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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Large sum of money being given to sibling

1000 replies

Zippy27 · 18/04/2024 00:31

To set the scene: there is a 12 year age gap between myself and my brother; I am the older sibling. My brother has had a lot of help financially with uni costs (I didn't go) including rent. I was given 5k from my parents for my wedding 14 years ago. However, my brother's rented accommodation has recently been put up for sale and the landlord has offered it to him to buy. He will have a mortgage but it turns out my parents will give him 90k for the deposit. When I say give, I do mean give - not a loan, they won't own part of the house - he is just being given it. It is half of their 180k savings. Both parents are retired. I have been told that when they make a will, it will state that myself and my brother will have half each of what they have BUT it will be stipulated that I will get 90k before the rest is divided up. However, as this may well be in 20 years' time, this doesn't seem at all fair to me. Who knows what their financial situation will be by then. My Dad justifies it by saying that they weren't in a financial position to give me that sort of money when my husband and I bought our house, which I'm sure is true, but surely this is still grossly unfair? We're not exactly living in a mansion and the house we have lived in for over 10 years still needs a new bathroom amongst other things. Would anyone else by severely pied off in this situation? My Dad explained that it isn't because my brother is "the favourite" (he is and always has been) but because he is "high maintenance". I am so hurt, angry and disappointed that I haven't spoken to or messaged my parents or brother since I was told about this 5 or 6 weeks ago. For context, my parents live across the road. They don't even give enough of a sh to contact me and find out why I have stopped visiting (probably because they know). Would anyone else be upset by this situation?

OP posts:
mynameisVicky · 18/04/2024 17:18

@Kickstartplease

Your situation sounds very different from Ops, and indeed my family. I think most siblings would be very understanding in your situation.

But Ops DB and mine, were both given money due to their wants, not needs.

Blondiebeachbabe · 18/04/2024 17:20

In my family I am the sibling that has received the large sum of money £120k. One sibling has had substantial sums between £10/20k several times but as loans, some of which he didn't even start to repay for years always interest free.
The other sibling has never had anything & is fully aware & happy with the situation

I'm sure this is what you tell yourself, in order to justify the situation. But unless the left out sibling is a extremely wealthy, I suspect that they are devastated but too polite to say anything.

startingagain202 · 18/04/2024 17:37

Similar thing happened in my family - but much much larger sums of money. So one sibling & offspring were set up for life, never needing to work, lived the life of Riley. Other sibling worked themselves into an early grave and offspring constantly struggle to survive.
Seems absolutely heartless to me, but it seems it happens so frequently.
The whole golden child/scape goat is so damaging, but families are still doing it.

MsRosley · 18/04/2024 17:41

HoppingPavlova · 18/04/2024 12:12

I'm leaving my money equally to my children regardless of what happens in the future

We won’t be. It’s not driven by us though, the split is driven by our kids who work cooperatively on it. In fact the one who is responsible for doing the calculations, predictors and whatnot (pretty much what they do for a living 😁) has themselves as receiving nothing, and is absolutely fine with that (proposed by themselves as part of the calculations package). This is because we have brought our kids up believing in equity rather than equality and they want the end result to be that they are all on equal footing so to speak, which takes into account life in itself is not fair. We are proud of them for wanting to take this approach. Much better than raising twunts who believe in an equal split in an unequal world.

This seems a bit naive. It might work for you, but in many families there's one child who works their socks off, and another who prefers to party and take it easy. Should they end up with equal amounts? How about if one child does all the caring for elderly parents, while the other isn't interested in contributing at all?

Noyesnoyes · 18/04/2024 17:43

TheSnakeCharmer · 18/04/2024 16:22

It's your parents money, and whilst it may seem unfair, they are doing what they can to help your brother because they are able to. If you were the one in a position of greater need, then they would have surely have helped you over him. They don't have to treat you both the same because you are individual people and will have differing needs at different times.
Why should your parents come over to see you? They most likely know that you are having a strop and probably feel hurt that you are treating them as some sort of cash cows. You could have calmly talked this over and explained how it's made you feel and how your concerns are that they might not have any savings left later on. However, it sounds as though they have tried to offer reassurance.
As a mother of two children, whom i both adore equally, i am always surprised that grown adults can still buy into the concept that parents can love one child more than another. It just seems rather spoiled to me and smacks of sibling rivalry.

