Meet the Other Phone. Protection built in.

Meet the Other Phone.
Protection built in.

Buy now

Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Person with MH problems should not be better off no working

581 replies

YourTidyScroller · 13/04/2025 16:54

Just that really. Someone working a minimum wage job full-time should not be worse off than someone not working due to mental health problems and claiming benefits.
I know several people in this situation claiming UC for housing benefit, council tax, ESA, disability top up and PIP. They all have no work record and few qualifications so would probably only get a minimum wage job. But their income would reduce. So they have a financial incentive not to recover.

OP posts:
YourTidyScroller · 13/04/2025 19:45

SquashedSquid · 13/04/2025 19:43

Really? DH and I are both working professionals and we live in social housing.

How?

OP posts:
Mylovemine · 13/04/2025 19:46

YourTidyScroller · 13/04/2025 17:02

I specified it because I do not know anyone with mental health problems who employ carers with their income. I do know people who do not work due to physical disabilities or issues such as brain damage, who employ carers. They are not well off as a result.

So I’m in a bit of a predicament because I have a number of issues including mental and physical and employing a carer would help me a lot but my award goes towards foods that I can eat with my sensory issues and eczema friendly hygiene products and extra laundry and anything left from my universal credit goes on sensory friendly clothing.. there are lots of costs that people with mental health issues wouldn’t be able to meet if they employed carers or workers.

Hollyhedge · 13/04/2025 19:46

SleeplessInWherever · 13/04/2025 19:40

Why does it?

If you’re low paid, it’s because your employer is paying you a low amount. What that has to do with disabled people/those on benefits I’ll never know - they’re separate issues.

These people aren’t stealing your SUV, are they?

There is a clear connection. We are in one society with one tax system. Work should make you better off, don’t you see

pointythings · 13/04/2025 19:46

YourTidyScroller · 13/04/2025 19:21

I understand what I am reading fine thanks.

So you're happy to admit that you lack empathy then. Cool.

Mumble12 · 13/04/2025 19:46

Hollyhedge · 13/04/2025 19:45

Like I said there is something wrong with the system. And when you see it first hand you end up annoyed. Fact

What’s wrong with the system? You’re jealous because you want to be part of the system aren’t you?

SleeplessInWherever · 13/04/2025 19:46

Hollyhedge · 13/04/2025 19:45

Like I said there is something wrong with the system. And when you see it first hand you end up annoyed. Fact

Unless you’d like to also be disabled - no disability SUV.

To get one, you would have to have more money, which you’ll probably have to earn.

But at least you don’t have a registered disability. Every cloud, right?

SquashedSquid · 13/04/2025 19:47

YourTidyScroller · 13/04/2025 19:45

How?

Well, we hired some nice men with a van, who packed up all our things and unloaded them at the new house that we applied for.

Mumble12 · 13/04/2025 19:47

Hollyhedge · 13/04/2025 19:46

There is a clear connection. We are in one society with one tax system. Work should make you better off, don’t you see

It does. No one who is able to work, but chooses not to, is better off on benefits.

Bunty1958 · 13/04/2025 19:48

Just looked at scope website as you suggested. Talks about extra needs for physically disabled. Not sure those criteria apply to those with mild mental health conditions.
I used to work with young people who had been diagnosed with GAD, borderline personality disorder, social anxiety etc. They had internalised the diagnosis and believed they could not work or study. Sadly encouraged sometimes by family. How do they need an extra £1000.a month?

ladyamy · 13/04/2025 19:48

Violetmouse · 13/04/2025 16:59

Why do you specify mental health problems? Your implication is that mental and physical health problems should be treated differently, is that right and if so why?

Because mental health issues can be fabricated/exaggerated , medical can’t.

WeylandYutani · 13/04/2025 19:49

Bunty1958 · 13/04/2025 19:48

Just looked at scope website as you suggested. Talks about extra needs for physically disabled. Not sure those criteria apply to those with mild mental health conditions.
I used to work with young people who had been diagnosed with GAD, borderline personality disorder, social anxiety etc. They had internalised the diagnosis and believed they could not work or study. Sadly encouraged sometimes by family. How do they need an extra £1000.a month?

