Selling the car I use for work.

[itsmeits]

Just that really. Partner has decided he wants to sell the car as things are tight - he has a company Van to do his job and has had permission granted to use it for drop of pick ups at before and after school clubs, incase I can't make it. We work for the same company different sectors.
If he sells the car I can't work! Can't get to my pat h to do my job. Money will be even tighter. I have offered to buy the car from him and reduce what he puts in the bill account to free up some money for him each month. Nope he needs the money now. What the hell am I going to do?!
I have just paid out for some big expenditures
(including on the f*ing car £600, which i didn't mind as I use it mostly) and reduced my savings massively I don't have the funds to get a car - definitely not this side of Xmas.
He thinks all the money of sale of the car will be his. I pointed out I've spent over £1500 on it in repairs (over the last 2 years I have used it) to keep it running and the £1000 towards the cost of buying it.
I know we won't get what we paid for it back it. It has been 5 years since we got it and it wasn't new then.
AIBU

• his name is on the log book it's his car his money

YANBU

• some proceeds should go to me towards being able to get a new car and keep my job.

The car will be remaining in my dad's name I will be using it and responsible for all repairs, MOT, tax going forward.

You might as well register in your name then. All the RK means is that you’re the one responsible for taxing it, dealing with parking tickets etc. Your dad can still remain the owner but saves him any admin associated with it.

I own our car and my husband is a named driver. We both pay the finance and insurance (in proportion to the % of our wages). He and I both have a no claims bonus, which we also protect - good job as he wrote off the last car by driving into a bus shelter 5 days before we moved house. No-one was at the shelter, so only his pride was hurt.

Given what you've said about his credit card use, my concerns about his spending would be:

1. Drugs
2. Gambling
3. Loan shark

But it may be that he's trying to restrict your activity.

I think your parents are stars, and I love that your mum is keeping money for you.

Keep an eye on passports and kids' legal documents in case you need to leave in a hurry. Have a plan just in case.

I agree with this. You have to keep earning esp now you’ve realised his not on your team or that of the family as a whole.

But he is an absolute shit and I agree with those saying he liked you trapped with no money.

It may be a quick and immediate cash injection but when you come to buy another one the prices are extortionate now, plus you will be given minimal for this one, which you have invested so much money in. Of course, the fact you need it for work and independence, surely he's got to see how unfair it is. 😒

Tell him if he does sell the car then you will be asking for him to pay 50% of the costs of the holiday and beds plus 50% of the upkeep you have paid on the car.

Don't put him on the insurance.

I can't charge him for a holiday he wasn't able to get annual leave for and isn't coming on.
Tell me about it the price of second hand cars has jumped drastically. I was looking at replacing like for like. We paid £3500 for it 5/6 years ago. Same reg year, same engine, and similar mileage are going for £4000+ on Auto Trader. It's a 10 years old.
I know I'm lucky I have parents that have offed to help. It would have been longer than a few months to save up for something decent and under 10 years old.

Buy his car off him?

Bet he will expect you to use your accrued leave during school holidays so no childcare costs for him, so you never get real break. Sorry you really need to stand back and assess the situation you are in as it seems to only be benefitting him.

He's a controlling financial abuser My Htried this two years ago to trap me at home Fortunately I was able to get him removed by the Police for dv At least he had the excuse that he had been diagnosed psychotic What's your "partner's" excuse? Ltb

This doesn’t make sense. The number of RK’s impacts resale value - there’s no need to change the log book as she has permission to drive the car from her dad.

It makes perfect sense, the person responsible for the car should be the RK. OP is literally going to be the keeper. Doesn’t really make much difference to resale these days unless it’s had 12 owners or something.

but your shared children are also going on the holiday - is he not contributing towards their costs?
I don't see any logic over him selling the car - it all seems to be just to cause you to struggle and risk losing your job.
Very glad your parents have stepped in to allow you to keep working - you need to keep yourself financially independent and have a plan in place as something else must be going on with your partner.

I would be very suspicious about this. Either there is a financial issue that you are not aware of and he needs money now.

Or it's a bit more calculated - he wants you to not be able to get to work so forcing you to resign. You work for the same company. I would be very suspicious about why he is making it impossible for you to get to work.

Your mum is a clever woman. Take the offer of a car and the transfer of "repayments". Savings that he can't touch would be very sensible.

Your parents are wonderful.

It sounds like you aren't married and in this case that may work out well for you.

Meanwhile I'd be very suspicious. Either he's a total twat or something else is going on.

He sounds like hes very controlling. Maybe he thinks you have money saved that he dosnt know about, either way hes being a total t..t.
could you not get a small loan to buy car off him, then say it will have to be 60 /40 from now on, ive got a loan to pay, to buy MY car, then make sure hes not allowed in the car ever! Id also save up ready for when you leave him. Also could try asking why he needs money so urgently???

but your shared children are also going on the holiday - is he not contributing towards their costs?

Very good point from pp, and I was wondering why that original statement didn't sit right with me. Is he paying for half the children's costs on the holiday?

I am so pleased your mom has made that suggestion. Obviously she dosnt trust him and neither would i. If he is so desperate for cash but cant or wont tell you then obviously its something that you would go mad about. Id sit down and say "one chance you tell me NOW what you need the money for! Is there another woman? Gambling? Drugs? We are partners and this effects me as well. Well more than you because I need the car to be able to work. SO OUT WITH IT and i want the truth!!!!! Be prepared not to like what he tells you, IF he tells you. Good luck, hope you get to the bottom of. it.

No, it's because there are some situations where the registered keeper may not be the legal owner:

"What’s the difference between the registered keeper and the owner?
While it’s common for the registered keeper and the owner of a car to be the same person, this isn’t always the case. Company car schemes are a good example: the employee is the registered keeper of the car but the owner - and therefore the one with most of the legal obligations, is the employer who organises the company car scheme. This means that while the employee is free to drive the vehicle (and must maintain its insurance compliance), the employer is the one with the legal rights and responsibilities."

Registered keeper vs. owner of a car explained

https://www.comparethemarket.com/car-insurance/content/insure-a-car-you-dont-own/ this page confirms you can get non-owner car insurance nowadays. You just have to answer honestly that the car is not in your name on the V5.

It would be interesting to do quotes for it being in your name and not, to see if it makes a difference price wise, but it looks like OP is able to insure the car herself, even if it is in her dad's name.