You actually believe that parents don't have favourites.....

Oh bless you!

GrinGrinGrinGrinGrinGrinGrinGrinGrinGrinGrinGrin

TerriPie · 18/04/2024 17:45

A relative of mine did that in their will after being bullied in to giving my sibling £60k that was pissed against the wall.

I'm meant to get the first £60K from their estate to equal it out but that won't ever happen as care home fees have pretty much reduced their potential estate to null.

Starlightshine · 18/04/2024 17:47

It’s a 50/50 chance that your parents will have all of their money used up by care home fees. You are also likely not to see a penny until you are well into your sixties. Live your life assuming you’ll get nothing folks, you’ll be MUCH happier for it!

Zippy27 · 18/04/2024 17:48

amicissimma · 18/04/2024 16:42

I would be interested to hear the parents' side of the story.

If I became aware that one of my DCs was taking it upon him or herself to decide how I should leave my money and how deserving the other sibling may or may not be, I would be having a very good think about my will. Especially if I had already provided several thousands in wedding money and childcare to the questioning child.

As Shakespeare put it "How sharper than a serpent's tooth it is to have a thankless child".

Missing the point entirely but that’s ok, I was expecting people like you to be on here! 👍

OP posts:
Ohlookwhoitis · 18/04/2024 17:50

Justpontificating · 18/04/2024 15:46

Patents should want to help their kids in t8me of need
Kids should want to help their parents in time of need

Thats what a family is all about.
Not what you can get out of it. No one should be practically bribing anyone over anything. That’s not a family.

It’s amazing how some people will only consider caring for a loved one if there’s a personal financial game!

I looked after my mother when she was dying. I had more free time than my siblings. In my mother's will, everything was split equally between us all. I didn't expect anything more than them, they didn't expect anything less than me. That was truly treating us equally. That's all OP wants.

curiositykilledthiscat · 18/04/2024 17:50

Starlightshine · 18/04/2024 17:47

It’s a 50/50 chance that your parents will have all of their money used up by care home fees. You are also likely not to see a penny until you are well into your sixties. Live your life assuming you’ll get nothing folks, you’ll be MUCH happier for it!

No, there isn’t. Most people don’t go into care homes.

12345change · 18/04/2024 17:50

Zippy27 · 18/04/2024 17:15

As many posters have said, the ones defending my parents’ decision are the ones who have received large sums of money over their siblings. Isn’t that interesting…

That's actually not true - I said in my post I received much less than my sister when my mum died and I think you are handling this badly - I under why. But I think your parents should be able to do this and you need to accept if you want a relationship with them. The bitterness will eat you up you need to move on.

Rosscameasdoody · 18/04/2024 17:50

Starlightshine · 18/04/2024 13:43

You are massively, massively grabby! I can’t actually believe what I am reading! It’s not bloody downtown abbey. People these days make their own money in life. Ignore what others may and may not have or give to others. It’s their money! Not yours! You’ll find life much happier this way. My parents gave my brother £50k towards his house. Guess what? I could t care less. He needs it more than I ever will.

I really hope your parents parcel off an inheritance for you and leave it to a donkey sanctuary. If you were my child and sent me a letter demanding money was left to you in my will I would make absolutely certain you wouldn’t get a penny!

I think your post says more about you than it does OP.

wordler · 18/04/2024 17:52

I'm very surprised by what a hard time you are getting on here OP because of a recent post where a mother had two daughters with different fathers and the grandparents of the second daughter were saving up a big amount of several thousands to give to her on her 18th birthday, but the older daughter didn't have grandparents who could do that. So the mother said she wanted to save up the same amount so that her older daughter would also have a nice nest egg on her 18th birthday.

