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AIBU?

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Partner refusing to pay

184 replies

Eeeek1 · 05/10/2025 21:52

Looking for some advice please (D!)P
has decided to stop working (self employed) so 0 money coming in from him. Everything house and bills wise has always been 50/50!
This has now been going on for 8 months and I cannot afford it any longer I can’t afford 100% of everything.
We have one DC
The house is on the market desperately hoping it will sell but no luck as of yet.
He simply refuses to work / contribute any money. He is in a terrible financial situation but my concern is our home our bills.
When we sell I want to be able to start again on my own so mindful of my credit rating.
What do I do? I simply cannot find the money any more. I spoke with the mortgage company and they can help for 6 months but after the 6 months if the house has not sold the repayments will increase to cover the period of help which worries me in case things are not sorted in 6 months il be in a worse position. Do I write to mortgage company and say I can continue to pay 50% as with the other bills or do I let everything default?
Can’t get through to DP at all. He refuses to work and refuses move out, says the house is still his. I just cannot believe it has come to this. I’d be grateful of any advice. Just want to be out of this horrid mess

OP posts:
Nicnak23000 · 06/10/2025 15:19

Unfortunately you won't be entitled to decuct anything from his share of sale, as he owns 50%. The law is not interested in who has been paying the mortgage, only in ownership. It's shit but unfortunately it's how it works😕

HappenstanceMarmite · 06/10/2025 15:20

Bambamhoohoo · 06/10/2025 12:21

Again, what’s the point in us saying this? 😭 it’s not going to make him get a job.

Who made you Head Prefect? 🙄😆

Luvmusic · 06/10/2025 15:20

Eeeek1. Sounds to me like you are doing the best you can, you're a good mum. I hope you find a buyer soon. Good luck

Blondeshavemorefun · 06/10/2025 17:44

How old are the dc @Eeeek1

MissScarletInTheBallroom · 06/10/2025 17:56

Nicnak23000 · 06/10/2025 15:19

Unfortunately you won't be entitled to decuct anything from his share of sale, as he owns 50%. The law is not interested in who has been paying the mortgage, only in ownership. It's shit but unfortunately it's how it works😕

It is possible to get an adjustment of sale proceeds in this situation but the OP would need to talk to her solicitor about that. It may cost more in legal fees than it's worth.

HopingForTheBest25 · 06/10/2025 21:16

When the house is sold, make sure the money doesn't all go into an account that he can access. Tell your solicitor that you want your half paid into an account which is solely in your name - don't trust him to do the right thing if it's paid into a joint account.

Gambino1726 · 10/10/2025 09:03

Bambamhoohoo · 06/10/2025 07:44

Do you think? I think it would be better for OP to accept she can’t understand or change his behaviour and focus on looking after herself and her child and getting out.

who cares what he’s doing for fun? If he’s out on the horses and strippers she still can’t make him pay the bills.

Because we’re hearing one side of a story.

Lurkingandlearning · 10/10/2025 09:37

Lindy2 · 05/10/2025 22:10

Reduce the price to sell quickly. Take your half of the sale proceeds and start again on your own.

I'm sorry you're in such a horrible position with such a horrible man.

Would he agree to that?

Bambamhoohoo · 10/10/2025 17:18

Gambino1726 · 10/10/2025 09:03

Because we’re hearing one side of a story.

I don’t understand what you mean- what difference would it make to hear his side of the story? (Which obviously, isn’t the way mumsnet works anyway!)

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