I'm a woman, in my 20s, living at home.
I think it's demonised but a lot of people don't like to accept that wages are not high enough, prices are too high, and people just can't afford to move out.
A house share in my town is £750 a month. That would leave me with £600 left for bills, transport to work (which costs near on £200 a month), food, etc etc. I wouldn't be able to afford it.
A rental is £850 minimum. You need to earn 34 times the rent to rent it - that's £29,000 a year, and then you need a guarantor who earns £45,000 a year for most rentals in my location. That means I automatically can't rent - my parents don't earn anymore (retired), so they don't count. My siblings can't guarantee me because if I stopped paying my rent it would sink them and they have young kids.
What are we meant to do? Everything is so expensive. Mortgages are expensive, rent is expensive, food is expensive (the same food shop I used to do for £20-25 a week at M&S when I was at uni is now £45-50 from Aldi and Lidl.), I can't move away from my local area because I wouldn't be guaranteed to get a job.
I would love more than anything to have my own place. I feel like a failure for not having one. I put as much as I can per month into my house ISA, but every time I feel like I'm making progress I check prices and even a 1 bed flat now is £160,000 to £200,000 in my local area. I'd need £30,000 plus for a deposit because I don't earn enough to get that sort of mortgage.
Realistically the only way I'll buy is with my parents helping me out with a house deposit, which I can't imagine happening any time soon.
I think that it's very unfair to be so harsh on people living at home. It's not as easy as it used to be to buy a house.