Sister refuses to pay me back for money I loaned

[Anon777]

My sister borrowed £2.5k money from me on the premise she would pay it back.

Refuses to pay it back and keeps saying she is broke. She lives with parents with her own flat on rent and has a full-time job. My parents think I am wrong for even asking.

What can I do???

Why did you agree to lend it to her? Was it in the hopes of improving your relationship? It all sounds so toxic OP, I’m sorry.

If there no proof of a loan then sadly you’ll have to write it off as a lesson learnt. If you do have any texts or emails about it then go through small claims.

I know it's too late for you, OP, but we have learned the hard way to never ever lend money to family. You will find it hard to prove that it was a loan unless you have some sort of paper or digital trail, and people, including people you think you can trust, will take the piss.

It happened to us. I'll never look at that relative the same way again.

How much does she pay in rent to your parents?

I think I can probably guess.......

My parents pay for her everything.
Food, clothes, shoes etc.

So do you have a written agreement or something in writing from her?

With all the information you have given I would honestly say goodbye to them and take her to the small claims court. They sound horrible and I hope you are okay.

Because they are thieving twaty cunts.

Go NC with her. I hope you haven't bought her Xmas presents?

Nothing.
My mum told me she would pay me back.
My mum is awful too. Always says how poor she is.

Honestly?

I'd advise letting it go.

For your own sake, accept that you will never, ever get it back.

Never lend her a penny again.

And I'd also distance yourself from them. Again, for your own sake. They're dragging you down and you only have one life to live.

Given that your parents seemingly treat you like shit too, I'd distance myself from the lot of them to be honest.

Not bought nothing in a while.
She doesn't talk to me anymore and called me stingy.
Starts picking her nose and playing victim if I mention the money. My husband is on a decent salary so her and my parents always say but you don't need the money. We can't afford a place to buy but they are just so toxic and twisted.

I look back at all the trauma in my childhood. All the physical abuse. No amount of counselling can help. I hate my family.

Your parents need to pay you the money and then she can owe them!

With nothing in writing you can’t go to small claims court so given everything you’ve said honestly go no contact and leave this all behind you. I’m sorry OP

I'm afraid you might have to write this off, is there any chance you can get her to pay in installments? If not I'd never be speaking to her again .

She won't pay. She's backed fully by my parents. My parents have just always had it in for me.

I believe in karma. I hope they all get what they dese

100% YANBU @Anon777
I am so sorry that your parents and sister are such appalling people.
Breaking ties would help you.

@Anon777 have you ever looked at the thread on the Relationship board called variations of “But we took you to Stately Homes”?

Lots of us who have experienced very similar things to you and support is available.

You need to go completely NC with the lot of them. Block them on everything and live your life in peace. 💐

Ask your parents for £2.5k

Write it off, it's been 3 years. You have no written agreement and no leverage. I'd go NC with the three of them personally.

Her parents would enjoy turning her down…

Tbh £2.5k is a small price to pay to get these appalling people out of your life for good.

Set yourself free.

Unless you have anything in writing, to confirm it was a loan and not a gift, there is nothing you can do. A court request will go nowhere. 🤷‍♀️

From your updates they sound dreadful. I would walk away and go totally non contact with the lot of them!

Your parents are awful. Remember you got away. You are actually the lucky one even if it doesn’t feel this way.

Just wondering if there is any written trail at all. Do you have any texts from your sister, mum or dad stating that your mum would pay you back? Or any texts from your sister back when you learn the money thanking you for the loan? Or any emails by any chance?