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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Sick of having to ask DH for money

237 replies

Justlivelovelaugheat · 05/02/2025 21:01

Hi people. Has anyone ever had a positive SAHM experience? I a SAHM of 2. My DH and I made a pact years ago I would look after the kids and he would grow his business. I have always been out of work even when the business got successful as he says he could make more money than if I worked since he wouldn’t have to pay for childcare nor watch the kids, which whilst it is true, I have always craved my own independence.
I have grown very resentful. Although I love looking after the kids and hate the idea of leaving them, I crave my own financial freedom. Recently we moved house and he insisted if we threw away most of our clothes (luckily I stood my ground when it came to the kids clothes) it would make the move easier and he promised to replace my clothes. Now that it’s time to cash in on this promise he says that £150 is too much money for clothes even though now I don’t have much to wear. This is my last straw as I am sick of trusting someone else for money even if it is my husband. He even went as far to say I’m irresponsible with money even though I truly never am away from this kids so I don’t even get to spend money on dates with friends or a spa day and I haven’t brought anything for myself in a year. I admit it’s probably selfish I ask now seeing as we just have moved but now I could use some clothes for myself and suitable footwear. It’s so annoying I wish I had never agreed to this because I’d like to prioritise myself and feel bad asking for time away or clothes for myself but I truly feel terrible in myself. I understand many of you will critique me for putting myself in this situation but the dynamic has only recently changed this much where I have to “ask” for money. But am I being wrong for asking at such a busy time for him? We have money (I honestly don’t know how much as it’s all considered his grrr) but should I feel bad for taking away for myself whilst he provides for all of us?

OP posts:
Dymaxion · 05/02/2025 22:35

Looking after your own children and cleaning the house that you live in is hardly the same as looking after other people's children or cleaning someone else's house.

True, but if they were both working then some of that labour might fall to the man with the big job, and we all know that doing a big job means that a man cannot possibly be expected to do anything else, so they might have to buy in that sort of help. Unless you are suggesting that the woman alone is responsible for everything, even if she also has a big job ?

SouthLondonMum22 · 05/02/2025 22:38

Dymaxion · 05/02/2025 22:35

Looking after your own children and cleaning the house that you live in is hardly the same as looking after other people's children or cleaning someone else's house.

True, but if they were both working then some of that labour might fall to the man with the big job, and we all know that doing a big job means that a man cannot possibly be expected to do anything else, so they might have to buy in that sort of help. Unless you are suggesting that the woman alone is responsible for everything, even if she also has a big job ?

No, of course a woman isn't responsible for everything.

OP needs to get a job and fuck him off.

PastIsAnotherCountry · 05/02/2025 22:38

OP, you might find this interesting to consider.

“… the myth of care as an inexhaustible natural resource that we can reap from feminine nature is unshakeable. Because we need it to be.”
Katrine Marçal, Who Cooked Adam Smith’s Dinner?

When feminists speak of the ‘invisibility’ of women’s work, what they usually mean is not labour that is literally unseen, but acts which are not classified as ‘work’. They’re things women are assumed to do naturally, out of love, out of instinct, just because they want to, hence there’s no need to reward them for it, and certainly no need to assign any economic value to them. Sure, there would be an enormous cost if all the mothers of the world downed tools, but as long as that unpaid labour keeps coming, it doesn’t have to be counted. As Katrine Marçal puts it, the housework and care work a woman provides can be written off as “just a logical extension of her fair, loving nature”.
There are some things, though, which cannot strictly be described as activities. They’re non-acts. Women’s work consists of the things we do, but also the things we don’t. It’s the things we don’t say, the complaints we never make, the fears we never express, the spaces we don’t take. If it is hard to quantify housework and care work, counting this ‘not doing’ is harder yet.
How do you keep track of things that never happened, things that, as far as anyone else is concerned, were never even possibilities? How do you assign a cost to something which, to the outside world, looks utterly effortless, a simple expression of your passive, contented nature?
In Intercourse, Andrea Dworkin describes women’s response to the public censure that follows should we “speak without apology about the world in which we live”. Women, she writes, “lower our voices”:
“Women whisper. Women apologise. Women shut up. Women trivialize what we know. Women shrink. Women pull back.”
All of this comes at a cost to women’s self-respect and emotional well-being, but it’s a cost that goes unnoticed by the beneficiaries of our silence. As with the housework, this labour is only really appreciated the moment it is no longer provided – the day the silent, unapologetic woman speaks and is no longer sorry.

