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Large sum of money being given to sibling

1000 replies

Zippy27 · 18/04/2024 00:31

To set the scene: there is a 12 year age gap between myself and my brother; I am the older sibling. My brother has had a lot of help financially with uni costs (I didn't go) including rent. I was given 5k from my parents for my wedding 14 years ago. However, my brother's rented accommodation has recently been put up for sale and the landlord has offered it to him to buy. He will have a mortgage but it turns out my parents will give him 90k for the deposit. When I say give, I do mean give - not a loan, they won't own part of the house - he is just being given it. It is half of their 180k savings. Both parents are retired. I have been told that when they make a will, it will state that myself and my brother will have half each of what they have BUT it will be stipulated that I will get 90k before the rest is divided up. However, as this may well be in 20 years' time, this doesn't seem at all fair to me. Who knows what their financial situation will be by then. My Dad justifies it by saying that they weren't in a financial position to give me that sort of money when my husband and I bought our house, which I'm sure is true, but surely this is still grossly unfair? We're not exactly living in a mansion and the house we have lived in for over 10 years still needs a new bathroom amongst other things. Would anyone else by severely pied off in this situation? My Dad explained that it isn't because my brother is "the favourite" (he is and always has been) but because he is "high maintenance". I am so hurt, angry and disappointed that I haven't spoken to or messaged my parents or brother since I was told about this 5 or 6 weeks ago. For context, my parents live across the road. They don't even give enough of a sh to contact me and find out why I have stopped visiting (probably because they know). Would anyone else be upset by this situation?

OP posts:
Robinni · 18/04/2024 20:37

Zippy27 · 18/04/2024 20:27

He really isn't in any way, shape or form, disabled. This assumption is frankly disrespectful to people who are actually disabled and have real problems in life.

@Zippy27

You live at distance from your brother, obviously don’t like him, and aren’t that involved with his life… correct?

Your parents have supported him consistently, are close to him and have an understanding of his needs.

From an outsiders point of view it looks clearly to me like parents supporting their disabled son.

Depression and other mental health problems are considered to be disabling, if you don’t want to acknowledge this then that’s your business, but it doesn’t stop it being true.

Emotionalsupportviper · 18/04/2024 20:37

sabretoothtigger · 18/04/2024 20:35

Don't worry OP, Robinni will be back shortly to tell you the rest of the backstory to your life, and a full character breakdown of your entire family. Grab a cuppa and sit tight, because tonight Zippy, this is your life.

😂

I shouldn't laugh at this but I can't help it.

Noyesnoyes · 18/04/2024 20:39

@Robinni are you the DM justifying yourself? GrinGrin

Emotionalsupportviper · 18/04/2024 20:40

Robinni · 18/04/2024 20:37

@Zippy27

You live at distance from your brother, obviously don’t like him, and aren’t that involved with his life… correct?

Your parents have supported him consistently, are close to him and have an understanding of his needs.

From an outsiders point of view it looks clearly to me like parents supporting their disabled son.

Depression and other mental health problems are considered to be disabling, if you don’t want to acknowledge this then that’s your business, but it doesn’t stop it being true.

You . . . obviously don’t like him

You know what causes one child to be resentful towards another?

The parents showing favouritism. That's what.

But being angry and resentful doesn't mean OP dislikes her brother, just that she is hurt and disappointed with the way their parents treat him compared to the way they treat her (and by extension their grandchildren).

Edit to add bit in brackets

Rubyrubyrubyrubee · 18/04/2024 20:40

BibbleandSqwauk · 18/04/2024 07:54

Or people come on and give their honest feelings which are different to yours? Why are you assuming that noone can possibly be ok with this? In my family (not directly me and my parents) there is a similar situation and the one getting less is absolutely fine because their sibling has circumstances that warrant much more support. The idea that anyone who is ok with this lying or can't empathise or is on the "right" side of receiving more is ridiculous. It is possible to feel differently than you or the OP.

Easy ti say when in your family it’s not you getting less!

