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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Friend being strange with me now she's researched my financial situation

315 replies

theidiotswind · 02/02/2025 21:51

This situation first arose a couple of months ago and I still don't know how I feel about it. I've name changed in case anyone I know guesses It's me as I can't really tell the story without some outing details.

We're friends as part of a group-'Sally' and I haven't ever been the closest but we've always got along absolutely fine and have had some good times together as part of a group.

I am a landlord-a small scale one. I own 3 properties with a business partner, a home I live in (mortgaged) and another residential property which an ex lives in and owns 50% of-I rent out the spare room in that (that I used to be in) to a friend. Of the latter property, I don't' get rent as such-friend just pays the mortgage for me.

None of the properties are particularly big or in expensive areas, one is a three bed the others are small two beds.

Sally messaged me (not unusual, she messages me sometimes) and said that she'd looked online (assume rightmove or somewhere) and worked out how much each of my houses were worth and so she knows how much I am worth. My first question was 'well why've you done that?!' and she said she was working out how much she was 'worth' and decided to do mine too. She has also (alarmingly, I think) looked at some of my more expensive clothes and added this to my 'worth' too. She said in part to this conversation 'What's (dog's name) cost as well?!'

(FWIW my dog is a mutt and not worth anything in terms of monetary means).

She told me the amount she'd concluded and since then she's been acting strange. We met up for a boozy lunch one weekend and toward the end someone said they were getting another glass of wine and I said 'Hm, not sure if I fancy another one too' to which 'Sally' said 'Get one, you can afford it, moneybags!'

Another time I was out walking my dog and bumped into her and I had scruffy clothes on as it was cold and wet and she said 'You shouldn't be wearing that bobbly jumper with all you money!' or something.

I have another couple of examples-It's odd and making me feel uncomfortable.

I am a single woman, I don't earn a lot of money in my job, I don't buy expensive things, simple lifestyle, no holidays or huge purchases, old car-I definitely do not see myself as ANYTHING like wealthy or rich or such. It isn't as if I can just withdraw a couple of £100 from a house to treat myself. I've been quite unlucky in terms of relationships and jobs, just broke up with someone so I am feeling quite down and lonely- and the fact I've got a couple of houses give me a safe feeling, but I don't see myself as 'moneybags' or successful or anything of the sort. I also find it really weird that she's essentially rummaged about in my situation like that, who could be bothered? It's nosy and intrusive IMO?

I don't know what to think. I havent' told anyone I know about this and I also would like some examples of what I should say to her if she says anything else which I am sure she is going to!

OP posts:
theidiotswind · 02/02/2025 22:47

Stepfordian · 02/02/2025 22:44

It’s definitely weird that she’d take the value of your dog or second hand clothes into account!

I’m quite nosy so I do look up friends houses on Zoopla, but I’d never tell them! It’s mostly because I can’t understand how someone my age can afford such nice houses, but then I remember they’re proper grown ups and if I’d not dicked around so much in my 20s maybe I’d have a big house and a nice car too 🤣

I too 'dicked about' in my twenties. I realise I'm lucky to have what I have but I've been very unlucky in other ways too. Never managed to gain a good career despite post grad education, never had a proper partner.

And yes the clothes thing is odd. I have quite a few expensive clothes, just because my ex worked for a designer brand and got a huge discount. I couldn't have afforded them myself.

OP posts:
ClairDeLaLune · 02/02/2025 22:48

She’s a fucking weirdo! That is stalker behaviour. Ditch the nutter.

Thispupsgottofly · 02/02/2025 22:48

Oooh so actually 5 houses!
...well maybe Sally has a point!

(Please take this in the lighthearted manner it was intended)

Greygreencheckswithblue · 02/02/2025 22:49

JWhipple · 02/02/2025 22:43

When she starts just respond with "alright stalker, calm down!"
Repeatedly respond to her by referring to her stalking behaviour in a light hearted manner
"Yes, we get it. You spent a few hours obsessing over me. You're annoyed that you think I have more money than you. It's sad but there we are. I suppose situations like this are why most people know not to discuss their salary with friends. And why it's not normal to stalk your friends. Also why I'm really REALLY grateful you don't work in healthcare, imagine what you'd be doing with people's medical information if this is what you're like making sh*t up about my net worth"

This is a really good response.

Edited to say that she is not your friend any longer op because she is judging you adversely and is not happy for you.

lifeonmars100 · 02/02/2025 22:50

Without wanting to alarm you I find this behaviour rather sinister. What is motivating her? it is rather stalker like and I if I knew someone who had behaved like that I would be cutting them out of my life

Anotherparkingthread · 02/02/2025 22:50

God the bitchy comments and plans to 'out' her as a nosy bitch in front of others.

