

dontmalbeconme · 06/11/2025 13:09

BellesAndGraces · 06/11/2025 12:59

If you read the OP’s posts you will see that the DP will not be able to afford the fees if he moves out even if he then qualifies for a bursary. The only way the DP can afford the fees is if OP contributes or subsidises him in another way.

No, thats simply not true. The bursary will be recalculared annually on a needs basis. If his household income goes down, the bursary goes up. Just as if his household income goes up (due to a partner), then his bursary goes down.

The level bursaries are set at is affordable based on reasonable living costs.

greyhound82 · 06/11/2025 13:09

CloverRiver · 06/11/2025 07:23

My stepchild is 13 and has 3 years left of secondary school. They’ve been in a nice private school for the past 2 years, funded by my DP and his ex-wife. They benefited from a reduction and discount in fees.

My stepchild recently came to live with us full time, this is ordered by the court and social services and it has been traumatic for him. I’ll avoid details because I don’t want to out myself and to protect their privacy.

My issue: My stepchild’s school has now said that, as my stepchild is living with us full time, they want to assess my income and I need to be a co-signature to his school fees. I do not want to be liable for school fees, potentially thousands a year. If I sign this contract I will be made joint and severely liable, if for whatever reason DP didn’t pay or we split up I’d still be liable for it. I also do not want my accounts being analysed in depth, audited etc. DP and I are not married but we do live together and have done for a number of years.

I have told DP that it’s a firm no but he is now really cross and adamant this will potentially mean his child loses his place at school. The school has sent two emails now saying they want my income details and that they expect me to sign the contract. Before people suggest pulling him out and putting him in state, he has moderate autism, so he really does need and benefit from the school.

Like it or not, you're in a relationship with somebody who has a school age child, and that child is living with you both! You can't claim to have 'no parental responsibility' for them at all - what if they brought a load of drugs into the house, would you just look the other way? You're not going to earn any respect from them with that attitude.

Regarding the money, as horrible as it sounds, I think you need to give your DP a choice between keeping their child in this private school, or keeping you and moving their child to a mainstream school. You may have separate finances, but together you are a family unit and both need to agree on how your money should be spent.

MangoBanjoe · 06/11/2025 13:10

JadeSquid · 06/11/2025 13:07

Society doesnt work that way. Especially for oppressed groups like women. You can't just conjure up a better paid job with the flexibility necessary to parent. Nor can you conjure up a boyfriend who agrees to financially support you and your children while agreeing with how you use said finances. That's why I started this by saying that the idea that people shouldn't be expected to pay for their partner's children is anti-woman. It is usually women who require this support from men, some more than others.

Misogynist bullshit, but you do you.

JadeSquid · 06/11/2025 13:12

MangoBanjoe · 06/11/2025 13:10

Misogynist bullshit, but you do you.

It's facts based on the sexist patriarchal society we live in. It starts because women are typically the RPs and also already underpaid in the workforce.

Julietta05 · 06/11/2025 13:14

Unless court decided that mum does not have parental responsibilities the school cannot just cut her off!

I would seek legal advice here.

sandyhappypeople · 06/11/2025 13:16

MangoBanjoe · 06/11/2025 13:06

OP has clearly said that if her income is included, they won’t qualify for the reduction. So there’s absolutely no point in sharing your financial information with an unconnected institution for no reason.

So fuck him then I guess?

If the school has the relevant information (the household income assessment) and makes a decision based on that, her DP could then have a meeting with them to discuss the circumstances and see if there is any leeway with the mitigating circumstances (the court order and upheaval etc), you don't know if you don't ask.

There is absolutely ZERO chance the school will entertain any of that is it looks like they are purposely hiding their household income from them (which is what OP is essentially doing), for all they know OP could be a millionaire.

OP needs to do the assessment (no matter what it means to the end result) to give them the best chance of keeping the child in school. Otherwise he'll be gone anyway, all because OP was digging her heels in about having to disclose her income!

Scarlettpixie · 06/11/2025 13:17

The school can attach whatever Ts and Cs they wish to a bursary. If this is that it is based on household income then there's nothing you can do about that. It is similar to the way uni students are assessed for maintenance loans. They are based on household income regardless of the other adults in the home not being related or what other expenses / other children they might have / support.

If assessing your income means your DSS no longer gets the bursary, this is about whether or not you are prepared to subsidise the fees - either directly or indirectly and not about whether you have to sign something to say you will be jointly liable for the fees.