Posters were up in arms about how unfair she was being to give more of her own money to her older daughter and not do exactly the same for the younger one, missing that if she did that the younger daughter would still have a massive financial advantage over the younger one.

Her AIBU was that the grandparents were being super weird about letting the mother know the amount they were planning to save which was making it difficult for her to know how much to save for her older daughter.

But so many posters thought she was being awful by trying to make the siblings start to adulthood equal.

I think some people just like an argument - I bet if you'd done 'a reverse' you'd have totally different answers.

Zippy27 · 18/04/2024 17:53

MsRosley · 18/04/2024 17:41

This seems a bit naive. It might work for you, but in many families there's one child who works their socks off, and another who prefers to party and take it easy. Should they end up with equal amounts? How about if one child does all the caring for elderly parents, while the other isn't interested in contributing at all?

I think their response is the most patronising and self-satisfied of the lot, to be honest. Almost congratulating themselves on their wonderful parenting!

OP posts:
Kimmeridge · 18/04/2024 18:00

I'm sure this is what you tell yourself, in order to justify the situation. But unless the left out sibling is a extremely wealthy, I suspect that they are devastated but too polite to say anything

Not the case in my family. My Mum discussed things at length with my brother to see how he felt before mentioning it to me. He was and still is totally behind my Mums decision to help me.

Interestingly though he doesn't see it as me being favoured. If he'd had reservations my Mum would have said nothing to me.

Jessieshome · 18/04/2024 18:01

Seems perfectly fair to me. Annoying and frustrating and something to moan to your friends about but fair enough. It's very very difficult to not pander to children with depression because there's always that constant niggling feeling that what if this one time I don't help, is the one time they do something terrible (obviously I don't know what sort of or how bad depression your brother has, but if it was like my brothers you could not ignore him when he reached out/needed something).
Different children need different things at different times, some siblings are always going to need or just get given additional support, it's just life, partly the lot of bring the older more capable child. It's certainly not worth losing your parents over especially when they are going to give you £90+ when they're no longer around! I expect your sibling has given your parents far more stress and grief over the years perhaps he's not 'the favourite' just you're the easier one. I'd say get over it and be incredibly grateful for loving parents and the £90k+ that's coming your way one day!

Kickstartplease · 18/04/2024 18:04

@Blondiebeachbabe
They are definitely very happy with the situation, it is not just something I tell myself 😂 I can assure we are very close & we have spoken about it. Maybe the difference is we all discussed it before a decision was made & asked for their input, whereas this situation has been presented to the OP as a done deal. They wanted to be able to help my child & we all live too far apart to help with time/care
@mynameisVicky you may be right, to me my relationship with my siblings is important. They have opinions that I value
@Zippy27 I think you should re-read what I wrote, I think you should talk to your parents if all other aspects of your relationship with them has been good, only you can decide if this is the last brick in the wall if other things have been going on

unsync · 18/04/2024 18:04

YANBU to feel hurt by this. It is unfair. Of course by the time any potential inheritance comes about, any money now available may well have been eaten up by care costs and the like. Having said that, it is their money to do with as they please.

It is up to you whether you let it affect your relationship. More importantly I feel, is to not let resentment eat your own life. You need to find a way to live with this. You may find it easier to go low or no contact while you work through it.

KTheGrey · 18/04/2024 18:06

Noyesnoyes · 18/04/2024 10:12

@Iwasafool looking after ailing parents without pay is also very hard work......

The DB has got his money, at least OP won't be obliged to be unpaid carer to her parents in their older years!

Nor is she obliged to continue the care of her DB, once the parents have gone.

The parents have ensured that the OP and her DBs relationship is over. They may well have handled this differently and felt safe in the knowledge that if the DB does need any help OP may have stepped up, but I doubt she will now.

I think they've made a big mistake.

This is exactly what I don't understand when parents treat their children differently. Do they not see that they destroy their children's relationships with each other?

