To spend £1,900 on a rug?

[Theyalwaysknewbest]

I love it so much.
I've been looking at it for over 1 year and I love it as much now as I did when I first saw it.
I've spent a year looking at rugs and haven't found any I particularly like.
This one, I love!
It's 3 metres x 2 metres.
Am I mad to spend this on a rug?
It would fill the floor space in our lounge.
Would sit on top of a wooden floor.
For context, I bring home £1,500 per month.
We are going camping in England for our family summer holiday.
We are not well off! At all!
But I love this rug and there is an option to pay it off monthly at zero % interest.....
I feel like it's wrong to spend this much on a rug but equally I really wish to have it!!

I bought a £400 Berber Wool rug from Etsy. My parents have a £1000 ikea wool rug. What I will say about wool is it sheds. Just bear that in mind.

Just buy it. It will make you happy and you'll love it in your home.
I've never regretted buying a couple of items I really couldn't afford at the time. They bring joy all the years on. Buy that rug and enjoy it!

I saw that title and instant response was nope are you mental?? But after reading all your posts @Theyalwaysknewbest tbh I've changed my mind and I'm in the go for it camp.
I'm poor and have DC still in the will ruin in phase hence my initial reaction but the fact you've saved religiously for a year already and can get a zero interest loan plus you wouldn't be precious about people being you know people and standing on it, spilling a drink etc then why the heck not. Life is short and it's clearly going to bring you joy.
I really hope John Lewis see this post and give you a discount for all the free advertising lol the world really needs more joy and I personally will have a little happy dance for you if I come back to an update saying you've bought it and are currently enjoying it in your home

I just can't see why your getting into a payment plan for a rug. But that's just me, if you are comfortable doing it then go for it.

I get products from Rug Remedy UK. You need to spray fitted carpets 3 times a year. Also put out traps to monitor. They will give you good advice. Mine would be: always but synthetic carpet!

I started off using lovely natural lavender remedies. Big mistake. Problem massively increased while I was faffing around. Need to go full on toxic I'm afraid!

Thank you all of you for your anti moth recommendations. I promise you I am not telling untruths about my 80/20 wool / manmade carpet being shredded by moths. But a rug laid on an eg wooden floor might be different. I do now need a new carpet ( stairs and landings) & I am going to look at manmade against my better judgment but I still appreciate the ideas. & yes I think full on toxic warfare is unfortunately the way to go against moths. 😊 I think it was the lovely @Pigletjohn who knows so much about so much said , using lavender against moths just means your clothes smell better when you bin them. I paraphrase - but I have never forgotten that 😂

Each to their own but I would never spend that much on a rug.

I would be too scared to walk on it.
The range and wayfair have some nice rugs much cheaper.

I wouldn't but if it brings you lasting joy & you don't think you would regret it afterwards go for it.

It will be an investment. Seriously. A gorgeous high quality floor covering you can take when you move home is a good buy.

Could you sell some things online? Maybe pick up some extra work somewhere to help pay for it?

It is a beautiful and classic Moroccan rug, a real investment piece, but I'd see how else I could raise the money to pay for it, as it is, you wouldn't be able to afford the repayment plan at the moment if you've managed to save 500 this year, well done on doing that though!

The rug isn't going anywhere, save like crazy, have a clear out and before you know it, the rug'll be in pride of place and you won't owe anything!

Given your latest updates @Theyalwaysknewbest about how you're very frugal and budget very well, have savings stashed away for home repairs/emergency fund, don't have pets or young kids, zero debt beyond your mortage, and would have the rug instead of recarpeting, which would cost much the same, I might have changed my mind and am now saying buy it. It will give you so much joy, good wool rugs really do last a lifetime (my mum has one that's been going strong since 1969!). Yes somebody might drop something on it, but wool actually cleans well if you get to the spill fast enough. Yes it is using up 100% of your disposable income for 3 years, but you don't really seem to spend much money on other things. It's no different from somebody buying a car and that using up their remaining disposable income, plenty of people do that.

Plus the way you write about it - it sounds like love. Everybody deserves some joy, even people on low incomes. If taking on £1,400 at 0% is your only debt, and you can afford the repayments, go for it.

Go go turkey and find a similar rug for a fraction of the price
My parents bought a Turkish rug probably 30 years ago and it's still immaculate

I'm not on a high income but I also don't like buying new-all my rugs have been second hand (& I love rugs!), having said that I think you should just get it op. You can replenish the money, you seem more financially secure than a lot of folk on higher incomes as you're managing your finances well, and we only live once.

Its a beautiful rug but I could carpet a house for that money. Insane amount to spend on it.

Life is short. Buy the rug.

Generally, I'd say if it's going to last, go for it. But given it's taken you a full year to save 500, I'd say buy one you can afford and aspire to upgrade later, when things are easier. I'd say one of two options:

1. Keep saving till you can afford it outright if it's not your only savings, and savings you have specially put aside for a rug.
2. Buy one you can afford now and aspire to upgrade later. If it takes you a year to save 500, I'd be concerned that you'd find yourself stuck in a real emergency.

one of the reviews on JL mentions they got it on sale so might be worth continuing to wait

Can't believe that my first post on here is to do this, I am such a sadsack.

But! The rug in on sale!

Rug

The good life, i was there but not at this time. I would spend so much on a rug though. Invest in the future but stay present.

Probably too late or you, but I bought a really good quality, 3 x 2.5m, thick 100% wool rug from Ebay that came directly from a seller based in India - cost less than £300 including postage to the UK. It has a pattern similar to persian. It's beautiful and lots of visitors have commented and asked for a link. The rugs are all new - they're made in India and cut out the middle man so don't have a huge markup like the ones in John Lewis. Also, I've been to see the persian rugs in John Lewis and they are indeed beautiful, but much thinner than the one I got on Ebay.

@Theyalwaysknewbest please come back and tell us if you get it, there's only one in stock now!

Life is short, buy the rug.

@AlmostCutMyHairToday sound lovely, please can you share a link?

Think it's on p1