If you are sure that would be the outcome, then your options are a) subsidise the fees, b) live separately, c) your DSS moves schools.

If your DP can only afford the current fees of £1200 if he remains living with you then separating is not going to help.

As others have said, it may be worth exploring if there are compassionate reasons for the bursary continuing (d).

It is only if you decide to do a) or if d) applies that you need to be worrying about what you are signing or could be liable for.

Will your relationship survive if you refuse to support your family with this? Ultimately your DH will want what's best for his DS and your refusing to consider yourselves a family unit may cause resentment (especially if DS moves school and it causes problems for him). I really don't understand people co-habiting with someone with kids unless they are prepared to go all in. Lots of step parents end up helping with university living expenses because of how the maintenance loan is assessed (however unfair that whole system seems).

gannett · 06/11/2025 13:17

JadeSquid · 06/11/2025 13:07

Society doesnt work that way. Especially for oppressed groups like women. You can't just conjure up a better paid job with the flexibility necessary to parent. Nor can you conjure up a boyfriend who agrees to financially support you and your children while agreeing with how you use said finances. That's why I started this by saying that the idea that people shouldn't be expected to pay for their partner's children is anti-woman. It is usually women who require this support from men, some more than others.

You are arguing that the OP refusing to pay for her partner's child is anti-woman despite the fact that she is a woman?

dontmalbeconme · 06/11/2025 13:17

MangoBanjoe · 06/11/2025 13:08

How do you know he can afford £1200 a month plus all their living expenses? It’s almost always cheaper to live with a partner, and he’s barely affording £1200 now.

Yet again, the bursary will be reassessed and set an affordable level in relation to household income. Thats how they work, and literally the point of them.

What you can't do is ring fence a large chunk of household income and expect them to disregard it because someone in the household could afford to pay, but doesnt want to.

Presumably the £1200 was last years figure assessed on DP and his ex both paying. Given the circumstances it will now be reassessed on his household income (which currently includes OP) and set at an affordable level based on that. If OP moves out it will be assessed on his sole income and set at a level affordable on that.

Bursaries are not fixed amounts, they are needs based assessments based on household income and affordability.

JadeSquid · 06/11/2025 13:18

gannett · 06/11/2025 13:17

You are arguing that the OP refusing to pay for her partner's child is anti-woman despite the fact that she is a woman?

No. This was a separate conversation within the thread where someone said that nobody should pay for children that aren't theirs. Hunt back if you so wish.

jbm16 · 06/11/2025 13:21

FlippyKiYayFlippyFlipper · 06/11/2025 07:30

This. Ask the school to provide the legal proof you need to give them access to your finances.
Have you been given parental responsibility for the child?
I can’t see how they would remove the school place if your refused to cooperate. Surely it’s all just on your DP. Are you sure he hasn’t put you forward for some reason? It sounds odd.

Sounds like they are receiving a bursary from the school which is means tested.

BellesAndGraces · 06/11/2025 13:22

dontmalbeconme · 06/11/2025 13:09

No, thats simply not true. The bursary will be recalculared annually on a needs basis. If his household income goes down, the bursary goes up. Just as if his household income goes up (due to a partner), then his bursary goes down.

The level bursaries are set at is affordable based on reasonable living costs.

You seem more confident of this than the OP. Do you know happen to know which school the DP’s son goes to and the terms of the bursary?

MikeRafone · 06/11/2025 13:22

CloverRiver · 06/11/2025 11:09

Can anyone with knowledge about this explain why the school didn’t deem me relevant (or the ex-wife’s husband) prior to stepson living with us full time? When it was 50% each, it was only the parents who were on the contract and the parents who paid and were deemed liable. Now that stepson is with us full time, I am suddenly financially responsible but wasn’t when he lived here half the time?

Is this standard practise on behalf of the school as it all seems very odd.

the school are hedging their bets on - if anything goes wrong" then they have Cloverriver to fall back on to get the money

They don't care where the money comes from, they are making up the rules as they go along and trying their luck

Perhaps you and your dp have to try your luck.. move out - relationship broke down over the private schooling, it was the final nail in the coffin black blah blah

Alpacajigsaw · 06/11/2025 13:24

If the kid has to leave the school then thats just tough shit. He’ll just have to join the rest of the vast majority of the population, including those with SEN, who go to state school.

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