Meet the Other Phone. Flexible and made to last.

Meet the Other Phone.
Flexible and made to last.

Buy now

Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Tax increases imminent

1000 replies

Iwishicouldflyhigh · 04/07/2025 11:28

Heavy hints that taxes will rise in the next Budget after the recent climb down (as the ‘taxes won’t rise again’ was based on a 5 billion saving in benefits).

I can’t lie, I’m so pissed off about this. I don’t think anyone wants to see someone who is genuinely unable to work to be further penalised, but we all know there are thousands of people who could work but don’t.

this country is going to absolute shit . We pay more and more for less and less.

OP posts:
Thread gallery
6
WunTooThree · 04/07/2025 20:36

JHound · 04/07/2025 20:31

And they stay high because they are being subsidised. Why are we subsidising private enterprise?

Then that is something that needs to be tackled. But not at the cost of people not being able to pay their rent so ending up homeless. There simply is not enough social housing to go round.

JHound · 04/07/2025 20:37

WunTooThree · 04/07/2025 20:36

Then that is something that needs to be tackled. But not at the cost of people not being able to pay their rent so ending up homeless. There simply is not enough social housing to go round.

But them the rents stay high because we subsidise landlords.

That cannot go on.

WunTooThree · 04/07/2025 20:38

JHound · 04/07/2025 20:37

But them the rents stay high because we subsidise landlords.

That cannot go on.

So what do you suggest? Because removing the housing element of UC will just result in people being homeless.

mydogisthebest · 04/07/2025 20:39

WunTooThree · 04/07/2025 20:34

Pensioners get a lot of perks too.

What free prescriptions (if you actually need any medication) and a bus pass! How generous.

So I take it you think it is ok for some people to never work but get a pension and and that benefits are not taxed?

bookdook · 04/07/2025 20:43

What free prescriptions (if you actually need any medication) and a bus pass! How generous.

Don't forget winter fuel & triple lock.

Unlikely these things will be there in years to come though.

WunTooThree · 04/07/2025 20:44

mydogisthebest · 04/07/2025 20:39

What free prescriptions (if you actually need any medication) and a bus pass! How generous.

So I take it you think it is ok for some people to never work but get a pension and and that benefits are not taxed?

You mentioned cheaper broadband for people on UC. Some shops do a discount day for pensioners (Iceland is the first one that comes to mind). Also cheaper tickets in some theatres/cinemas. Some cafes do senior meals that are cheaper.
If you have a good look, there are a lot of discounts that pensioners can get that people on benefits can not.

Also, UC is means tested so the people on it wont have a lot of money anyway. The state pension is not.

bookdook · 04/07/2025 20:45

Her opinion is her opinion, however she is wrong to suggest I am being untruthful about my age or tenure. This is an anonymous forum and I have no wish to disclose anything that could out me, like age. But by all means, call me a liar, I couldn’t really care.

What are you going on about? 😆

Swiftie1878 · 04/07/2025 20:47

EasternStandard · 04/07/2025 18:24

If people didn’t mind they would have run on it at the GE.

Exactly.

Winter2020 · 04/07/2025 20:49

TwoFeralKids · 04/07/2025 14:24

I am most certainly not taking that home on UC nor do I think anyone else is! I am grateful they are bringing that in as it will really help. Shame it is next September. At least it means some of the working poor get help.

I'm not saying I don't think any more families should get free school meals just that it should be based on income not whether someone gets universal credit.

So for example decide that families with a household income of 40k or less get free school meals rather than all families on universal credit - some of whom get much more.

itwascousinhalifax · 04/07/2025 20:51

bookdook · 04/07/2025 19:58

It’s not going to make a difference to your opinion or mine, so let’s leave it that.

You're the one who wrote the the two conflicting statements

It’s really not conflicting, it’s a statement of my opinion, it really doesn’t need to be dissected and pulled apart like an essay being graded. You know my opinion and I know yours, we are all entitled to differences, sorry that mumsnet isn’t the echo chamber you hoped for.

itwascousinhalifax · 04/07/2025 20:53

bookdook · 04/07/2025 20:45

Her opinion is her opinion, however she is wrong to suggest I am being untruthful about my age or tenure. This is an anonymous forum and I have no wish to disclose anything that could out me, like age. But by all means, call me a liar, I couldn’t really care.

What are you going on about? 😆

Oh we going for this approach now 🤣

user1492538376 · 04/07/2025 20:53

itwascousinhalifax · 04/07/2025 18:42

100%. It astounds me that even though everyone agrees we are screwed, no one ever wants to address the elephant in the room, being that there are an awful lot of able adults of working age who will not work. Not unable to - will not. If you had these people working, and paying tax, surely that would start to make a dent in it? And before everyone jumps on saying that wouldnt help, well the status quo certainly isn’t.

Not so long ago people had a pride in working and being employable and making their way in the world, whatever that job was. No longer. Now this is the upshot.