Tell her she has over stepped and is being intrusive. Tell her it's an uncomfortable fact that some people have investments worth a lot of money, explain that some people have businesses and pensions but it doesn't meant they have that money in their account.

Tell her that you will be distancing yourself and if in a few weeks she has gotten over herself you will resume the friendship. If not not move on, she is nit compatible with your lifestyle.

Tell her it's the dogs house and she needs to be nice to him when she visits, and that he is your one living heir and not party of the estate.

monsterfish · 02/02/2025 22:51

Sally is a snob - in a weird way. She is bragging about the research she has done on you and has added 2+2 to make 15. She clearly has issues with people she thinks have money.

IridiumSky · 02/02/2025 22:52

What’s with all these admissions from people who have looked up peoples’ house values on the net?

I am genuinely astounded. It would never have occurred to me to do such a thing.

But then I’m only a man (kindly don’t criticise as it’s not my fault: I was born that way) so perhaps it’s different.😄

Do you want my real name so you can all look me up on Zoopla. I’m not shy. 😂

saraclara · 02/02/2025 22:52

Apart from anything else, unless she's found out the size of your mortgage she doesn't really know what you are 'worth'.

Exactly. Did she think that you own all those properties outright? Does she know that you own them with someone else?

Mangoesintoapub · 02/02/2025 22:53

She sounds crackers and I’d be distancing myself sharpish.

Weonlyhavealoanofit · 02/02/2025 22:53

Why are you justifying your own position….I'm not rich….the dog isn't pedigree…..it is NONE of her business and IMO her behaviour is wildly inappropriate and offensive….and you need to nip this in the bud.
“Sally I don’t really know you, so I hope you’ll appreciate my frankness, I find your obsession with my finances to be offensive, intrusive and disturbingly weird. Do I make myself plain?’.
Don’t wait for a response, just walk off. Don’t engage with her, she’s bad news.

SixOver · 02/02/2025 22:54

FoolishHips · 02/02/2025 22:32

I think a lot of people don't really understand what a BTL mortgage is. I know this because I used to own two BTL properties and I just used the rental money to rent a house for myself. They don't get that you won't ever pay off the mortgage and own the property and they don't understand that you can't live in the property yourself.

Sorry for the slight derail, but can you explain why the mtg won't ever get paid off? I'm about to BTL my property on a repayment BTL mtg rather than interest -only. Mtg should be paid off in 25 years... Am I missing something?

YourFairCyanReader · 02/02/2025 22:54

Is she relatively well off with her partner nice home etc? I know some women like this and they need to feel that they're doing better than everyone else. They can sort of cope with another couple being wealthier, but absolutely not a single woman. This is because she knows she wouldn't be as wealthy as she is if it wasn't for her husband who earns well.

I used to have a 'friend' like this who was a SAHM but used to lord it over everyone as she was wealthy due to her husband's work. She hated that I was financially independent and secure.

You never know what's going on behind closed doors - she might be in a really unhappy marriage. She's jealous of your your strength and independence. Try and pity her!

theidiotswind · 02/02/2025 22:54

lifeonmars100 · 02/02/2025 22:50

Without wanting to alarm you I find this behaviour rather sinister. What is motivating her? it is rather stalker like and I if I knew someone who had behaved like that I would be cutting them out of my life

I really don't know but others on here have made good points, including that she might be unhappy in her marriage and wondering how I manage things alone. And/or that she's thought she was better off than me and has looked into it and realised she isn't? I have no real idea about her finances so I am not sure. I am certainly not going to look up what her (much larger than mine!) house is worth.

OP posts:
TeenLifeMum · 02/02/2025 22:55

That’s nuts and it’s not like you’re a millionaire. I thought it was bad enough when a friend was confused how we could afford a big holiday and when I mentioned replacing the kitchen she said “oh are you getting a loan?” Er no, we’ve been saving. “But how can you afford that on your salaries? What do you bring in? I thought it was about 38k between you…” Where she came up with that figure I’ve no idea and I’ve no intention of telling her the truth. I just shrugged. (We bring in £120k between us in jobs with bandings so it’s not hard to figure out). Another time she said she wouldn’t get out of bed for my salary and her new job pays so much more… then told me how much and I earn more. I smiled politely then never bothered with her again. She’s the only person I ever ghosted.

theidiotswind · 02/02/2025 22:56

saraclara · 02/02/2025 22:52

Apart from anything else, unless she's found out the size of your mortgage she doesn't really know what you are 'worth'.