From: glosswitch.substack.com/p/the-invisible-work-of-saying-nothing

Who Cooked Adam Smith's Dinner? | Granta

A Story About Women and Economics

https://granta.com/products/who-cooked-adam-smiths-dinner/

MumWifeOther · 05/02/2025 22:39

I’m a SAHM but we have full transparency. All OUR money goes into a joint account that I have access to. If anyone controls the finances in our marriage, it’s probably me but that’s because I am good at budgeting etc. My husband values what I do for our family as much as I value what he does for our family. We are a team and both on board with our arrangement. I think it can only work this way.

Devianinc · 05/02/2025 22:40

No, he pays all child care bc he put her in this position. He can get a cook and a cleaner too while you’re at it. Stingy man

SandyY2K · 05/02/2025 22:47

I've never heard such nonsense as throwing your clothes away when you move. Why on earth did you she to this ludicrous suggestion?

Unless you had a while heap of rubbish, it doesn't make sense.

Tell him you're going to look for a job, as this situation isn't working for you any more.

I couldn't be a SAHM, as I need my own ££££. Asking for money makes you feel like a kid

babyproblems · 05/02/2025 22:48

This thread won’t end well.
He’s clearly financially abusive. Honestly it’s not about the money it’s about him using it as power over you. Insane that you don’t have a ‘salary’ or allowance paid into your account every month. Also insane that you cannot access the family money??? You should be able transfer yourself money. You should have all income into one joint account and all bills paid. Anything left split equally between you.

there is no link between you doing the childcare and him growing the business; and you not having money for yourself. It’s irrelevant who does what. All money is joint. In your case being married to an abusive prick and you being vulnerable, I’m not sure you have any choice other than to issue him one final ultimatum and if he will not do it as is required, you need to leave. Good luck x

Codlingmoths · 05/02/2025 22:48

I think it’s time to get a job. When you do, you need to do less for him, and expect more. Tell him he has to be home and cook dinner one night a week, stop washing his clothes. You have enough of a load. Even if he backs down and tells you he’ll share money better, you know what he’s capable of and you deserve more. Sure, get a joint account. But get a job and have that paid into your account, you can transfer into the joint account (but only enough to have equal spending). Claim the child benefit, so what if he has to pay it back in tax. You’re looking after the children.

EliflurtleAndTheInfiniteMadness · 05/02/2025 22:51

TriciaMcMillan · 05/02/2025 21:11

This is pretty much textbook financial abuse.

Not to mention controlling behaviour making OP throw her clothes away. I'll bet this is just the tip of the iceberg.

Circe7 · 05/02/2025 22:54

Justlivelovelaugheat · 05/02/2025 22:32

We originally had that. Joint account, he transferred money and it was fine. Only in the last year has it changed as he needed it in his account and his business to boost his ability for a loan apparently. From then it’s been awful. Before the arrangement seemed fair especially as I got to stay home with the kids.

It sounds to me like the business may be in trouble given that his behaviour re finances has changed quite recently and that he’s apparently diverting money away from your personal finances into the business. Needing a loan may be a red flag for this (obviously businesses can take on loans for all sorts of reasons but one of them is that there’s been a downturn and they’ve run out of cash). If so he may be ashamed / worried about it and be handling it very badly. I’d do some digging into the business and then ask him gently about it.

