Sister refuses to pay me back for money I loaned

[Anon777]

My sister borrowed £2.5k money from me on the premise she would pay it back.

Refuses to pay it back and keeps saying she is broke. She lives with parents with her own flat on rent and has a full-time job. My parents think I am wrong for even asking.

What can I do???

Take her to the small claims court? Do you have any proof that she said she’d pay it back - any texts or emails?

Why do your parents think that you are wrong for asking for your money back? Is she the 'golden child' and you're the scapegoat?

I agree with the previous poster to take her to the small claims court if you have proof that she borrowed the money and she said that she would pay it back.

Assuming you have something in writing I'd take her to the small claims court https://www.gov.uk/make-court-claim-for-money

If nothing in writing then you'll have to write it off and I guess that's the end of your relationship.

Make it clear to your parents that if they don't back you up on this your relationship with them will suffer.

Why do your parents say you're wrong?

If they don't think she should pay her debt to you, then ask them to pay it to you on her behalf and she can owe it to them.

Why are people such thieving cunts?

Thieving cunt indeed. And your parents are enabling this which beggars belief

Know that you will never lend her a single penny again.

Don't think she wouldn't have the cheek to ask again. She would - and the answer will be "No!".

Hope you win the lottery and your sister doesn't see a penny of it.

Agree with others that you could take it to small claims court IF you had it clear and agreed in writing that it was a loan, not a gift.

You’d need to pay the fee which for £2.5k would be around £115.

The thing is though that still won’t get your money back if she actually can’t afford to pay it back, so it’s worth having a proper think about the stress that would cause for potentially no reward.

Thank your lucky stars that you didn't get taken for a larger amount of money and never lend anything to her or anyone else again ?

I think that lesson alone is worth £2.5k.

If your parents feel this way ask them to pay you back, for her.

How long ago did you lend it?

I’d propose a payment schedule to start from say her April pay day.

I assume there’s extra debt etc so not as simple as her flaunting the cash but not paying you.

Small claims court, or tell your parents they can repay you and get the money back from your sister

at least now you know never to do anything for your sister or parents

3 years ago.
She went on holiday to Canada and other international trips.

No one should ever lend money without getting written proof and a written signed statement of how and when it will be paid back.

She's a cheeky mare, if she's broke you won't get the money back, your parents are just as bad.

Now you see - I can understand loaning someone money for essentials, eg if your boiler blows up, big car repair bill, but for a holiday, really ?

I'm not defending your sister at all or your parents. So no more lending money to anyone - even if the boiler blows up.

What to do about this £2.5k - like others have said if you have proof of the loan, take her to small claims - can be done on line. Please note you may have to pay extra to get bailiffs to carry out the repayment. If you don't have proof - I would pull away from them and let others know not to lend them money as they won't get it back.

Then I think you would benefit from some counselling re your family

Cheeky bitch
Even if she paid in instalments it would show intent to pay.
Your parents are worse for enabling her
You're both their DD's
Unfortunately unless you had an agreement I don't think there's much you can do

Do you have anything in writing?

Either way, you should never lend money you aren’t willing or able to lose.

So your sisterhood a thief and your parents are happy for her to steal from you?

Can only echo what everyone has said, small claims court

She's always been the golden child.
It's been a tough relationship for me with my parents.
I've been through counselling and limited distance but they genuinely think they are right.
They have never wanted me to be happy or successful in life.
It was an abusive childhood for me but her being the golden child was given everything. Even in adulthood my parents pay for her hobbies that are over £100 an hour.
My parents have always hated me. Not sure why. Always calling me stupid.

I've learnt my lesson.

Up the limited distance to full no contact, you can resign from the role of whipping boy as a Christmas present to yourself. And either write off the money or go the small claims route; there's no middle road.

Innocently enquire about who handles the tax she pays on the rental of her flat, maybe she doesn't and will get worried.

You can either fight this all the way to the small claims court (if you have evidence) and then suffer the fall-out and abuse from them.

Or you can cut them off now - go no contact with them.

It depends how much you really need the money back and how much energy you have to bother fighting it.

The end result is the same - your family (DS and parents) are now effectively dead to you. You need to live the rest of your life without them in it.
You may need time to grieve and come to terms with this.

Don't carry on hurting yourself by hoping they will change.

She gets over £1.5k for it. No mortgage as flat paid for by parent's obviously

Oh fuck that shit! From 1 February she can pay £50 a month minimum. Maybe ask for £100 initially.

If she owns a flat the last thing she will want is a ccj as it will affect her remortgaging

so make it clear you are willing to go the whole way