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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To be terrified by Farage/Reform's plans to replace the NHS with "an insurance based model"?

275 replies

Gillemeow · 08/06/2024 15:47

It seems to have been largely overlooked by the mainstream media but Nigel Farage on the debate last night was clear that he thought the NHS should be replaced by an insurance model.

Given that most of the country are already crippled by the current cost of living crisis, how does he expect people to pay this extra cost? If employers have spare cash to do it (as in France or the USA where many get insurance via their employer), why aren't they giving decent wage rises?

His plans would penalise people with existing health conditions. And which sex would end up paying more.for insurance? The one that gives birth and goes through menopause or the one that doesn't?

In France contraception is only free if you're under 26. What if you're not? Will the right wing's phrase of choice on children change from "don't have children of you can't afford them" to "don't have sex if you can't afford it"?

OP posts:
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ilikecatsandponies · 08/06/2024 20:13

NImumconfused · 08/06/2024 15:48

He's not going to get elected though, is he, so why worry about it?

Unfortunately as we have already seen the government is terrified of him so has already taken actions that he stands for (brexit, Rwanda for example)

T1Dmama · 08/06/2024 20:13

Randomlygeneratedname · 08/06/2024 15:50

What a bizarre thing to be worried about, Reform have zero chance of getting in. You might as well worry about what mermaids think.

Why do they have zero chance?

gleefulstar · 08/06/2024 20:17

Gillemeow · 08/06/2024 16:22

Great to see quite a few people on here are happy to pay more for healthcare. Here's a thought, why not tax those who can afford it a bit more and properly fund the NHS for the benefit of everyone?

How many more billions of pounds would you like to see pumped into the NHS before you accept that it's no longer working?

Mammyloveswine · 08/06/2024 20:18

Ffs these comments.. we pay for the nhs through NI.. it should be free at the point of access!

What needs looking at is the cost of drugs si pharmaceutical companies are not for profit... non-essential staff.. there are too many pen pushers higher up (it's the sane in schools in academies!!! ). Let's just have the core staff we need, pay them a decent wage and you'll get a much better outcome! Not fucking rocket science is it?

Fwiw Labour are the party who will make a difference, the only reason they are not in power now is that the right wing media had a hate campaign against Jeremy Corbyn (the greatest PM we never had) .

Sureaseggs44 · 08/06/2024 20:21

Soukmyfalafel · 08/06/2024 18:05

Farage won't even show up as an MP. Can you really see him representing the people of Clacton for five years? He just wants to be Tory Leader and will bin off Reform at the first sniff of it.

The proposals Reform have put forward are just statements. "We will do X".....They haven't said how they are going to do it. I think Labour have said "we will do X and we will raise the money by"....I haven't seen that from Reform yet. To me that sounds like they haven't even worked out the mechanics of their policies yet, just what their ideology is.

Not that I'm keen on voting Labour since Starmer is happy to get rid of much loved MPs that people actually vote for, because they are a little bit too left wing for him. He obviously hasn't heard of the dangers of group think. That's why we are in such a mess now.🙄

Yes they have said how . The manifesto is out . The nhs he said needs reform and study of other European systems not USA .

And I agree with his comments about stop and search as well .

Livelovebehappy · 08/06/2024 20:22

Tbh, I would support part nhs, part insurance. There’s got to be a better model out there than what we have now. GP services, dental services, operation waiting lists, A&E waiting times, all absolutely dire. And btw, interesting to see how people are so adamant on here that Reform won’t get in. I don’t think they will either, but I think they’ll do a lot better than people are predicting. You just have to look at the Dutch elections, where the unthinkable has happened with Wilder. There are a lot of people who aren’t vocalising they are voting for reform due to the hostility from others who are anti Farage. It’s not going to be apparent how well they’ve done til results night - the polls can’t predict how well they’ll do, as they can with Tories vs Labour.

Sureaseggs44 · 08/06/2024 20:23

T1Dmama · 08/06/2024 20:13

Why do they have zero chance?

They won’t win but if they get some MPs in they might start kicking backsides . Not a bad thing .

AmpleFatball · 08/06/2024 20:25

If Reform somehow got elected, and implemented net zero immigration, I think we’ll just need to get used to not having things like a public healthcare system, state pensions and alike. How do you continue to fund them with a shrinking workforce?

Mammyloveswine · 08/06/2024 20:27

@T1Dmama they can't get in power due to our electoral system.. to form a govt the winning party needs to have the majority of seats in parliament.. to do that they need to win the most seats in each constituency.. each constituency is a seat... some constituencies are smaller, some are bigger.. it doesn't matter.. it's not the number of votes but the amount of constituency seats that make the difference. Unless the reform party have candidates in every single constituency (which they don't) and every single constituency votes for them ahead of established and trusted main party candidates/incumbants they literally cannot get in.

A vote for reform however will take away votes for the tories meaning Labour are pretty much guaranteed to get in (and rightly so) .

Pigletsoink · 08/06/2024 20:27

Havanananana · 08/06/2024 19:52

@Pigletsoink "That man (a close relative who has worked and contributed since the age of 16, now middle aged) is waiting for 18 months for treatment (lost his job in the meantime and his home), because there is always someone else who hasn’t contributed a penny who is more of a priority. Been there, seen it. It’s a farce."

How do you know that the medics chose to treat the other person first for any reason other than that their condition was judged to be of a greater medical priority? Were you party to this decision-making?

Are you saying that medical treatment should be rationed on the basis of who has "contributed" the most? How do you measure the "contribution" - in financial terms such as taxation paid, or in terms of the money that the government saves when, for example, a carer looks after a relative and is paid a pittence?