Emotionalsupportviper · 18/04/2024 20:42

Rubyrubyrubyrubee · 18/04/2024 20:40

Easy ti say when in your family it’s not you getting less!

It's also different when one needs support and the other doesn't.

cakeandcustard · 18/04/2024 20:43

I think if the sum given to a sibling is within your own means then you can argue the toss about not expecting any handouts and parents giving according to their own judgement.

But when the amounts start getting so huge and disproportionate without there being an obvious 'need' it can only be natural to start to question the decision.

The biggest problem is parents now in their 60s and 70s having made a small fortune mostly on property prices, looking at their kids on modest incomes not being able to afford the kind of homes they enjoyed.

My parents gave my sister £120K as a deposit and no where near that kind of contribution to my family. She now has more equity in her home than we've built up over 18 years paying into our mortgage.

I just can't get my head around it but I sure as hell will never do the same to my 3 kids (not that I'll ever be able to afford it!)

Rubyrubyrubyrubee · 18/04/2024 20:43

Kickstartplease · 18/04/2024 17:05

In my family I am the sibling that has received the large sum of money £120k. One sibling has had substantial sums between £10/20k several times but as loans, some of which he didn't even start to repay for years always interest free.
The other sibling has never had anything & is fully aware & happy with the situation.
I invested the money to provide monthly income.
My DH died when I was in my early 40's - subsequently I had to give up my job as one of my children was really struggling, I became self employed & work around my child's needs now, should I have turned down my parents help?
I would be hurt if either of my siblings was upset about me having had my inheritance - I now get nothing in the will, one sibling gets the house the other the cash as lives abroad, both will be more than I got but I had the help when I needed it & what would I do with a house on the other side of the country.
Things aren't always as simple as they appear & people don't always share the full details, maybe try talking to them again

I'm sorry for your loss. I don’t think anyone would argue about unfairness in your circumstances. But that’s not the point of the thread.

Robinni · 18/04/2024 20:44

To all…

I just don’t think it is in OP’s or her family’s interest to be throwing the toys out whenever she has been promised an equal amount at a later point and has received support in other ways.

Rather than using all her energy being resentful and isolating herself from her family, thus ensuring she will lose hundreds of thousands.

She could be using that energy to talk to her parents on an adult basis to ensure equality of treatment, and she should be pushing for set up of a trust, being executor and PA, having everything tied up legally….

Worrying about the brother is a waste of time.

Rubyrubyrubyrubee · 18/04/2024 20:44

Emotionalsupportviper · 18/04/2024 20:42

It's also different when one needs support and the other doesn't.

There’s a big difference between needing support because you’ve made poor choices and not worked, and having a tragic event or set of circumstances that mean you have additional needs.

iLovee · 18/04/2024 20:46

This reply has been deleted

Message deleted by MNHQ. Here's a link to our Talk Guidelines.

Mostunexpected · 18/04/2024 20:48

Robinni · 18/04/2024 19:25

@Zippy27

For instance your wedding money is worth £7,700 today, 5 years childcare for 2 children 1 day per week is £26,000.

If for example he has been given double the amount of deposit because he has no partner (and never will have to pay half the bills)… comparably there isn’t an enormous amount of difference between the £45k and £34k you’ve had.

Looking at it, he has major mental health, probably autistic by the sounds of it, and him being displaced from his home could really destabilise him.

So your parents have stepped in to help prevent this and have given inheritance early.

You meanwhile, do not have major health problems causing disablement, you have a husband to support you emotionally, and financially to pay half the bills.

I think you need to think of this with your adult, rational brain rather than having an emotional response linked to childhood resentment of your brother, no doubt fuelled by your being an only child and the centre of attention for 12 years.

I say again, you are only hurting yourself and your family with this behaviour and potentially cutting your children out of a few hundred thousand in the years to come when your parents pass (taking into account their home and savings).

I would suck it up, talk to your parents like an adult and try to come to some sort of compromise.

Family is worth more than money, it isn’t worth embittering yourself.

OP said it was 2 years for one child and 1 year for the other. And only term time as well so closer to £6000 than £26000. £6000 isn’t even one years university fees that they paid for her brother.

