Not an ordinary working person if you earn over 45k

[TesChique]

Disincentivising anyone to strive to earn over 45k a year is a bizarre strategy for growth i feel

Aibu?

I’ll have a read. But I’m confused that you’ve said everything should be equal and then posted a model that, by your own admission, isn’t equal?

We know a lot of primary school teachers and most of them go up the scale most years, almost all have a TLR by their 5th year. Lots of deputy heads are only 5 or so years in to the job - because of the numbers leaving the profession.

Stop catastrophising, it’s really bad for your health.

I work in the private sector and my starting salary looked nothing like that.

The graduate schemes you're talking about are likely to be very competitive and places will be limited. Of course, the successful candidate isn't the student that studies that hardest; it's the student who spouts the most nonsense in the interview and who has the brownest nose.

Not do stealth tax by freezing thresholds.

The whole thresholds thing deters progression and aspiration. As an example, DH was made redundant from a low 6 figure job this year, he was working 60 hours+ but paying ridiculous amounts of tax die to the 100K threshold. He is now looking for jobs under 45K to give him better work/life balance and not a huge discrepancy in take home pay. So he will be hugely over qualified but at least he will be a "working person" now and not hated by Labour and some on MN!! Hey we can even look to claim some benefits which we've never done before! Happy days.

That's what happens when you start hammering 1 section, they change their behaviour.

I mean the private sector covers a wider range of careers from your average home bargains customer assistant to an investment banker. Quite the range!

Much older graduate, and my peak was 32K at a privately owned company, and now I earn less. In the North, although I’m sure others earn more here.
Sickening for those of us on poor wages too.
We work equally hard, strived at sixth form, uni and work.

Of course, the successful candidate isn't the student that studies that hardest; it's the student who spouts the most nonsense in the interview and who has the brownest nose.

It’s actually the candidate who demonstrates they are the best fit for the job. No nonsense or brown-nosing required.

I think also that pp said IF they worked full time. Which means they don’t atm.
UC should only be for full time workers ( excluding the severely disabled registered as incapable of work ) and if 2 adults make up the family unit then full time for both.

However
A full time salary on the minimum wage is £22,222.
With a couple earning the same each with one child they wouldn’t get any UC top ups. They would only get child benefit. They also would not get financial housing help

Therefore if people worked full time, including both parties in a couple, even on the minimum wage our welfare bill would reduce substantially

I'm shocked 😲 they seemed like they genuinely wanted to pay more tax and there's nothing stopping them

Here in London that’s considered quite a low salary actually. I’d know because it’s what I earned in my last job and friends often said ‘gosh that’s low’ when they asked 🙃

I’m not sure this is an example of thresholds deterring progression, or aspiration. Your husband was made redundant, presumably has plenty of cash in the bank, and can easily afford to work in a lower salary job.

Without knowing what his job/qualifications are (and I’m not asking) it’s impossible to say whether a 45k job will mean he’s overqualified or not. He might end up in a job that makes a makes a bigger impact, his being at home more will likely have a positive impact on your home life together, and your children’s, if you have them.

If you only see things in terms of money, then of course you’ll only value them that way. But not everyone does.

In their eyes they are tackling inequality……..by bringing everyone down to the lowest level. Unless you are on handouts, you are fair game. Seen it all before, it doesn’t work. Socialism at its worst.

Get ready to apprehend any amazingly witty fella who asks you “How much then luv?”

Very pleased for you and your DH @twistyizzy

And less tax revenue for grabby Reeves, and the all-consuming welfare state.

Labour - what a collection of half-wits.

"presumably has plenty of cash in the bank" how do you presume that? A sweeping assumption? You don't know our financial situation, you are just making shit up.
Extremely arrogant and prejudiced of you FYI.

DH earns no where near £45k, but we do receive various benefits including UC, CA, CB, CDPx2, SCP and my eldest gets ADP. We manage fine🤷‍♀️

What are you on about.
No they won't.
Only the senior ranks in band 7 will.
Not "any fully qualified nurse", the likes of which start at entry level band 5.
I am a fully qualified nurse who is employed, so I know you are astoundingly wrong.

You are right @twistyizzy . People change their behaviour. This government forgets that people have agency - and are mobile. Parents I know who were both working hard to afford private school fees? VAT comes in, they feel pressured and despised by the Government and have withdrawn their DCs. Great! Now all of a sudden they don't HAVE to have two well-paying jobs as they are saving roughly approx £30 k per child after tax. So, one parent quits entirely. Or both parents scale back. So the government has lost income tax. And the VAT that they said would never be lost because there would not be an attrition rate to the state sector. (Let's not mention the 25,000 private school students who have left the system since January, shall we? Bridget Philippson doesn't like that being pointed out). And they have lost good will from people who were previously net contributors. Well done Labour!

Or 'the rich' who are being hammered every which way. Look at the wealthy, and the moderately wealthy deciding that their future is no longer in the UK? The exodus is very real. Labour seem to forget that people have choices and when they are hammered repeatedly (and told they are just rich bastards anyway) they say 'fuck it'.

Then you get short termist hard of thinking numpties saying 'well, don't let the door hit you on the way out' failing to realise that this country actually NEEDS the proactive and mobile to stay here. With their money.

This government is really quite something in it's incompetence. It's inability to see through to the logical consequences of the cobbled together shite they pretend are fiscal policies. It's breath-taking.

Amazing. Can you break that down for me? What do the letters stand for? How much do you get for each one?

Well said

That must be unusual. I’m always hearing from sister and friends who are primary teachers (niece is secondary) that TLRs have been practically done away with in primary schools. My sister is the senco and does have one but tells me how back in the day you got them for all sorts. Maybe the scale issue is more relevant at secondary hence my niece’s experience. 🤷‍♀️

The problem is also that it pushes people out of PAYE and into cash in hand jobs/self employment, take in some MN ironing, tutoring on the side etc instead. There comes a point where the top percentage of people vote with their feet. They cannot really overtax 25% of the population to support 75%. It does not work long term. Whatever they end up doing, the current spend per capita is completely unsustainable long term.

Well yes because you are being funded by the taxpayer ie the people working hard in PAYE jobs being targeted by Labour yet being told they aren't "working people" and therefore should pay more tax.

Did you post this to be goady?

This actually fucks me off, to be honest. I am a single parent and am taxed 42% as in Scotland on anything over 43k (or thereabouts).
I don’t get the full child benefit. And until the threshold was increased, I had to pay it all back.
And yet a two parent household where they each earn half as much as I do are taxed much less and keep the child benefit. That household is literally hundreds of pounds a month better off than me, even though my household income is the same and my DC don’t cost any less.
The government can fuck off to the far side of fuck as far as I am concerned, and I used to consider myself a progressive person.