Exactly. Did she think that you own all those properties outright? Does she know that you own them with someone else?

I am not sure. I only ever mention about being a landlord when it is absolutely relevant to the conversation. I can't remember if I have mentioned my business partner-I think I must have. Maybe she doesnt know how it all works and thinks we get to keep all the rent and are loaded as a result! Aside from equity, (good) landlords don't make much money at all once all expenses are paid. Maybe she doesnt know that?

OP posts:
Nationsss · 02/02/2025 22:56

Absolutely unhinged.

I definitely think you need to ask the others has she done this to them as you are worried about her.

Psycho behaviour.

Applesandpears23 · 02/02/2025 22:56

Head tilt and “you ok hun?” with eye contact every single time she mentions it.

Thevinegardiaries · 02/02/2025 22:57

SixOver · 02/02/2025 22:54

Sorry for the slight derail, but can you explain why the mtg won't ever get paid off? I'm about to BTL my property on a repayment BTL mtg rather than interest -only. Mtg should be paid off in 25 years... Am I missing something?

No, I think it was a bit of a sweeping statement (and I'm not saying that in a negative sense) that for some people having a property as a BTL isn't something that they are going to be able to afford to have forever, in some cases they may be renting out their own home while having to rent somewhere else to live in (either because it's cheaper or in an area they need to be, or bigger etc). A lot of people will pay off their BTL mortgages and some won't - they will sell up & pay off the mortgage & take any equity.

theidiotswind · 02/02/2025 22:57

TeenLifeMum · 02/02/2025 22:55

That’s nuts and it’s not like you’re a millionaire. I thought it was bad enough when a friend was confused how we could afford a big holiday and when I mentioned replacing the kitchen she said “oh are you getting a loan?” Er no, we’ve been saving. “But how can you afford that on your salaries? What do you bring in? I thought it was about 38k between you…” Where she came up with that figure I’ve no idea and I’ve no intention of telling her the truth. I just shrugged. (We bring in £120k between us in jobs with bandings so it’s not hard to figure out). Another time she said she wouldn’t get out of bed for my salary and her new job pays so much more… then told me how much and I earn more. I smiled politely then never bothered with her again. She’s the only person I ever ghosted.

I am putting a laugh react because this is so bizarre, I cna't imagine it was funny at all at the time!

OP posts:
Middlemarch123 · 02/02/2025 22:58

Oh I would have such fun with snoopy Sally!
” You forgot to factor in the string of race horses, the loft in Manhattan, and the yacht in Monte Carlo Sal sweetie “.
Wind her up and watch her go…

Pallisers · 02/02/2025 22:58

I don't care if she is in an unhappy marriage or whatever. This is batshit behaviour - really rude and intrusive and just plain odd as anything. I'd simply not talk to her in any meaningful way going forward "Howya Sally" is as much as I'd say. And if she raised it again say it bluntly "your obsession with my net worth is really weird. I'd like you to stop. Or at least stop talking to me about it"

saraclara · 02/02/2025 22:58

Next time I'd keep it short and simple
"Amy, this has now got beyond weird. Just stop"

BigDeepBreaths · 02/02/2025 22:59

Is there a dog-breed equivalent to Rightmove or LinkedIn? This is a whole new level
of stalking I havent tapped into. Cant believe Ive wasted so much time snooping on the value of the properties that my casual acquaintances live in, when i should be looking at the value of their DOGS!!

theidiotswind · 02/02/2025 23:00

YourFairCyanReader · 02/02/2025 22:54

Is she relatively well off with her partner nice home etc? I know some women like this and they need to feel that they're doing better than everyone else. They can sort of cope with another couple being wealthier, but absolutely not a single woman. This is because she knows she wouldn't be as wealthy as she is if it wasn't for her husband who earns well.

I used to have a 'friend' like this who was a SAHM but used to lord it over everyone as she was wealthy due to her husband's work. She hated that I was financially independent and secure.

You never know what's going on behind closed doors - she might be in a really unhappy marriage. She's jealous of your your strength and independence. Try and pity her!

Yes. Large house, husband has a very good job-she has a good job too. I haven't got any idea how much they earn though-it just isn't something I am at all interested in with friends. Maybe she is very unhappy in her marriage, I am considering that now. And I am definitely going tobe a bit nosy myself but in terms of asking if everything is okay with her because this is an odd thing to do and I don't know what compelled her to do it.

OP posts: