I’ve bumped my husbands new car 🚗

[StaceyAl]

I’m in a panic. My husband bought an expensive new car last week. He was having an afternoon nap so I just borrowed it to collect my son from sports training. I’ve reversed into a low wall in a car park (couldn’t see it in my rear view mirror) and have dented the rear bumper.
He’s working from home tomorrow- is there any chance I can get up early and take it to a garage to get fixed and return it without him knowing?
what should I do, I can’t tell him he’ll be furious and I took it without asking

Is the main problem that you didn’t ask if you could borrow it?
because if you’re planning on asking to borrow it to get it fixed then what happens if he says no?

Ooh this is a point.
If you are driving it under your own policy you might only be covered for third party.

Yes, the music goes very low and you can hear the beeps. It’s very annoying!

Erm I don’t know, maybe the fact that your husband is going to be pissed off that you broke his trust and took something without asking? I’m failing to see why some posters are trying to make it out like the husband is in the wrong here

Yes, the sic goes very low and you can hear the beeps. It’s very annoying!

Yup

I've never received major consequences from my husband.

I feel so sorry for you. This sounds awful. It must be horrible living with someone who makes you feel like this. No-one should be downplaying your feelings, you must have reasons for this fear.

Could've guessed the author with this comment. It's only an expensive car if DSC says so

Did your music not cut out/turn down incredibly low when you put it in reverse OP?

That's pretty standard.

Be very difficult to do it without him knowing unless he’s a late riser!

It’s the words the OP is using that suggests he may become angry, threatening or violent.

he’ll be furious

I just can’t come clean

I thought others would receive major consequences

I don’t think my husband is that reasonable though

These really are concerning.

I scratched my partner's car by accident- huge mark across both doors. He loves his car but I just called him straight away, owned up and said I'd pay to get it sorted straight away (which I did.) Accidents happen but it's better to be honest about it.

I wouldn’t get violent but I’d be fucking angry if you took my new car without asking and damaged it. Even more so if it had sensors but you ‘didn’t hear them’. You sound like a fucking liability.

I agree that it must be awful to be married to someone like your husband. Mine is not perfect but no way would he be giving me 'consequences' for my behaviour. That just sounds so wrong and you sound very frightened of him.
In our house it would just be a scratch on a lump of metal and I would consider it my responsibility to sort out a repair, end of, no-one died.

I did this once to my DH's car while he was out of town and took it secretly to the garage to get it fixed quickly. Unfortunately the garage contacted him directly as the owner of record. So I got busted 🤣

Ohhh bugger. You're going to have to bite the bullet & confess. I've done this before. My husband is a lovely bloke & I'm not scared of him, but I was shitting myself telling him and boy was he angry. It probably took about a week for him to calm down, but it was still better than the sick feeling I had waiting for him to find out.

Honestly OP you don't sound as though you should be driving, you took a car without consent and damaged it, if my DH had done that then yes I'd be pissed off.

It wasn't until I became an adult and had kids that I realised that it wasn't normal to be punished for an accident. As a kid I was beaten for breaking a glass, forgetting to turn something off, or dropping something. I still remember dropping a tub of Cadburys drinking chocolate powder and sobbing as I tried to clean it up as I knew what was going to happen to me. That was almost 40 years ago and I still remember the fear.

Pissed off is one thing. I actually said I’d be annoyed too if you read my earlier post. I’ve not seen anyone say the husband is in the wrong, that would be plainly ridiculous.

But this level of worry, to keep a secret/tell lies. That’s not normal. Well not in a relationship I’d like to be in. It’s a car, I’m not sure why she used it without permission (personally I can’t imagine needing permission to drive each other’s car unless it was an insurance issue), the damage is done, a lot of us can’t understand why she is scared of a reaction from her husband. I’ve never been scared of any reaction from my husband, I honestly can’t comprehend.

Op you've got bigger issues than the car if youre living in fear of "major consequences" from your husband. If you are, please make a plan to get out and reach out to women's aid/other charities, you and your child deserve better

If you're on the insurance then surely you have permission to drive it.

If she is on as a named driver.
Not if she is driving it on her own insurance under the “drive any other car with the owner’s permission” clause

True, but has OP said?

Gosh, you wake should have been looking. As someone else said, it's a relief you didn't bash a person, child even. So I guess be relieved at that, and party more attention in future

He may well be a bit pissed off, who wouldn't be? New car, damaged by carelessness. But unless you're scared for your safety, you will have to fess up before it blows up more and he finds out himself.

Unfortunately it is usually worse than that as most fully comp policies that allow for driving other vehicles, actually excludes your spouses or close relatives' vehicles that you have frequent access to. (I can't recall the specific wording.)

We only found out when my husband had a no-fault accident in my car and it was written off! Luckily, the insurance company of the third-party at fault dealt with the claim and paid me out fully for the car. We now add each other as named drivers.