Or he may just be very controlling as previous posters have suggested particularly re the throwing away your clothes and then refusing to buy new ones.

EliflurtleAndTheInfiniteMadness · 05/02/2025 22:55

This reply has been deleted

This has been deleted by MNHQ for breaking our Talk Guidelines.

Yes because raising children and helping your husband by handling child care as he's asked you to do is the act of a child. OP isn't the one that needs to grow up.

Pinkflowerpower · 05/02/2025 22:57

Brefugee · 05/02/2025 21:06

Get a full-time job. Split all bills proportionately

Leave this man surely !!! Why on earth would you stay and split bills ??
RUN
Take half his pension as you are owed it as you were looking after the children to fund his carer .

EliflurtleAndTheInfiniteMadness · 05/02/2025 22:57

Circe7 · 05/02/2025 22:54

It sounds to me like the business may be in trouble given that his behaviour re finances has changed quite recently and that he’s apparently diverting money away from your personal finances into the business. Needing a loan may be a red flag for this (obviously businesses can take on loans for all sorts of reasons but one of them is that there’s been a downturn and they’ve run out of cash). If so he may be ashamed / worried about it and be handling it very badly. I’d do some digging into the business and then ask him gently about it.

Or he may just be very controlling as previous posters have suggested particularly re the throwing away your clothes and then refusing to buy new ones.

If he was having monetary issues why make OP throw her clothes out and say she could buy more? That doesn't make sense at all.

Notgivenuphope · 05/02/2025 22:58

If you want money go and earn it. Split the bills. Pay for childcare.

100A · 05/02/2025 22:58

OP - Your H is financially abusive.

I have been a SAHM, as have many many women I know and NOT ONE would have to ask for money. Don't be ridiculous.

No it's is not 'his money' ffs

The fact he thinks in these terms means he would be financially abusive even if you were working.

'My money' men never change. It's a certain mentality. I'm sorry, but you will need to divorce him because nobody can live like this.

Justlivelovelaugheat · 05/02/2025 23:04

babyproblems · 05/02/2025 22:48

This thread won’t end well.
He’s clearly financially abusive. Honestly it’s not about the money it’s about him using it as power over you. Insane that you don’t have a ‘salary’ or allowance paid into your account every month. Also insane that you cannot access the family money??? You should be able transfer yourself money. You should have all income into one joint account and all bills paid. Anything left split equally between you.

there is no link between you doing the childcare and him growing the business; and you not having money for yourself. It’s irrelevant who does what. All money is joint. In your case being married to an abusive prick and you being vulnerable, I’m not sure you have any choice other than to issue him one final ultimatum and if he will not do it as is required, you need to leave. Good luck x

The last few months I’ve seen a side that has made me think it’s time to go and get a job. But we’ve been together for years and years my husband is a great man and I love him very much. The only problem is now with how his acting even if I did want to leave it would be incredibly hard. We’ve moved far away from any family, the mortgage now is insanely expensive I’d never be able to afford it by myself and a part time job won’t cut living expenses. Hopefully a job will sort out dynamic so it goes back to normal and I’ll feel like myself again!

OP posts:
adviceneeded1990 · 05/02/2025 23:06

Go to work and get yourself out of this, it’s financial abuse!

100A · 05/02/2025 23:06

So it sounds like he's stressed over the mortgage.

But how did you ever agree to be a SAHM without a joint bank account?

SouthLondonMum22 · 05/02/2025 23:07

Justlivelovelaugheat · 05/02/2025 23:04

The last few months I’ve seen a side that has made me think it’s time to go and get a job. But we’ve been together for years and years my husband is a great man and I love him very much. The only problem is now with how his acting even if I did want to leave it would be incredibly hard. We’ve moved far away from any family, the mortgage now is insanely expensive I’d never be able to afford it by myself and a part time job won’t cut living expenses. Hopefully a job will sort out dynamic so it goes back to normal and I’ll feel like myself again!