Have you seen the state of the job market though? It’s dire and many many many jobs are advertised at salaries that were low 10/15 years ago. They haven't gone up. At all. And thats before conditions - zero hours contracts, employers wanting vast experience for rubbish pay, part time work thats pays peanuts and shafts women mostly. Stressful horrible workplaces in many sectors due to lack of funds and no staff. Workplaces not investing in curent staff or training up. Apprenticeship funding being cut now. And the cost of living. If you want people to work then you have to have a Government prepared to invest in this - sure some people rig the system - they always do - but its a reflection of the state of the country. And employees need vastly better protections in this country. But its all right because there is always someone who says - you don't work and your lazy. Its YOUR fault. Its an easy trap many people in this country believe and what idiot politicians say - just blame the individual because we don't want to change the structural problems of this country.

bookdook · 04/07/2025 20:57

Oh we going for this approach now

The only person who mentioned your age was you when you referred to yourself as an "old bird"....

Spartahori · 04/07/2025 20:59

Lifeofthepartay · 04/07/2025 20:26

They won't tax the billionaires and they won't tackle benefit fraud. If you ask me I would focus on taxing billionaires first and corporations. But let's be honest, we all know the social welfare is a bottomless pit too. Yeah, we get it people are in need, but benefits are going up more than wages and on top of that, those that are not on benefits will be taxed more, yeah middle and working class people will start to struggle too, and being pushed down as there is no social mobility if we are all scrapping by ...

What makes you think tacking the wealthy and corporations will raise tax. Evasion from these two areas is miniscule these days. It’s small businesses that are responsible for the vast majority of evasion. You can tackle this yourself by never dealing with any cash business.

Spartahori · 04/07/2025 21:01

Rosscameasdoody · 04/07/2025 20:02

Yes, it’s just that simple isn’t it ?

For the majority it really is. Most people have family who would take action prior to seeing their relative living on the streets. This should be your first port of call, not taxpayers. That’s how we got into this mess in the first place.

Winter2020 · 04/07/2025 21:04

Miley23 · 04/07/2025 14:32

The only people receiving UC on 60k wages would either have pretty high childcare costs, high rent or disabled children.

I didn't say on 60k wages - I said they bring in the equivalent of a 60k wage (including their wage and universal credit).

Yes because of high rents and childcare. Many other families also struggle with high rents/high childcare costs, have nothing left after their essential outgoings and don't receive universal credit.

ChocolateGanache · 04/07/2025 21:04

hamstersarse · 04/07/2025 11:42

The lies and bluster from this government are truly astounding

Boris was a bullshitter, not an outright liar like this lot

Well he was actually a complete liar.

bookdook · 04/07/2025 21:05

It’s really not conflicting, it’s a statement of my opinion

Of course it's conflicting.

Just like you saying you said "I wasn’t referring to people over 50," when talking about the elephant in the room "there are an awful lot of able adults of working age who will not work". Someone over 50 is a working adult!

You know my opinion and I know yours, we are all entitled to differences, sorry that mumsnet isn’t the echo chamber you hoped for.

Echo chamber? This doesn't make any sense. I am not trying to get you to agree with me. You just need to actually re read your posts.

Lifeofthepartay · 04/07/2025 21:05

GasPanic · 04/07/2025 12:12

They said they would improve services without increasing tax. Sunak called them out on it and then was brushed off as a liar.

Everyone with any ounce of financial sense knew it wasn't possible though.

There are two universal truths on tax. The first is you can only tax people that can afford to pay the tax. So in general this means the working poor and the middle class. Labour generally see the middle class as the enemy so rinsing them is fine.

The second is the richer you get, the more money you can spend on tax avoidance. And also because you don't need so much liquidity you can tie up your money in things that are harder to tax. Such as overseas property. If you are rich it becomes that much more profitable to pay large sums to accountants to avoid paying tax, to move countries and assets etc.

We need to work harder on tax avoidance. So more property taxes. Property is really easy to tax. It's a pile of bricks and you can't move it, and even if you did the land would still be taxable. More and more tax should be raised off properties, and this is common in other countries. Why is this not done ? Well because some very wealthy and influential people hold large property portfolios and the taxation consequences of this for them would be enormous. So the government doesn't do it.

The second is to tax more unearned income. This is income from asset investment rather than earnt money through wages, officially known as CGT. We need to increase CGT as unearned income is the way in which the wealthy maintain wealth and avoid tax. The problem is that governments always hit the little people. So instead of raising CGT and hitting the wealthy (a small fraction of people on PAYE actually pay CGT) they hit the little persons investments by doing things like restricting ISA contributions.

The finals is to tax pensions more. Yes pensions are important and everyone needs them and should be encouraged to have them. But the wealthiest in this country and many of the middle class build up huge pension pots over their lifetimes. I don't think most people realise just how enormous these pots are, even for people in fairly middling jobs. The government has lost massive amounts of revenue through taxation relief on pension contributions, and to me these need to be clawed back. There is no way 40% tax relief should ever have been given, it's just something to make the wealthy more wealthy at the expense of the nations finances. No one needs they amount of money many people have amassed for their retirement.

I also think there should be a covid clawback tax. Vast amounts of money that was absolutely not needed was shovelled towards the middle class during covid. rather than people just getting sustainance they were given large amounts of extra cash over and above what they needed to survive during lockdown and this really needs to be clawed back. It's completely unfair that the poor should be made to shoulder the burden of paying back debt on this.

