Meet the Other Phone. Only the apps you allow.

Meet the Other Phone.
Only the apps you allow.

Buy now

Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Where is the money going to come from to meet the UK people expectations?

1000 replies

Pandersmum · 28/06/2025 14:46

So assuming that:

  • everyone who receives disability benefits needs them and may actually believe they should be entitled to more
  • pensioner benefits are non negotiable and again many believe they should be greater than current
  • working people (most) believe they are already taxed highly and believe they cannot be taxed any more without further impact to their feeling of unfairness and resentment of the system
  • it is unreasonable to expect young people with ADHD or other similar ND disorders / mental health challenges to work, even if they have qualifications and therefore they must be financially supported by the state
  • Mental health challenges are very real in any age of person and therefore they must be financially supported by the state and if in work, by their employers
  • rent (whatever level) should be supported by the state because it is a basic right to have a home
  • NHS treatment (& the best treatment) should be free be all, no matter how expensive it is or whatever their age because people pay their taxes
  • businesses are businesses and are there to make profits for their owners - therefore they can choose which country they operate in / pay their taxes in - if they don’t like the UK tax system, they can move somewhere else
  • ’in work benefits’ are necessary to support ‘low paid workers, often in essential jobs’ to gain similar amounts of financial remuneration to those on benefits
  • high net worth individuals can move if they don’t like the UK tax system

So just where is the money going to come from to fund the UK population of financial expectation of what the state should provide?

OP posts:
Thread gallery
8
RowsOfFlowers · 04/07/2025 11:12

We have one of the most complicated tax systems in the world - it’s time for an overhaul I think. It’s clearly not working.

MyObservations · 04/07/2025 11:20

C8H10N4O2 · 04/07/2025 10:00

As someone who has canvassed on the doorstep and campaigned (on the left) the WC and MC responses on this are radically different and denying that is just stupid.

MC liberals on the doorstep invariably have a million reasons why the slacker upthread should be excused and understood for not wanting to take a paid job because it was "only" paying 40% more than his benefits.

Actual working WC voters who have to live with this shit every day whilst putting in a shift, paying their taxes and building a life for their families have a radically different response from the more affluent urban liberals pontificating about “more understanding” for the able bodied healthy but workshy and raising taxes to pay for them.

Matey upthread doesn’t need "understanding" he needs telling to take the job offering 40% more than his benefits and get on with it.

Can you define WC and MC please?

MyObservations · 04/07/2025 11:26

Badbadbunny · 04/07/2025 11:11

NIC is just another tax. Everyone with income from ANY source of, say £50k should pay the same taxes on it. There's no logical reason at all why NIC should be only on wages and not on other forms of income. When it was first introduced NIC was a fixed weekly amount - "the stamp" - over the years it has morphed into an earnings related tax. If we can't extend it to ALL income, then just scrap it and increase income tax rates instead.

Why the £50k? Why not just any income? You're picking and choosing your limits here.

user1492538376 · 04/07/2025 11:27

We need to pay more taxes its very obvious - then we will see investment - better transport in the North, stronger regions, no London draining the rest of us down, better healthcare, more staff, more apprenticeships.

Germany and Scandanvia manage to do it - they are better run countries and have a better standard of living and quality of family life.

Why cant we just raise them? The Government is scared of this - there is no courage - no political astuteness and no depth. Its so obvious - all I can think is that people are now so selfish and individualistic and so we end up with the Governments we deserve.

Alexandra2001 · 04/07/2025 11:33

user1492538376 · 04/07/2025 11:27

We need to pay more taxes its very obvious - then we will see investment - better transport in the North, stronger regions, no London draining the rest of us down, better healthcare, more staff, more apprenticeships.

Germany and Scandanvia manage to do it - they are better run countries and have a better standard of living and quality of family life.

Why cant we just raise them? The Government is scared of this - there is no courage - no political astuteness and no depth. Its so obvious - all I can think is that people are now so selfish and individualistic and so we end up with the Governments we deserve.

Because the press and media will crucify anyone who dare suggest increasing income tax...

Meanwhile a Govt can cut NI, unfunded, done to hamstring the next govt and all is good.

Badbadbunny · 04/07/2025 11:34

MyObservations · 04/07/2025 11:26

Why the £50k? Why not just any income? You're picking and choosing your limits here.

Nope, can be any amount really over the £12,5k threshold. Workers always pay more tax under PAYE because of NIC than any other form of income. That's because NIC is only on income earned by working, not on any form of "passive"/unearned incomes like pensions, property letting, interest, etc etc. And of course, pensioners are exempt from NIC even if they're still working. Just scrap it and increase income tax instead to level the playing field!