No one with mild MH conditions gets PIP.
And the full rate of PIP in both areas does not amount to £1000pm.

spicemaiden · 13/04/2025 19:49

ladyamy · 13/04/2025 19:48

Because mental health issues can be fabricated/exaggerated , medical can’t.

Edited

Medical/physical most certainly can.

SleeplessInWherever · 13/04/2025 19:50

Hollyhedge · 13/04/2025 19:46

There is a clear connection. We are in one society with one tax system. Work should make you better off, don’t you see

There isn’t.

Say you have a min wage job at Tesco, they are responsible for your pay. Cutting benefits and taking Motability cars doesn’t give Tesco more money to pay you, even if they wanted to (which they wouldn’t).

You’d end up no better off by taking things from vulnerable people, your pay will not change.

It’s so strange that people are envious of those who need those benefits. You don’t need them, count yourself lucky and deal with your pay issue separately somehow. Because it is separate.

YourTidyScroller · 13/04/2025 19:50

Hastentoadd · 13/04/2025 19:44

The two who have no work history at all, what age are they and what are their MH issues that have completely disallowed them from working
Honestly interested as I know no one in those sort of positions, however I do know a lot of people who can hold down full time demanding careers whilst suffering from very bad anxiety, depression and various other ailments

Both in their twenties. Borderline personality disorder, generalised anxiety, suicidal ideation and self harm.
Bipolar with psychosis that is unstable.

OP posts:
pointythings · 13/04/2025 19:50

Hollyhedge · 13/04/2025 19:38

Yeah I do. But SUV, new kitchen, air con. It grates when you work but can’t afford a car

I have friends in social housing. They work. I was there when they moved into their social housing.

Their 'new' kitchen was already falling apart because it had been done on the cheap by the HA. Air con - hahahahaha you must be bloody joking. SUV - nope, falling apart fourth hand vehicle, essential because we live in an area with bugger all public transport.

SquashedSquid · 13/04/2025 19:50

Mumble12 · 13/04/2025 19:46

What’s wrong with the system? You’re jealous because you want to be part of the system aren’t you?

It's mad, isn't it? The sheer jealousy because apparently, us disabled people get free houses, cars, money, blue badges, medications etc.

They seem to forget we're disabled and actually would swap lives any day to be without all those things but without the disabilities too.

SquashedSquid · 13/04/2025 19:51

Bunty1958 · 13/04/2025 19:48

Just looked at scope website as you suggested. Talks about extra needs for physically disabled. Not sure those criteria apply to those with mild mental health conditions.
I used to work with young people who had been diagnosed with GAD, borderline personality disorder, social anxiety etc. They had internalised the diagnosis and believed they could not work or study. Sadly encouraged sometimes by family. How do they need an extra £1000.a month?

I said disabled people, not people with mild mental health issues.

YourTidyScroller · 13/04/2025 19:51

SquashedSquid · 13/04/2025 19:47

Well, we hired some nice men with a van, who packed up all our things and unloaded them at the new house that we applied for.

I meant how did two professional people manage to get social housing? Unless you are somewhere where no one wants to live? Most places have long waiting lists

OP posts:
IpsyUpsyDaisyDoos · 13/04/2025 19:52

YourTidyScroller · 13/04/2025 19:01

I am saying it is fundamentally unfair that someone dragging themselves into a brutal minimum wage job gets less money than someone not working. And that it is disincentive to improving your mental health enough so that you can work. It makes sense to stay on benefits if you can.

Only if "free" money is the only thing you see as important in life.

I, personally, have had severe enough MH issues (anxiety & depression) in the past that I could reasonably no longer have worked. But, they get worse when I am not "busy". I get in a downwards spiral when I am alone with nothing to do for prolonged periods (sometimes even if it's just two days).

