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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To pack it all in and give up when so close to my goal? Absolutely had enough

151 replies

youtrbiscuit · 19/10/2024 18:22

Me and ex decided to go halves for DS’s education when she starts school in a year. I’ve saved nearly all my share (150k), even allowing for inflation. It’s been harder for me to save as I earn much less money than ex and I’ve pretty much clung onto my job despite it being difficult with a toddler.

This week I’ve just had enough. I want to pay off my mortgage and take a part time average job with no pressure. Just fed up. I have the security that my mortgage will be paid off eventually via inheritance and yes I know you can’t rely on that but my mortgage is 170k and I should inherit four times that. It’s not definite, I know. I mention this before anyone tells me I shouldn’t pay fees while having a mortgage.

I don’t know what to do now. I know ex will be disappointed. I know it’s selfish of me. I just hate the stress of my job and even though I really wanted this for ds I just want to hide away from life now, I am exhausted. Maybe now im slightly older it’s hit me too I don’t know.

OP posts:
Didimum · 20/10/2024 19:32

Bunnycat101 · 20/10/2024 19:29

I’m not sure you can be so definitive here. You can only really compare school by school. There will be private schools that are absolutely worth it and clear to see the value add compared to local states and schools in other areas where the gap is small or non-existent. It also depends on what you’re valuing at the end of it. Many people that go down the private route aren’t just looking at grades but provision for music, sport, more personal attention etc. I’m at an outstanding primary that is broke and can very much see the state system is not perfect. Private seems pretty tempting right know quite frankly due to challenging behaviour. If the OP has the money ready, she has choices and it may well be an option she’d want keep open even if she starts in the state sector.

I don’t agree with private education and see ten fold more value in paying off a mortgage. So that is my advice to OP, especially since she has access to good state primaries.

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