How do you account for the "value" of someone's "contribution" - is it the money someone has already contributed, or the "value" they might contribute in the future - in which case it would make more sense to treat the young and economically active so that they can "contribute" more in the future and leave the old and infirm to die so that they don't become a burden on the system, which would be an awful dehumanised and dystopian way forward.

The more the population increases by way of net migration, the more people with greater need will be there.

And I don’t blame people who have paid taxes for decades for being annoyed, especially if they lose their jobs and all they’ve worked so hard for as a consequence. I’m an immigrant myself and I can understand it, why can’t you?

The only way to fix it is either to limit migration or increase taxes to fund more hospitals.

I’m afraid fingers in ears don’t work anymore, it’s time to make a choice.

MagentaRocks · 08/06/2024 20:27

Doesn’t bother me at all. He will never be elected so he can’t bring this in.

Mammyloveswine · 08/06/2024 20:28

@Sureaseggs44 like the off BNP mp that got voted in once upon a time?

BlastedPimples · 08/06/2024 20:34

Immigrants are generally young, healthy, strong.

They will contribute much by tax before they need the NHS as much ad our elderly do.

Pigletsoink · 08/06/2024 20:35

cardibach · 08/06/2024 19:46

No, I’m proposing proper funding. More people doesn’t mean worse services. It just means more infrastructure is needed. The NHS has been run down.

And how do you propose paying for the ever expanding infrastructure considering the population is expanding fast due to migration?

Also, what’s not without fiscal consequences is that those leaving the UK are the ones likely to be net contributors and those coming in aren’t.

Pigletsoink · 08/06/2024 20:37

BlastedPimples · 08/06/2024 20:34

Immigrants are generally young, healthy, strong.

They will contribute much by tax before they need the NHS as much ad our elderly do.

So far the GDP per capita, the purchasing power and the standard of living have been going down proportionately with the increases in migration.

Go figure.

GingerPirate · 08/06/2024 20:40

GiantHornets · 08/06/2024 15:48

Reform won’t win the election so there is no need to be “terrified”

Would be interesting if they did, though.
I'm not allowed to vote in GE, but it's actually a bit of a relief, since I genuinely wouldn't know who to go for.

BlastedPimples · 08/06/2024 20:41

@Pigletsoink you're claiming a direct correlation between standard of living and GDP per capris with rates of immigration?

cardibach · 08/06/2024 20:52

Pigletsoink · 08/06/2024 20:35

And how do you propose paying for the ever expanding infrastructure considering the population is expanding fast due to migration?

Also, what’s not without fiscal consequences is that those leaving the UK are the ones likely to be net contributors and those coming in aren’t.

Because most immigrants work and pay tax it shouldn’t present a problem.

cardibach · 08/06/2024 20:53

GingerPirate · 08/06/2024 20:40

Would be interesting if they did, though.
I'm not allowed to vote in GE, but it's actually a bit of a relief, since I genuinely wouldn't know who to go for.

Really? You can’t choose between, incompetent Tories, extreme Reform and somebody sensible?

WeatherDependant · 08/06/2024 20:55

BeaRF75 · 08/06/2024 15:50

I am not a Farage fan but, for once, he speaks sense. The NHS has been a financial failure for decades, so an insurance system is essential ASAP.

Totally agree. I lived in France for nearly 7 years and the health service is far more efficient. People on low incomes get free basic/ essential health and dental care. Everyone else can choose what insurance level they want starting from like £80 pp:pm. Everything is quicker. It’s not perfect, like anything, but I witnessed health clinics that looked 5* and were available to all. Maternity services brilliant: no rushed deliveries etc. Old people cared for. Easy and free dentist appointments for poor people. Women can book to see any gynaecologist or midwife at anytime for anything. None of this waiting or referral or waiting list crap. So much better.

Pigletsoink · 08/06/2024 21:01

cardibach · 08/06/2024 20:52

Because most immigrants work and pay tax it shouldn’t present a problem.

It’s not that black and white I’m afraid. Most work in low paid jobs and aren’t net contributors. But this is why corporate interests love open borders, unfettered access to cheap labour and increasing the poll and the competition among workforce is their wet dream. Just a shame those on the left haven’t realised this yet.

https://cps.org.uk/research/taking-back-control/

Of course most Western countries
need some immigration. But it should be managed based on the country’s need and not on how many people want to live in that country.

Plus, it’s a well proven fact that the standard
of living is the highest in smaller and balanced populations.

BlastedPimples · 08/06/2024 21:05

Absolutely nothing to do with left or right wing.

cardibach · 08/06/2024 21:05

Pigletsoink · 08/06/2024 21:01

It’s not that black and white I’m afraid. Most work in low paid jobs and aren’t net contributors. But this is why corporate interests love open borders, unfettered access to cheap labour and increasing the poll and the competition among workforce is their wet dream. Just a shame those on the left haven’t realised this yet.

https://cps.org.uk/research/taking-back-control/

Of course most Western countries
need some immigration. But it should be managed based on the country’s need and not on how many people want to live in that country.

Plus, it’s a well proven fact that the standard
of living is the highest in smaller and balanced populations.

Edited

Really?

To be terrified by Farage/Reform's plans to replace the NHS with "an insurance based model"?
BlastedPimples · 08/06/2024 21:06

And there are laws on minimum wage.

Pigletsoink · 08/06/2024 21:08

cardibach · 08/06/2024 21:05

Really?

Yes, really.

Posting a screenshot of something written on a corporate immigration lawyers firm website is disingenuous and basically proves you have no real arguments.