Property is already taxed and double taxed. In Scotland you pay LBTT which is a tax on land and homes (I think in England is called stamp duty), if you buy a second home, you pay ADT (additional dwelling tax) on top of the LBTT, for example a second home worth £500k incurs a £68k tax....also you pay double or sometimes triple council tax on holiday homes or homes that are not occupied all year round. I do not agree with inheritance tax to be so low, we have made incredible sacrifices ( our kids too) by living frugally in the hopes of leaving something for them, nothing too excessive but we were hoping to leave each of them a property, this will obviously change if we see they will be taxed at 40%, on something we build with already taxed money!

itwascousinhalifax · 04/07/2025 21:07

user1492538376 · 04/07/2025 20:53

Have you seen the state of the job market though? It’s dire and many many many jobs are advertised at salaries that were low 10/15 years ago. They haven't gone up. At all. And thats before conditions - zero hours contracts, employers wanting vast experience for rubbish pay, part time work thats pays peanuts and shafts women mostly. Stressful horrible workplaces in many sectors due to lack of funds and no staff. Workplaces not investing in curent staff or training up. Apprenticeship funding being cut now. And the cost of living. If you want people to work then you have to have a Government prepared to invest in this - sure some people rig the system - they always do - but its a reflection of the state of the country. And employees need vastly better protections in this country. But its all right because there is always someone who says - you don't work and your lazy. Its YOUR fault. Its an easy trap many people in this country believe and what idiot politicians say - just blame the individual because we don't want to change the structural problems of this country.

If you want people to work? It shouldn’t be a choice, not a lifestyle choice anyway. I agree with you though in part this has been facilitated by the government, but they also need to take responsibility and make hard decisions. Saying that work needs to be appealing to people just highlights exactly what is wrong, for some (not all as I’ve been accused on here of generalising) they don’t as it’s not worth it. The system has created this, so you can’t blame people for taking advantage to an extent, but it’s bloody unsustainable especially to those paying through the nose in taxes (working poor especially).

MyNameIsX · 04/07/2025 21:11

Sir Keir Starmer is set to block new wealth taxes after one of his most senior advisers warned that recent levies on the rich may be undermining economic growth.

No, really????

mydogisthebest · 04/07/2025 21:18

bookdook · 04/07/2025 20:43

What free prescriptions (if you actually need any medication) and a bus pass! How generous.

Don't forget winter fuel & triple lock.

Unlikely these things will be there in years to come though.

Oh yes a whole £200 a year winter fuel allowance! I think what some people on benefits are saving in not having to pay tax is a hell of a lot more than that.

No I doubt the fuel allowance and triple lock will be around in years to come but quite like people who can't be bothered to work will still be getting benefits and not paying a penny in tax

Rosscameasdoody · 04/07/2025 21:19

JHound · 04/07/2025 20:37

But them the rents stay high because we subsidise landlords.

That cannot go on.

So cap the amount of rent that can be charged so that greedy landlords can’t get rich at the tax payers’ expense. Similarly make employers pay a decent wage instead of expecting the tax payers to prop up their wages bill with UC. That’s the gravy train that needs to stop but it won’t because disabled people are an easier target. The cuts haven’t gone away - the government are just regrouping and I guarantee you when the consultation is finished they won’t take any notice of input from disabled people themselves because they’ve already made up their minds what they’re going to do, they’re just paying lip service.

itwascousinhalifax · 04/07/2025 21:21

bookdook · 04/07/2025 21:05

It’s really not conflicting, it’s a statement of my opinion

Of course it's conflicting.

Just like you saying you said "I wasn’t referring to people over 50," when talking about the elephant in the room "there are an awful lot of able adults of working age who will not work". Someone over 50 is a working adult!

You know my opinion and I know yours, we are all entitled to differences, sorry that mumsnet isn’t the echo chamber you hoped for.

Echo chamber? This doesn't make any sense. I am not trying to get you to agree with me. You just need to actually re read your posts.

Let’s move away from the age 50+ population for a minute, as this seems to be the issue here. By that age, I would expect much of that demographic to be looking at retirement/reducing hours anyway. Most of us are the sandwich generation that need to cut hours to care for elderly parents/support adult children and grandchildren.

There are a lot of much younger adults, from age 18 plus up until age 50/older that I have been professionally privy to, who have never worked and unlikely to ever, for no real reason other than it doesn’t work for them. Believe me, I have worked all my adult life trying to support these people back into the workplace.

Rosscameasdoody · 04/07/2025 21:23

mydogisthebest · 04/07/2025 21:18

Oh yes a whole £200 a year winter fuel allowance! I think what some people on benefits are saving in not having to pay tax is a hell of a lot more than that.

No I doubt the fuel allowance and triple lock will be around in years to come but quite like people who can't be bothered to work will still be getting benefits and not paying a penny in tax

Why are you assuming that benefit claimants don’t pay tax ? Contribution based benefits like ESA and JSA - for those still claiming - are taxable, as is carers allowance and state pension.

Please create an account

To comment on this thread you need to create a Mumsnet account.

This thread is not accepting new messages.