Noyesnoyes · 18/04/2024 18:06

Jessieshome · 18/04/2024 18:01

Seems perfectly fair to me. Annoying and frustrating and something to moan to your friends about but fair enough. It's very very difficult to not pander to children with depression because there's always that constant niggling feeling that what if this one time I don't help, is the one time they do something terrible (obviously I don't know what sort of or how bad depression your brother has, but if it was like my brothers you could not ignore him when he reached out/needed something).
Different children need different things at different times, some siblings are always going to need or just get given additional support, it's just life, partly the lot of bring the older more capable child. It's certainly not worth losing your parents over especially when they are going to give you £90+ when they're no longer around! I expect your sibling has given your parents far more stress and grief over the years perhaps he's not 'the favourite' just you're the easier one. I'd say get over it and be incredibly grateful for loving parents and the £90k+ that's coming your way one day!

So held to ransom!

Do you think if one child suffers from depression it's not a good idea to try and ensure that the siblings have a good relationship? So after you've gone, they've got someone looking out for them? Is this doing that?

Or doesn't it matter after you've gone?

The better way to help someone with depression is not to pander to them, but encourage them to deal with life and Easter they're able to look after themselves!

DottieMoon · 18/04/2024 18:07

Longdueachange · 18/04/2024 07:03

The uni funding is irrelevant, parents are obliged to see their dc through education.
I don't think they are wrong, they are just in a position to help your db, which they weren't when you were younger.
Our parents gave one of our siblings tens of thousands to set themselves up again after a marriage breakdown, and to fight for access in court to their dc. They said they would adjust the will accordingly, which is fine by us.
They see it as leveling up. You have your worked for security that he hasn't been in a position to achieve. By giving him his inheritance now they are putting him in the financial secure position that will set him up.

Edited

Parents are not obliged to see their DC through uni. Great is they can but not obligated.

Jessieshome · 18/04/2024 18:12

Noyesnoyes · 18/04/2024 18:06

So held to ransom!

Do you think if one child suffers from depression it's not a good idea to try and ensure that the siblings have a good relationship? So after you've gone, they've got someone looking out for them? Is this doing that?

Or doesn't it matter after you've gone?

The better way to help someone with depression is not to pander to them, but encourage them to deal with life and Easter they're able to look after themselves!

I don't entirely understand your comments. My parents also helped my brother emotionally and he is incredibly strong and resilient. Everyone's experience of depression is different as I said. If my parents had ignored my brothers emotional and financial and physical needs during his worse bout he would have killed himself, or ended up homeless, destitute, certainly not with the home, wife and children he has now.

I'm also not sure how your comments address the OP's problems?

Noyesnoyes · 18/04/2024 18:15

@Jessieshome you confirmed your parents pandared to your brother..... can't see that's helpful for anyone.

My comments help OP because she need have no responsibility when the DOs are gone.

Pandering is just not helpful.

Dibbydoos · 18/04/2024 18:16

You parents money, their decision about what to do with it.

It is unfair, I agree, but remember you can only control what you can control. You cannot control this. However, I'd look at what £5k bought 14 yrs ago vs today to calc its real value, then look at what 90 needs to look lole in the future to be equivalent. Subtract one from the other and that's what you could ask your parents to set aside for you....

Jessieshome · 18/04/2024 18:22

Noyesnoyes · 18/04/2024 18:15

@Jessieshome you confirmed your parents pandared to your brother..... can't see that's helpful for anyone.

My comments help OP because she need have no responsibility when the DOs are gone.

Pandering is just not helpful.

As I've said twice now, different people have different types of depression, you have no idea what my brother and parents went through, if they had ignored his phone calls, ignored his need to pay overdue bills, ignored police phone calls, he would have killed himself, at best ended up homeless. Sometimes pandering and being constantly there at the drop of a hat is exactly what the person needs. But it completely depends. Perhaps the OPs brother is just a bit rubbish and being unnecessarily pandered too. Perhaps she has a very valid point. Perhaps he's a second away from suicide, who knows.

My brother is amazing and strong, successful, in a loving relationship with gorgeous happy children, thanks to my parents and his resilience. Without them and what they did he'd almost certainly be dead.

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