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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Not an ordinary working person if you earn over 45k

1000 replies

TesChique · 02/11/2025 15:50

Disincentivising anyone to strive to earn over 45k a year is a bizarre strategy for growth i feel

Aibu?

OP posts:
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Rexinasaurus · 02/11/2025 16:14

TesChique · 02/11/2025 15:50

Disincentivising anyone to strive to earn over 45k a year is a bizarre strategy for growth i feel

Aibu?

Not an ordinary working person if you earn over 45k’

More accurately the current government, is seemingly going to inform us that we are indeed ‘working people’, if we earn under £45k.

Nothing ordinary about it.

Earn under £45k you are a working person.

Earn over 45k and you are by Starmers definition not a working person.

I’m eagerly anticipating Starmer telling us what we Are, in this case. we earn over £45k, but we are Not ‘working people’. So, what exactly, are we?

If we don’t work, we surely don’t get paid which mains we don’t need to pay tax of course. Perhaps that will be announced at the forthcoming budget.

I am a woman, who works. By Starmers current thinking - I don’t exist as a woman (because if some women have penises as Starmer stated, women as a sex class, cease to exist at all); and I earn over £45k which means I’m not a ‘working person’.

So after all these years I’m going to find out the truth from Labour. Am I in fact a non working man?

The Labour Party of today really are utter Imbeciles.

Newmeagain · 02/11/2025 16:14

Jasnah · 02/11/2025 16:11

I wish we could consider household income per head instead of single incomes. As usual, single parents will be penalised the most.

I earn over 45k because it's what I need to keep myself and my kids afloat as a single parent. An increase in income tax would hit hard in what little we have outside of paying bills.

Yes, completely agree.

Glitchymn1 · 02/11/2025 16:15

REDB99 · 02/11/2025 16:12

I don’t consider 45K a particularly high salary for a single person, different if there are two earners on 45K though as a combined income of 90K is high and enough to live off.

Out of touch. Most people in local government earn less than that, those in retail, vets, teachers. They have mortgages, children, go on holiday.

REDB99 · 02/11/2025 16:15

Jasnah · 02/11/2025 16:11

I wish we could consider household income per head instead of single incomes. As usual, single parents will be penalised the most.

I earn over 45k because it's what I need to keep myself and my kids afloat as a single parent. An increase in income tax would hit hard in what little we have outside of paying bills.

Our posts crossed and I completely agree with you. I earn a very decent salary of 87K but am a single parent. I still take home less per month than a dual income household of two people on 45K and they can claim child benefit and I can’t. The system is very unfair to single parents who earn well.

Btowngirl · 02/11/2025 16:15

Jasnah · 02/11/2025 16:11

I wish we could consider household income per head instead of single incomes. As usual, single parents will be penalised the most.

I earn over 45k because it's what I need to keep myself and my kids afloat as a single parent. An increase in income tax would hit hard in what little we have outside of paying bills.

Agree with this. My mum worked so hard to keep us afloat when we were younger. Only potential issue is when the children are adults and how to exclude them from the household income total when mostly they’re staying home to save.

OldBalkanNationalistGrumpy · 02/11/2025 16:18

ILoveHolidaysAbroad · 02/11/2025 15:54

Have I missed something? Most people I know earn over £45k

Not many normal people earn over 45 000

REDB99 · 02/11/2025 16:19

Glitchymn1 · 02/11/2025 16:15

Out of touch. Most people in local government earn less than that, those in retail, vets, teachers. They have mortgages, children, go on holiday.

It’s not out of touch to say that 45K isn’t a particularly high salary. It isn’t. I know many people earn less and they are also clearly not high earners. Do you think I should be saying 45K is a high salary for a single person when after mortgage / bills / childcare there would barely be anything left?

Sarahconnor1 · 02/11/2025 16:19

Btowngirl · 02/11/2025 16:13

Nurses start on about £31k per annum, band 5 is the same across the board I believe. There will be unsociable hour enhancements but not worth £14k per year. I earned 5k extra in my last year in the NHS (11 years ago) and that was from tonnes of extra shifts.

4 years as a band 5 is 38000, if they are on the full unsociable hours that will take them over 45k. Experienced paramedics are band 6, working nights and weekend again will push them over.

I don't think there is any joined up thinking at all with the government they are incapable of considering optics.

BobblyBobbleHat · 02/11/2025 16:19

TesChique · 02/11/2025 15:57

45k is apparently being used as the internal benchmark in gvmnt to keep to their "no tax increases for working persons" pledge. The directive in the treasury is to find ways to extract more tax from anyone earning above

Interesting, where is it that I can read more about this please?

Barney16 · 02/11/2025 16:21

Earning £45k doesn't make you rich. It makes you a person going to work, earning money to pay your bills therefore you are a working person. I voted Labour and I think they are bonkers. Instead of messing about why don't they just be honest and say taxes are going to have to go up. Then they should concentrate on improving the NHS which is full of people doing wonderful work in a system that's completely overwhelmed.