Emotionalsupportviper · 18/04/2024 20:49

Rubyrubyrubyrubee · 18/04/2024 20:44

There’s a big difference between needing support because you’ve made poor choices and not worked, and having a tragic event or set of circumstances that mean you have additional needs.

Sorry if I wasn't clear. I don't think that OP's brother does need support (from what she has told us).

He may or may not be autistic, but plenty of autistic people are able to live independently. Most, I would think.

Rubyrubyrubyrubee · 18/04/2024 20:54

Emotionalsupportviper · 18/04/2024 20:49

Sorry if I wasn't clear. I don't think that OP's brother does need support (from what she has told us).

He may or may not be autistic, but plenty of autistic people are able to live independently. Most, I would think.

Fair

ThreePointOneFourOneFiveNine · 18/04/2024 20:55

Robinni · 18/04/2024 20:24

@mrsdineen2

If he hid in education for ten years with mental health, it’s pretty clear to see he will have had disabled students allowance, special support grant and a raft of other financial support and benefits.

I doubt the parents will have helped as much as the OP perceives.

If he was under 25 and living at home at the commencement of undergrad, he will have been taken as a dependent student and their income will have been taken into account for fee and loan purposes, as is right to do. If over 25 or living independently for 3yrs prior to commencement he will have been seen as independent.

If the OP had gone to Uni at the same age she would have been entitled to the same support, be is it via the loan/grant system or her parents. But she chose not to do so and that really isn’t her brother or parents fault.

On that basis, I don’t think the Uni funding should be taken into account.

And I think a grown adult woman being jealous of her parents supporting her disabled brother is a bit sad.

Throwing a tantrum is not the way to go….

She needs to acknowledge why he is getting this support now - as it is urgently required to prevent him becoming ill due to being forced out of his home.

If she is dissatisfied with having £90k given later, then she needs to voice this and explain why she has urgent need necessitating the same payout now.

To be honest I’d be asking parents to think about putting £90k in a trust or limited Co. with the current high interest rate (higher than housing is increasing), so that it accumulates through time. Rather than having it kept solely in parents name, that way OP has some assurance of it coming to her and having same or greater increase in value as brother’s property….

Being a grown up, seeing a solicitor, working out a compromise, becoming executor of parents estate, making sure she is down as PA in the event they lose their faculties…. I mean that is the smart way to sort things out and make sure she gets inheritance due and has more control than the brother.

@Zippy27 you need to be smart about this, play the long game and stop being emotional you are shooting yourself in the foot.

You have got to be kidding me?! He has depression as has seen a counsellor at some point. So have literally millions of other people who are supporting themselves and not bleeding their aging parents dry. There's a long way between depression and disability.

I am the disabled sibling in my family and, while I have had more hands on help when my kids were small because as a wheelchair user I had extra challenges that my able bodied sister, I would not feel comfortable taking loads of money. They gave me money for a wheelchair accessible van, and they gave the same amount to her at the same time. That was £20k. They have offered me more and I have said no.

Unless your parents are properly loaded and can easily afford to give away £90k each to all their children without leaving themselves short, you shouldn't take it. Who the hell does that?!

DoreenonTill8 · 18/04/2024 21:07

Being a grown up, seeing a solicitor, working out a compromise, becoming executor of parents estate, making sure she is down as PA in the event they lose their faculties…. I mean that is the smart way to sort things out and make sure she gets inheritance due and has more control than the brother.
So op does all the work later as PoA and executor?....and all your huge sympathy for him?
I call you the bro and claim my 50p!

Ohlookwhoitis · 18/04/2024 21:12

Animatic · 18/04/2024 19:51

OP comes across as jealous and bitter,belittling the fact that her brother did PhD, as if PhD is equivalent to lazing around and done to avoid getting a job. She also called her brother everything a "loving" sister would.
That reflects a super unhealthy family dynamics which probably started long before the help with deposit.

I would call anyone who studied and didn't work until they were 30 lazy.

