A relative of ours has said they will give us 300k if we allow them to move in with us.
It's me, DH and DS.
Pros.
Our 135k mortgage would be paid off plus other outstanding debt. We'd have a nice safety cushion and a better life financially.
Despite being annoying, deep down, we love family member and one of us feels a sense of duty toward them.
Family member would contribute to household chores.
Cons.
Family member is incredibly annoying. They like to be in control of everything. We don't let them but its still irritating.
Family member is a just about functioning alcoholic and would require our assistance with reducing.
Despite having some health issues, they are only in their 50s so potentially could end up living with us for another 20 years.
Family member would nag us about keeping the house clean. Much higher standards than us.
House is only a bog standard terrace so although we have a spare room, we only have one bathroom, one living area, etc.
One of us says absolutely no way, not even for a million. Other one sort of agrees but id also slightly swayed by how beneficial money would be and also feels sorry for family member who lives alone and has no other family or friends.
Almost feels a bit like selling your soul to the devil for money.
Ultimately feels like a choice between freedom or money.
WWYD?
Hypothetical really as one of us has already vetoed.