To spend £1,900 on a rug?

[Theyalwaysknewbest]

I love it so much.
I've been looking at it for over 1 year and I love it as much now as I did when I first saw it.
I've spent a year looking at rugs and haven't found any I particularly like.
This one, I love!
It's 3 metres x 2 metres.
Am I mad to spend this on a rug?
It would fill the floor space in our lounge.
Would sit on top of a wooden floor.
For context, I bring home £1,500 per month.
We are going camping in England for our family summer holiday.
We are not well off! At all!
But I love this rug and there is an option to pay it off monthly at zero % interest.....
I feel like it's wrong to spend this much on a rug but equally I really wish to have it!!

If you've liked it that long, get it, you could have it for 20 years

You can’t afford the rug. It’s like saying ‘I like the real leather seats in a Range Rover when you can only afford a Vauxhall.’ You need to look in your price range and choose from that.

Nope is going to lie on the floor and gather dirt.

Can you afford the payment plan?

If I’ve learnt anything in life, it’s this.
Life is short, we only go around once, if you want something and you can afford it just get it
If you don’t get it, you will always think of it like you have been for the last 12 months
If you get something else, you will always think of this rug and wish that you just got the rug
So as long as you can afford it, just do it. It doesn’t matter what anybody else thinks.
Do what makes your heart sing
Do what makes you happy
Enjoy your new rug 😊

i once had a similar experience with an item in a shop. It’s over 25 years later and I still regret not buying it. Go for it! You only live once xx

When things cost a lot I ask myself will it get £1 per use out of it.

Do you think that a £1900 rug can be used 1900 times or last 1900 days, and not get dirty, tarnished or damaged beyond repair?

How much would it cost to clean it professionally too, you have to factor in those costs because if it's real wool it will need proper care and probably to be sent off for cleaning rather than cleaned at home.

I was once lusting after this clothing item for 6 months. I really wanted it but was short on money at the time and it was a big treat for me when I decided to go for it.

Then after a few wears I realised didn't like it. It wasn't comfortable / didn't fit me as well as I initially thought and that meant I rarely wore it. I regretted that purchase.

Then there was a trip I wanted to go on, it was very expensive and I felt sick when I paid for it. But, I had the most amazing time ever and I don't regret going for a second, even a few months later when I had an unexpected expense and could really have done with the money I spent.

Life is full of risks, you might buy it and it will bring you years of happiness every time you look at it.

Or you might buy it and after a few months become sick of the sight of it.

Enjoy it.

Words fail me. Your assumptions belong in the 1950s.

You've got "oooo, I want it" tunnel vision. I can see that you've made your mind up that nothing else will do. Buy the rug and continue your obsession with it but the rest of the family will come to hate the thing when you end up banging on at them about not getting it dirty.

If you are too good for polyester, as your sneering implies, maybe you need to get a more lucrative job in order to purchase homewares to match your high standards.

Same!! I was going to say I wouldn't personally spend that much but if you want to then do it. But if you don't have the money it seems a bit ridiculous OP

OP - kindly, you can’t afford the rug. Look for a dupe or something similar that fits your budget. Also - JL is not somewhere I would spend £2k on a rug. You can get much better quality one-off pieces for much less elsewhere.

That’s the way to go.

You can't afford it. Madness to put a rug on a payment plan! Keep saving or shop around for something you can afford.
It's a lovely rug, but we can't always have what we want.

The trouble is OP, that you’ve managed to save £500 in a year, or about £40 a month.

The interest free option appears to be £105 a month.

It doesn’t look as though you’re in a position to pay that amount per month. Even if you take out the loan and use the £40 a month you have and make up the shortfall from what you have already saved then 8 months in you will run out. At that point it becomes a very expensive purchase as if you can’t pay the loan the interest will quickly pile on.

So, if you go that route you need to have saved up more first. Can you sell at car boots or online and it all goes in the rug pot. Can you ask family for rug contributions instead of birthday presents etc?

I totally get the feeling of falling in love with something and thinking you need it, but at the moment it looks like it would put you in a very difficult financial position.

Do it. You've been thinking about it for over a year!

It sounds fabulous and if you had the money then why not!? but it’s taken you a year to save £500. You’ll have to get credit for the rest and as a non essential purely decorative item for your home I think it would be very unwise to buy it.
What about when your car needs repairs or your fridge/freezer or washing machine breaks down? I’d be saving any spare cash and credit opportunities for those essentials.

Unless you have quite a bit of money you would generally only buy something like that if it was in the sale, I wouldn't pay full price.

If you're got any sense, you wouldn't be getting ANY rug at all.

If it takes you a year to save £500, you cannot afford a £1900 rug. You won't be able to afford the repayments, and you'll spend your life on tenterhooks lest anyone has the ordinary, everyday spillage or dirt-dragging accidents on rugs that people tend to have.

Err over a months salary On a rug….low income …no I wouldn’t get a grip.

I wish this would be the case.
But I've watched it for 1 year.
Went through the summer sales last year - no reduction.
Then had high hopes for the January sales - still no reduction. Nothing. Not even 10%, let alone 40%.
I think if I've watched it for 12 months and it's never been discounted, then it's not going to be.
But thank you for your advice 😊

"If you are too good for polyester, as your sneering implies, maybe you need to get a more lucrative job in order to purchase homewares to match your high standards"

You sound really bitchy.
I'm not the one who's sneering.
I simply dislike polyester.
Calm down about it.

dont do it
find a similar one

Yeah sorry but you’re absolutely insane to spend that much on a rug when your income is £1500 and it’s taken you so long to save £500. As you mentioned “we”, I’m assuming you have a partner. What do they think?
My income is similar and if spent that much on something like that my DH would be less than thrilled.

For that price they could at least tell us what it's made of. John Lewis have started to think that we don't care about this. I see it all the time with clothes, too.