DD angry at mature student for inappropriate email

[KeepCalmPlease]

NC just in case.
Daughter is angry this eve as a mature student on her course has mistakenly replied all to the class, instead of just her lecturer. In the email, apparently they brag about finishing their assigned work early, and then flirt about a shared hobby with lecturer. Daughter wants to bring this up formally with the institution along with other friends of hers. I haven't seen the email so I'm not sure what "flirting" is but I suspect the mature student, being older, just shares a hobby with lecturer (and likes being teachers pet).
My advice to her is just ignore the mistake, keep your head down and make sure your own work is done. AIBU?

I'm not sure why DD is so exasperated by this. I'm sure many emails fly about all day in academia.

For first degrees everyone gets a student loan for
tuition fees
And Maintenance
The additional maintenance is based on household income just the same as it depends on parents income for 18yr olds.

eg. For his hold income of £25,000 or less you get £8400 living at home and not in London.

The reformed system estimates 61% will pay their loans in full. Including all that interest.

Those starting last sept 23 and onwards are under the reformed system. Debt will be lower and an estimated 61% are expected to pay the full amount off.

@Otherstories2002 will faint when she discovers first undergraduate degrees are free in Scotland - SAAS pays the tuition fees. I know two people who started uni after retirement. One had worked as a civil servant for decades. Some people go to university for their own enjoyment of learning.

This is incorrect.

Virtually no student means…..what?……less than 10% or let’s say less than 2%.

Absolutely not!
With interest over 7% 21-27% on the old system still pay off all the loans plus interest.
With the revised system that figure will be over 60%.

Your daughter is on whatsapp gossiping about another student and she wants to go running to mummy and the heads about an email. nice 😇 before casting stones and all that about her classmate, she may just want to look at what she is doing herself.

Yes older adults can go to university and then never repay

But you can't get the loans if over 60. So you'd have to go 59 and then not work again

And also attend a physical uni. It doesn't apply for say open university. Or other online ones as they tend to be online.

I decided to just pay when I did a masters a few years ago (and my degree sone as a mature student was a second one).
Rather than having to have a 9% interest loan sticking around until I was 75 or so when I had the cash in savings. Having to consider income levels and pension levels to "avoid" the repayment.

You may not qualify for full maintenance if over 60.

https://www.gov.uk/student-finance/who-qualifies

Hardly. We bankroll Scotland all the time.

Good to know that she's overcome her anger and I'm sure the institution will be breathing a sigh of relief.

And that she's got her essay done.

I imagine the older student has a less formal tone with the lecturer probably because they are mature have life experience and therefore naturally less childlike and observant of the teacher/child dynamic that your daughter still observes. It’s nothing to do with your daughter. She should leave it alone.

I know two people who started uni after retirement. One had worked as a civil servant for decades. Some people go to university for their own enjoyment of learning

I think the threshold for these loans needs to be looked at and lowered. When I went to Uni (1990 - 94) student loans were just coming into the mix. My DH left Uni with quite a large overdraft and the bank immediately made him pay £100 a month back till it was paid off. That was 10% of his salary. Even if your salary is low, you should be paying something back. No other debt would let you off with it.

If you are nearing retirement, or retired you should be paying all your own students fees. Our country is broke and lending tens of thousands of pounds to people who are never going to pay it back is a really bad investment of tax payers money. The same for those graduating in early 20's. Everyone should be paying it back, in full. I've paid back all my student loans. OK, it is not as much as todays loans, it was 25K, but I paid back the debt before I was 28.

As for some children in the UK getting tuition for free, that is totally unfair and I don't know why the English (not sure what Welsh and NI students are entitled to?) haven't massively kicked up a shit stink over this inequality.

How did you amass £25k of student loans in early 1990s? Tuition fees were introduced in 1998.

If you're on here demanding that "the taxpayer" is reimbursed "tens of thousands" for the tuition fees that you got for free, while using your own repayment of money you borrowed for personal spending, then that's unbelievable hypocrisy.

How did you amass £25k of student loans in early 1990s? Tuition fees were introduced in 1998

I was wondering about that, too. Hmm....

@NarwhalsJustDontLetEmTouchYourBalls

"As for some children in the UK getting tuition for free, that is totally unfair and I don't know why the English (not sure what Welsh and NI students are entitled to?) haven't massively kicked up a shit stink over this inequality."

Why is it totally unfair? That is like complaining at the unfairness of an item costing different prices in different countries. We have devolved administrations in the UK so individual nation governments can make what they think are the best decisions for their nation. eg.Scotland income tax rates are structured differently from England's.

In Scotland there are no tuition fees, so no student loan is required.
I would also argue that even if there were, someone who went straight to work from school and has paid over forty years of taxes has more than covered the tuition cost if they decide to return to education after retirement.

Correct @Justpontificating and @Otherstories2002
mature students doing a first degree get
tuition fees paid by SL and
maintenance loan based on household income.

For some already with a degree they can still get SL if they decide to study Govn approved second degrees assell this is because the country needs more people with these qualifications. I’m guessing if you’re about to retire you won’t get your second degree paid but if you intend to work and use it after you will.

The SLC (Student Loans Company) was founded for the 1990/91 academic year to provide students with additional help towards living costs in the form of low-interest loans. In its first year, the SLC gave loans to 180,200 students.

There were student loans back then. Tuition fees were paid by the state, some got grants, others got a student loan and many had massive overdrafts they had to pay back with quite high interest rates. My DH’s was 10% interest. The system as changed in 1998 and the loans became much bigger.

Yes you can use Google. But with free tuition fees, did you really accrue £25k of loans in 4 years solely for spending money?

And why does your repayment of spending money borrowed during your fee-free education mean that today's students should be charged tens of thousands for the fees you didn't pay?

Yes you can use Google. But with free tuition fees, did you really accrue £25k of loans in 4 years solely for spending money?

Free tuition fees yes, a small grant, zero parent input, a job, student loans and an overdraft. I stand corrected though, I think my 25K was a mixture of loans and overdraft. After fees, 25K over 4 years for rent, bills, transport and food, is nothing when studying and living in London.

And why does your repayment of spending money borrowed during your fee-free education mean that today's students should be charged tens of thousands for the fees you didn't pay?

I think they should repay their loans, their debts, like I did. I didn’t say students shouldn’t get their Uni course fees paid for by the tax payer. I think school leavers going on to further education should go for free, but pay rent and living costs. I also think companies should sponsor students to study for a degree and then work for them for a no. of years in a bond type situation to give another option to having debt.

You could live on the grants back then, although you might not be able to go to a university in an expensive part of the country. If you did students worked.

"I got fee-free education and grant on top of that but goddammit the taxpayer deserves to claw back every last penny of those tens of thousands of pounds worth of loans that students are forced to take out today if they want the same education I was handed"

People like you are why I despair for my children, and the others out there I can't afford to personally support.

I can't see the logic of what @NarwhalsJustDontLetEmTouchYourBalls is saying, either - but it seems adults shouldn't be permitted to enter the Hallowed Halls of university, university is for 18 year olds, etc. etc. - and as for your radical idea of those who have more than paid through their taxes to permit them (should they decide to) to return to education.....well, how very dare you! 😁

She looked childish if she does ... I'd let it go.

I saw what you did there @DriftingDora 😁

@NarwhalsJustDontLetEmTouchYourBalls head will definitely explode now......<whispers> it's free for EU students too