He isn't a great man. Great men don't treat people like this, especially someone they are supposed to love.

Redburnett · 05/02/2025 23:11

You need a joint bank account, you are a partnership. Or you start invoicing him for everything you do for him, his home, and his children.

Fupoffyagrasshole · 05/02/2025 23:16

I’m on statutory maternity leave at the moment but normally work full
time

if I need something I just buy it on the joint account and ask my husband to put the money back in later if it needs replacing

I know how much goes out for bills and what dates so I know when I can and can’t spend

I couldn’t stand having to constantly ask for money

newrubylane · 05/02/2025 23:19

Justlivelovelaugheat · 05/02/2025 21:01

Hi people. Has anyone ever had a positive SAHM experience? I a SAHM of 2. My DH and I made a pact years ago I would look after the kids and he would grow his business. I have always been out of work even when the business got successful as he says he could make more money than if I worked since he wouldn’t have to pay for childcare nor watch the kids, which whilst it is true, I have always craved my own independence.
I have grown very resentful. Although I love looking after the kids and hate the idea of leaving them, I crave my own financial freedom. Recently we moved house and he insisted if we threw away most of our clothes (luckily I stood my ground when it came to the kids clothes) it would make the move easier and he promised to replace my clothes. Now that it’s time to cash in on this promise he says that £150 is too much money for clothes even though now I don’t have much to wear. This is my last straw as I am sick of trusting someone else for money even if it is my husband. He even went as far to say I’m irresponsible with money even though I truly never am away from this kids so I don’t even get to spend money on dates with friends or a spa day and I haven’t brought anything for myself in a year. I admit it’s probably selfish I ask now seeing as we just have moved but now I could use some clothes for myself and suitable footwear. It’s so annoying I wish I had never agreed to this because I’d like to prioritise myself and feel bad asking for time away or clothes for myself but I truly feel terrible in myself. I understand many of you will critique me for putting myself in this situation but the dynamic has only recently changed this much where I have to “ask” for money. But am I being wrong for asking at such a busy time for him? We have money (I honestly don’t know how much as it’s all considered his grrr) but should I feel bad for taking away for myself whilst he provides for all of us?

Hi OP. I'm a SAHM. We have a joint bank account and I spend as required. I also have full access to our savings. My husband doesn't begrudge me spending on myself or the kids. I would talk to him before making a large purchase, obviously. But generally, yes it is perfectly possible to be a SAHM and not be subject to financial abuse, which this is.

Circe7 · 05/02/2025 23:19

EliflurtleAndTheInfiniteMadness · 05/02/2025 22:57

If he was having monetary issues why make OP throw her clothes out and say she could buy more? That doesn't make sense at all.

Edited

Maybe things changed quickly as they can do - unexpected tax bill, client won’t pay, key client leaves, someone sues you etc. Presumably he passed affordability on buying the new house so things weren’t too bad at that stage.

Obviously the business being in financial trouble is pure speculation but it would be a good idea for the OP to try to gauge the state of the business if nothing else because if she does leave she would currently have no idea what she’d be getting a share of. There could be £50k of debt for example.

AlmostAJillSandwich · 05/02/2025 23:23

This is exactly why i think all finances should go into one main joint account when one parent is a SAHP.
Both of you should have access to the money, for needs, and also reasonable wants if they're affordable.

StormingNorman · 05/02/2025 23:24

Fupoffyagrasshole · 05/02/2025 23:16

I’m on statutory maternity leave at the moment but normally work full
time

if I need something I just buy it on the joint account and ask my husband to put the money back in later if it needs replacing

I know how much goes out for bills and what dates so I know when I can and can’t spend

I couldn’t stand having to constantly ask for money

But you do have to ask for money because you are borrowing from the bills and have to ask for it to be replaced. He is still keeping his money for himself and only sharing what he wants.