MySweetGeorgina · 02/11/2025 16:22

Fucks sake I feel like a right idiot voting for Labour now

I often feared that to Labour I might be seen as part of “the rich” with a 50k salary which took me decades to get to

but I’m just very middle middle middle class, worrying about paying heating bills this winter

Labour has started to attack the middle class and now who the fuck can I vote for

happy to pay fair tax but not happy to be singled out as “rich” as we’re actually not 😬

HardyWeinbergEquation · 02/11/2025 16:24

My DH earns over £45k and has been thinking about partial retirement.

This has helped him make up his mind. He will reduce his hours to endure he earns less than this.

titchy · 02/11/2025 16:24

Given three quarters of adults earn less than £45k I think we can safely say that the top 25% of earners are doing ok. Though maybe not by MN terms.

when I graduated the basic rate was 33% btw.

MidnightMeltdown · 02/11/2025 16:25

The problem is that salaries in the UK are so low relative to the cost of living (and especially, housing). 45k isn’t a high salary (relative to cost of living), but it still puts you in roughly the top 30% of earners.

RhaenysRocks · 02/11/2025 16:25

BerriesChocolate · 02/11/2025 16:08

People on Mumsnet think £60k is poverty. I’m in my 20s and earning just over £30k and that’s considered a good salary for a professional career.

At the start of a professional career, that's fine but not so much ten years later if you have a young family and and want a bigger house and it's only gone up 7-8k

monkeysox · 02/11/2025 16:25

KimTheresPeopleThatAreDying · 02/11/2025 15:54

Plenty of people do this and don’t earn over £45k. Working hard is not the same as earning a lot.

This.

EmpressaurusKitty · 02/11/2025 16:26

REDB99 · 02/11/2025 16:15

Our posts crossed and I completely agree with you. I earn a very decent salary of 87K but am a single parent. I still take home less per month than a dual income household of two people on 45K and they can claim child benefit and I can’t. The system is very unfair to single parents who earn well.

To single people who earn well, parents or not.

Bumbles55 · 02/11/2025 16:27

I’m a single mum and earn £56k/pa before tax. I’m anything but wealthy and live pay cheque to pay cheque whilst also trying to support my young adult DD at uni.

I earn the most I have ever done in my lifetime yet quality of life keeps going down due to the cost of everything rising so fast - I genuinely fear for DD’s generation. Life was easier 10 years ago when I was working part time on £36k! These days I can’t even afford a holiday.

MookieCat · 02/11/2025 16:28

I have never in my entire life earned anywhere near £45 k. My highest salary was £32,000. And I have three postgrad degrees and work in a professional role.

But I think this Government is fucking nuts. And is going out of its way to penalise and demonise the very people who have played by all the rules, tried to build a life and who have some aspiration. It's sick-making.

EvangelicalAboutButteredToast · 02/11/2025 16:29

I still don’t understand how 45k in this climate is remotely considered ‘a lot’. I don’t care about the nonsense spouted about 35k being an average wage. It’s all relative and certainly in the south east it is not even slightly a high wage. I see it as gas-lighting people so they can be dragged into a higher tax bracket without the ability to complain.

twistyizzy · 02/11/2025 16:29

ThisNeedsToWork · 02/11/2025 16:04

Plus, I’m really surprised the Labour Party don’t have their finger on the pulse of the ‘squeezed middle’ as I thought that was their target demographic since the emergence of Blair. Or is it now switched and the target demographic is a mixture of red wall, working poor and those tempted by Reform (many fitting into all 3) which statistically are those earning well under 45k a year?

They've already lost the Red Wall to Reform. Their only target audience is the unions. Always has been, always will be.

EvangelicalAboutButteredToast · 02/11/2025 16:30

MookieCat · 02/11/2025 16:28

I have never in my entire life earned anywhere near £45 k. My highest salary was £32,000. And I have three postgrad degrees and work in a professional role.

But I think this Government is fucking nuts. And is going out of its way to penalise and demonise the very people who have played by all the rules, tried to build a life and who have some aspiration. It's sick-making.

If I were a conspiracy theorist I’d don my tin foil hat and say this government is a plant to ensure Reform gets in next.

AngelicInnocent · 02/11/2025 16:33

twistyizzy · 02/11/2025 16:29

They've already lost the Red Wall to Reform. Their only target audience is the unions. Always has been, always will be.

Nailed it. I honestly think at this point they are trying to implement all sorts of impractical reforms etc because they know they aren't going to get in again and the next government will have to roll many of them back. They can then sit there on the opposition benches accusing the next government of penalising the workers and giving tax cuts to the rich. Same old playbook.

Sillysoggyspaniel · 02/11/2025 16:33

BerriesChocolate · 02/11/2025 16:08

People on Mumsnet think £60k is poverty. I’m in my 20s and earning just over £30k and that’s considered a good salary for a professional career.

No it's not. Our bus company currently has adverts on the back of the buses saying the starting salary for a new driver is £28k.

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