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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

What’s the fairest way to do finances when you’re married?

177 replies

Lollypopbeach · 10/06/2025 15:47

I earn less than DH
We have 1 child together

Currently have separate finances but want to get things sorted. some people find it odd we do it this way

YANBU - Separate finances all the way
YABU - Joint account!

OP posts:
FedupofArsenalgame · 13/06/2025 15:46

BIossomtoes · 13/06/2025 15:40

Surely that depends on having the same attitude to money. If you’re married to a spendthrift you don’t want them to have access to a six figure sum.

Yeah my ex husband would've spent every bloody penny if he had access to all money and id not be able to pay the bills

RosesAndHellebores · 13/06/2025 19:01

BIossomtoes · 10/06/2025 22:00

But without a joint account you do have to constantly monitor the fairness.

We don’t and never have. It’s swings and roundabouts. We’re not fixated on fairness.

I don't see why if you both have what you need and within reason want. There was a time when I earnt £8k and DH earnt about £500k. My £8k ran to what I wanted: hair clothes and treats for the dc. It was pin money but wonderful to have coins in my purse for which I was not in the least accountable. If I had to scrub up for a function DH was happy for me to be spendy. My earnings increased and gradually I took on my car and a few other bits.

But I never felt anything was unfair because I had everything I wanted. DH once brought home what I call the wankmobile About £90k on a bloody stupid car. It had no impact on our life style and I never thought I should have one. I was satisfied with the ageing SMax. It put him entirely on the backfoot when I ordered plantation shutters for the front of the house - without consultation.

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