Badbadbunny · 04/07/2025 11:39

user1492538376 · 04/07/2025 11:27

We need to pay more taxes its very obvious - then we will see investment - better transport in the North, stronger regions, no London draining the rest of us down, better healthcare, more staff, more apprenticeships.

Germany and Scandanvia manage to do it - they are better run countries and have a better standard of living and quality of family life.

Why cant we just raise them? The Government is scared of this - there is no courage - no political astuteness and no depth. Its so obvious - all I can think is that people are now so selfish and individualistic and so we end up with the Governments we deserve.

Successive governments don't have the balls to increase mainstream taxes. The Tories should have done it straight after covid to start to bring in funds to pay off the enormous costs of the lockdowns etc but they didn't. Labour should have been honest enough to say tax rises were necessary but were scared of losing the GE so they lied and made out tax rises weren't needed.

We probably need to increase VAT by 1% and increase income tax by 1% in the Autumn budget. Small amounts that won't really hit people hard, but will bring in billions to start to reduce the annual deficit, and more importantly will spread the burden over everyone - not just whichever group of the people the government of the day hate the most!

See how the 1% goes and then maybe another 1% on both in a couple of years' time, and so on.

Foddplqf · 04/07/2025 11:39

user1492538376 · 04/07/2025 11:27

We need to pay more taxes its very obvious - then we will see investment - better transport in the North, stronger regions, no London draining the rest of us down, better healthcare, more staff, more apprenticeships.

Germany and Scandanvia manage to do it - they are better run countries and have a better standard of living and quality of family life.

Why cant we just raise them? The Government is scared of this - there is no courage - no political astuteness and no depth. Its so obvious - all I can think is that people are now so selfish and individualistic and so we end up with the Governments we deserve.

Because maybe people want to actually keep their hard earned money??

Badbadbunny · 04/07/2025 11:42

Foddplqf · 04/07/2025 11:39

Because maybe people want to actually keep their hard earned money??

Then they have to accept reduced public services and probably having to start paying for certain treatments rather than waiting long timescales on the NHS. You can't have it all ways.

RowsOfFlowers · 04/07/2025 11:45

Badbadbunny · 04/07/2025 11:42

Then they have to accept reduced public services and probably having to start paying for certain treatments rather than waiting long timescales on the NHS. You can't have it all ways.

See, I wouldn’t mind this @Badbadbunny
In fact - I already do this through my private healthcare that I get through work. My employer pays for a percentage, and I pay the rest. E.g. I need a filling that I am going to pay for soon.

This feels OK to someone like me because I feel like I am benefitting from what I am paying into. I think raising taxes is going to make a lot of the population angry as they won’t benefit from where their money is going. I think that’s why we are in this tense place that we are in at the moment politically in this country.

RowsOfFlowers · 04/07/2025 11:46

Badbadbunny · 04/07/2025 11:39

Successive governments don't have the balls to increase mainstream taxes. The Tories should have done it straight after covid to start to bring in funds to pay off the enormous costs of the lockdowns etc but they didn't. Labour should have been honest enough to say tax rises were necessary but were scared of losing the GE so they lied and made out tax rises weren't needed.

We probably need to increase VAT by 1% and increase income tax by 1% in the Autumn budget. Small amounts that won't really hit people hard, but will bring in billions to start to reduce the annual deficit, and more importantly will spread the burden over everyone - not just whichever group of the people the government of the day hate the most!

See how the 1% goes and then maybe another 1% on both in a couple of years' time, and so on.

Hmm, that’s a fair suggestion actually.

EasternStandard · 04/07/2025 11:47

user1492538376 · 04/07/2025 11:27

We need to pay more taxes its very obvious - then we will see investment - better transport in the North, stronger regions, no London draining the rest of us down, better healthcare, more staff, more apprenticeships.

Germany and Scandanvia manage to do it - they are better run countries and have a better standard of living and quality of family life.

Why cant we just raise them? The Government is scared of this - there is no courage - no political astuteness and no depth. Its so obvious - all I can think is that people are now so selfish and individualistic and so we end up with the Governments we deserve.

So many demands for higher taxes. I assume you are willing to pay more of your income going by your post but people feel taxed highly as it is.

user1492538376 · 04/07/2025 11:49

EasternStandard · 04/07/2025 11:47

So many demands for higher taxes. I assume you are willing to pay more of your income going by your post but people feel taxed highly as it is.