So for me, there is always that incentive to be doing something. Working my mind. I am much healthier mentally, when I am achieving something. Whether that is as small as going into work or as big as getting a promotion, whether it's work related or life related. It's doing. Being given enough money to "exist" would make me much, much worse. And therefore even more dependent on the benefits because I'd end up in a place where I'd be too ill to be able to function properly.

I doubt anyone chooses to be so unwell mentally that they can't function enough to do any job. They aren't choosing to keep themselves out of the workforce, where they would have opportunities to increase their income and sense of achievement.

StrivingForSleep · 13/04/2025 19:53

Scope’s disability price tag research doesn’t just look at physical disability. It looks at disabled people in general.

spicemaiden · 13/04/2025 19:54

Mylovemine · 13/04/2025 19:46

So I’m in a bit of a predicament because I have a number of issues including mental and physical and employing a carer would help me a lot but my award goes towards foods that I can eat with my sensory issues and eczema friendly hygiene products and extra laundry and anything left from my universal credit goes on sensory friendly clothing.. there are lots of costs that people with mental health issues wouldn’t be able to meet if they employed carers or workers.

Have you requested a Care and Support assessment as per the Care Act 2014? It’s your right to request one abc it may result in some budget for care and support needs. You can call your local adult social services and request one.

Hastentoadd · 13/04/2025 19:54

Mumble12 · 13/04/2025 19:46

What’s wrong with the system? You’re jealous because you want to be part of the system aren’t you?

We system are you referring to?
As if you are referring to the system I think you are referring to I can assure most people who are not a part of it are extremely glad they are not and don’t have to rely on it
Do you seriously think ( if we are referring to the same thing) that people are envious of that kind of lifestyle?

SquashedSquid · 13/04/2025 19:55

YourTidyScroller · 13/04/2025 19:51

I meant how did two professional people manage to get social housing? Unless you are somewhere where no one wants to live? Most places have long waiting lists

Have you ever tried to private rent a wheelchair accessible property?

AroundTheMulberryBush · 13/04/2025 19:55

PhilippaGeorgiou · 13/04/2025 18:33

Very few people with any disability employ carers because they are bloody expensive and well beyond the means of either benefits or NMW. You clearly know fuck all about disability if you think we all get carers.

FWIIW I have a disability even you would struggle to argue with. I can barely walk, barely stand. I receive PIP. I have worked all my life, including as a person with disabilities. I have a decent but not extraordinary pension. And I would LOVE to be able to afford a carer / helper for even a few hours a week. If someone did my cleaning only, I would be in pig heaven. I can't afford it. So I struggle on.

Work it out for yourself - carers (as opposed to family who get paid fuck all for caring) cost AT LEAST the NMW. £12.21 per hour. Ten hours (which is very little) = £122.10 per week, plus employers costs (NI, insurance, payroll etc). The enhanced rate of PIP = £110.40 per week. So not enough to employ a carer for even minimal support. Throw in £77.05 per week mobility and you can just about cover the ten hours a week - but you have nothing left for aids, additional costs of disability, and forget about going out anywhere because you have to money for transport or a car.

Do you have a disability social worker? Or any previous/current link with them? My father has a neurological condition, gets DLA care & mobility higher rate etc, the full range of benefits basically as his disability is so severe and he has nothing to his name - no savings, rents his house etc. He has enough money left at the end of the month to pay bills, buy his groceries and has a bit left over for his baccy (much to my pleading with him to stop!) and a once weekly bet on the horses. He's definitely not flush after paying for his care package but he isn't destitute either. His benefits pays for a 4 x daily care package. I'm wondering if there is something that you're missing out on or any more help you can get? It might be worth seeing about it.

Coffeeishot · 13/04/2025 19:56

Hollyhedge · 13/04/2025 19:45

Like I said there is something wrong with the system. And when you see it first hand you end up annoyed. Fact

What system is that then?