How would you feel if your partner came abroad with no money?

[Iwilldestroyyou345]

You'd booked the flights and accommodation in advance. He didn't bring any cash, only a credit card which doesn't work in that country. Has savings of several thousand but couldn't even dip into them for say £100.

Obviously dipping into savings is unwise, but knowingly going abroad with 0 spending money is unfair to the other person no?

I’d feel very annoyed and it would probably be the end, I wouldn’t want to stay in a relationship with someone so selfish. I would probably take cash out (£50.£100ish depending on how long you’re there and how cheap food would be) and give it to him so he has enough to buy himself basic foods but then go off and sort yourself out for trips/ meals etc without him, make sure you still have the best time even if he’s miserable and make sure it’s your last holiday with him.

Where are you? Why doesn't his credit card work? Can't he pay with his phone? I think it's pretty common to not bring any actual cash.

@Iwilldestroyyou345

So he's in the only country in the world that credit cards don't work, plus his account isn't accessible online.

From someone who is a qualified finance professional, he's lying through his teeth to you.

He thinks nothing of you, you're there to use. Find your anger, boot him out now. I think you'll find miraculously he can access his money to get himself home.

Unusual not to be able to use your credit card abroad

Sound very strange but I do recall a time I was able to transfer money online from my savings account to my current account. I'm assuming he has a current account that his wages are paid into and he pays his bills from .

Another time my DH who banks with a different bank wasn't able to do this online but rang up and arranged it over the phone.

You usually can't spend straight from a savings account but can move it.

Another option is for him to get a Revolut virtual card, this is done through your phone, he can use Google or apple pay.

Single.

I'd feel very unattached suddenly.

Why u not answering tbe questions OP ????

You can apply for a Revolut card online and it's pretty immediate, Transfer money from a current account and buy currency with the money- no fees or currency charges!

What is the DP's explanation of the situation?

I wouldn't believe him quite honestly. I think he is straight up lying.
Who would go away without cash/monzo/starling/chase et al with only a credit card?
Seriously, he definitely has a debit card on him, I cannot believe he doesn't.
Or he can pay using his phone surely??

Thanks. That list is ridiculous. It includes EU countries, using the Euro several of which are popular tourist destinations.

I've definitely used a card in Bulgaria, and at least 10 years ago.

Have you actually seen his card not work? 🤨
Sounds like bullshit 🤷🏻‍♀️

I wouldn’t dump an otherwise perfectly good non scamming boyfriend for assuming his credit card was OK if it then wasn’t. I’d sub him, he’d be grateful, he’d sort it on return.

Anything less than that, I’d dump immediately. Literally on the holiday. I suspect his card problem would evaporate.

Does he not have a bank card? Did he just expect you to cover everything while on holiday? I'm assuming the savings account he has is a fixed ISA/bond that you can't access without going to the bank and closing. I would be keeping a tally on what is spent and expect him to reimburse you for half when you get home. Enjoy your holiday x

He's playing you for a fool.

He wants you to pay for the entirety of the holiday. Please have some self-respect and do not do this.

@Iwilldestroyyou345 Do make sure you keep a running tally of what he owes you for his share, and that he knows how much it is

OP - this isn't your problem, it's his.

Don't bankroll him. Don't spend your money on a single thing for him. Not one drink, not one meal, not even an ice-cream.

He'll figure out how to move his money around when he gets hungry/thirsty enough.

If he claims that he can't, he's straight up lying to you. Even in developing nations, i have always been able to move/access cash when I needed to.

So you go ahead and enjoy your holiday, and do whatever you want to do. But don't spend a penny on him.

You think a man like that will repay her? No chance! He's a freeloader, and a liar.

Ask him what he's planning to eat and drink for the next week?

Leave him in the room whilst you go out. Do not pay for anything. He'll manage to find some cash from somewhere I assume. He could sell his phone perhaps.

It’s not on and reminds me of a really mean with money person I used to date.

I didn’t know, though, that there was such a thing as a credit card that didn’t work abroad.

@Iwilldestroyyou345
I travel a lot with work. I rarely exchange cash and rely on card.

Need more info as you haven't provided much. Is he saying that the card is intended not to work in that country (just for example, US credit cards don't work in Cuba), rather than that HIS particular card is not working (some banks require the cardholder to pre-authorise use in another country)? I wouldn't necessarily think much about the fact that he assumed it would work and it didn't, except that he's probably an inexperienced traveller. However, I'd be unimpressed if he didn't do what he had to do to fix it, which would start with calling his bank and finding out the options. If he's your partner and you trust him, you could front him the money but I'd expect him to exhaust his options first.

If he knew it wouldn't work, I'd primarily be confused - even if he diode;t mean too spend any discretionary funds (which I imagine would have come up in conversation with you when planning the holiday), how did he expect to eat or to handle an emergency?

OP isn't replying because she's splurged on this huge trip, and it's just become massively obvious that the blokes taking the piss out her.

That's a bitter pill to swallow, especially when on said holiday.

If he really needed to, he could transfer funds into the OP's account and ask her to withdraw cash for him.

Or use telephone banking, online banking, find a cash point which will accept his credit card... there are multiple options available.

Anyone who claims that the only money they have in the world is in a savings account that they can only access by physically entering a bank in the UK is lying outright. He is guaranteed to have a current account, because where else would his wages get paid?

As I said above - this is his problem to solve, and the OP will find that he magically finds a solution as soon as he realises she isn't going to bankroll him.

Maybe.
We do not actually know much, which credit card, which nation etc.
I have had cards stopped abroad, or found specific limits in specific nations.
Perhaps he has not travelled much and was caught out.
We do not know what he has done to fix the situation nor whether this is typical. There is a lot of jumping to conclusions.