Yes if it results in better services - absolutely. Better healthcare, schools, education etc. But they should tax the rich accordingly too.

user1492538376 · 04/07/2025 11:50

Badbadbunny · 04/07/2025 11:42

Then they have to accept reduced public services and probably having to start paying for certain treatments rather than waiting long timescales on the NHS. You can't have it all ways.

Well exactly what do you want more- £200 extra quid a year in your back pocket or better parks, roads, hospitals, schools. Do you live in an ivory tower and not use the above?

EasternStandard · 04/07/2025 11:53

user1492538376 · 04/07/2025 11:50

Well exactly what do you want more- £200 extra quid a year in your back pocket or better parks, roads, hospitals, schools. Do you live in an ivory tower and not use the above?

Why pledge not to do it at a GE?

Hopefully it’ll bite. Only a year in and that was a lie.

Foddplqf · 04/07/2025 12:01

Badbadbunny · 04/07/2025 11:42

Then they have to accept reduced public services and probably having to start paying for certain treatments rather than waiting long timescales on the NHS. You can't have it all ways.

I've never relied on public services. I prefer to buy something if I need it. I have Bupa. I'll be fine. Money gets thrown at the NHS each year and nothing happens.

DH is already in the maximum tax bracket and pays enough tax as it is. We've had enough and want to enjoy the fruits of our labour.

Badbadbunny · 04/07/2025 12:09

Foddplqf · 04/07/2025 12:01

I've never relied on public services. I prefer to buy something if I need it. I have Bupa. I'll be fine. Money gets thrown at the NHS each year and nothing happens.

DH is already in the maximum tax bracket and pays enough tax as it is. We've had enough and want to enjoy the fruits of our labour.

BUPA won't send you an ambulance if you're in a car accident or collapse on the street!

Foddplqf · 04/07/2025 12:24

Badbadbunny · 04/07/2025 12:09

BUPA won't send you an ambulance if you're in a car accident or collapse on the street!

But if I actually need something outside of A&E..... Where will I get better quality of service?

Iwillclasptheeagain · 04/07/2025 13:11

Raising VAT is always tempting but it is disproportionately felt by the poorest.

WideawakeinSanDiego · 04/07/2025 13:17

Society's attempt to be 'caring' has gone too far and it has caused an increasing divide and resentment. Many are scared to admit it but definitely think it.

fanmepls · 04/07/2025 13:22

So many demands for higher taxes. I assume you are willing to pay more of your income going by your post but people feel taxed highly as it is.

I feel my household pays too much tax but honestly what choice is there?

But I want the burden to be spread & I want to feel the benefits of paying more tax.

RowsOfFlowers · 04/07/2025 13:28

WideawakeinSanDiego · 04/07/2025 13:17

Society's attempt to be 'caring' has gone too far and it has caused an increasing divide and resentment. Many are scared to admit it but definitely think it.

💯

BIossomtoes · 04/07/2025 13:29

Badbadbunny · 04/07/2025 10:24

@Daffodilsarefading

It’s ok to pay more tax if the person paying it benefits, otherwise I think it’s a hard no

I agree. Brown got away with his NIC increases because of him claiming they'd be "ring fenced" for extra NHS spending (and because a huge section of the voting population weren't affected by it despite being the highest NHS user group!).

That was 20 years ago when all the boomers were still working and paying NI. They weren’t the highest NHS user group at that time.

Alexandra2001 · 04/07/2025 14:23

Foddplqf · 04/07/2025 12:01

I've never relied on public services. I prefer to buy something if I need it. I have Bupa. I'll be fine. Money gets thrown at the NHS each year and nothing happens.

DH is already in the maximum tax bracket and pays enough tax as it is. We've had enough and want to enjoy the fruits of our labour.

So you've done well, taken advantage of society and what it can offer you on your way up

But now don't want to contribute back....

Of course you've used public services, never used a road? never seen a dentist or other healthcare worker who almost certain was trained & gained experience in the public sector?

Selfish doesn't even cover it.

Foddplqf · 04/07/2025 14:27

Alexandra2001 · 04/07/2025 14:23

So you've done well, taken advantage of society and what it can offer you on your way up

But now don't want to contribute back....

Of course you've used public services, never used a road? never seen a dentist or other healthcare worker who almost certain was trained & gained experience in the public sector?

Selfish doesn't even cover it.

I already contribute enough thank you very much

My dentist is private.

Please create an account

To comment on this thread you need to create a Mumsnet account.

This thread is not accepting new messages.