Loubelle70 · 18/04/2024 21:28

CoffeeBeansGalore · 18/04/2024 20:20

Sorry @Zippy27 . It hurts when your sibling is so obviously favoured. No money in our case but time & effort.

I moved across the country. It's easier when things are not constantly in your face.
I said sibling has had the best of our mother so they can deal with the worst. I will not be going back to help out with anything when the time comes.
And absolutely no guilt.

Ditto and good for you ♥️

Robinni · 18/04/2024 21:33

Emotionalsupportviper · 18/04/2024 20:49

Sorry if I wasn't clear. I don't think that OP's brother does need support (from what she has told us).

He may or may not be autistic, but plenty of autistic people are able to live independently. Most, I would think.

@Emotionalsupportviper

Wrong

https://i-am-autism.org.uk/wp-content/uploads/2021/03/autism-and-work.pdf

Robinni · 18/04/2024 21:35

Ohlookwhoitis · 18/04/2024 21:12

I would call anyone who studied and didn't work until they were 30 lazy.

@Ohlookwhoitis

You mean like many doctors, vets? Any job requiring PhD and few years post doc?

Noyesnoyes · 18/04/2024 21:36

Robinni · 18/04/2024 20:44

To all…

I just don’t think it is in OP’s or her family’s interest to be throwing the toys out whenever she has been promised an equal amount at a later point and has received support in other ways.

Rather than using all her energy being resentful and isolating herself from her family, thus ensuring she will lose hundreds of thousands.

She could be using that energy to talk to her parents on an adult basis to ensure equality of treatment, and she should be pushing for set up of a trust, being executor and PA, having everything tied up legally….

Worrying about the brother is a waste of time.

Hundreds of thousands of what.....

Care goes?

Cherrysoup · 18/04/2024 21:41

Wordsmithery · 18/04/2024 06:41

Another way of looking at it: They've given him the money because he needs it now, because he's been made homeless. (A new bathroom is not comparable.) They recognise the money imbalance and will reflect it in their wills.

What complicates this is what appears to be a more general pattern of favouritism. Concentrate your efforts on how they treat you day to day and challenge them about any unfair treatment. Sounds like you're both giving each other the silent treatment, which won't help the situation at all.

How has he been made homeless? Because the landlord is selling? So he finds another place, he hasn’t been kicked out onto the street!

Animatic · 18/04/2024 21:48

curiositykilledthiscat · 18/04/2024 20:02

She knows her brother, you don’t, and she directly said he did the PhD to avoid working. Guess what - plenty of people take additional degrees to avoid work. If you’re capable, workshy, don’t give a shit what resentment this may cause your sibling, and have mummy and daddy funding you (the parasite brother fits all those criteria), it’s a no brainer not to do it.

Nope, plenty of people do PhDs because they are interested. It's a hard work in itself and not chill out time.

ThirstyMeeples · 18/04/2024 21:51

Hi Op, you are entirely justified in your feelings. There are so many nuances to this scenario and it's possible your parents thought they were doing the right thing by everyone. But that doesn't take away from the fact you feel hurt and rejected. It will take you time to process these feelings - maybe years. Give yourself the time and compassion to heal. You may come to some understanding over the years as to why your parents have acted like this. And that might be helpful. But while you're getting there, it's okay to protect yourself and be angry/ hurt/ frustrated. I'm sorry you feel like this. X

Robinni · 18/04/2024 21:52

Mostunexpected · 18/04/2024 20:48

OP said it was 2 years for one child and 1 year for the other. And only term time as well so closer to £6000 than £26000. £6000 isn’t even one years university fees that they paid for her brother.

@Mostunexpected

OP decided not to pursue education, except in a part time capacity via open Uni.

If she decided not to work to get the grades at school or college, if she didn’t want to go at the usual time and thus didn’t avail of parental or government support that is on her.

She hasn’t clarified what financial support her brother received in terms of grant/loan, whether he would have been seen as an independent student or not, there isn’t any info.

His PhD he could have been paid with teaching alongside.

It doesn’t sound like she has full knowledge of what his income or financial arrangements were.

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