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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To feel annoyed that those on UC have more disposable income

461 replies

nappyvalley2024 · 02/02/2024 06:07

Myself and DH both work full time and have one child in nursery that we are paying for. We have a household income of just under £100k. After taxes, mortgage, student loan, NI, pension deductions and bills we are not actually left with a huge amount of disposable income. We are in the south east.

Brother in law and his partner have just had their first baby and announced that SIL will not be returning to work for at least 3 years. BIL earns roughly £30k and they live in social housing (lucky them). They will get around £900 a month in UC + no childcare bill.

So whilst we are running around like headless chickens trying to keep on top of things and juggle professional jobs, house renovations and parenting. My SIL will have the pleasure of sitting at home with no stress enjoying her baby. (SIL is known to be very lazy and also took the whole of her pregnancy off sick due to anxiety.)

At this point I just feel so deflated, and am wondering what the point is of working hard and being self sufficient. Funny thing is in laws think we are the lucky ones, when I don't actually think we are here. The system needs to change as there is no incentive to work.

OP posts:
WithACatLikeTread · 04/02/2024 09:22

Vettrianofan · 04/02/2024 09:06

So as not to come across as smug, I do check in regularly on the journal in case I need to do job searches etc. I can't see it happening at the moment due to 16-18 hour commitment to study on a weekly basis via the OU amongst other commitments in my life. You are right, does sound like the course is counted as job searching or training so I am being left alone to get on with it for the moment...

If you look on work commitments it will tell you if you have any.

Talii · 04/02/2024 09:26

IClaudine · 03/02/2024 16:14

You said on a previous thread that you didn't start a proper job until the age 36 after spending 16 years studying. But you claim to know more about the real world than the rest of us.

OK.

How embarrassing for that poster. 😂😂😂😂

I worked as a teenager, like the majority of my friends. I had a Saturday job while studying at school. This is also very normal. I worked through university, which was a full time course as we had placements. Again, nearly everyone did this on my course. I had a job secured before I did finals. I have never been unemployed. I am not special, I inhabit the real world. I did play student until 36, I started work 22 years before that.

Vettrianofan · 04/02/2024 09:28

WithACatLikeTread · 04/02/2024 09:22

If you look on work commitments it will tell you if you have any.

I've checked already as soon as the calculations were confirmed.

BIossomtoes · 04/02/2024 10:24

Talii · 04/02/2024 09:26

How embarrassing for that poster. 😂😂😂😂

I worked as a teenager, like the majority of my friends. I had a Saturday job while studying at school. This is also very normal. I worked through university, which was a full time course as we had placements. Again, nearly everyone did this on my course. I had a job secured before I did finals. I have never been unemployed. I am not special, I inhabit the real world. I did play student until 36, I started work 22 years before that.

Very embarrassing. Particularly when most of the people they criticise had been paying tax for 20 years by the time they were 36.

Vettrianofan · 04/02/2024 11:26

BIossomtoes · 04/02/2024 10:24

Very embarrassing. Particularly when most of the people they criticise had been paying tax for 20 years by the time they were 36.

Echo chamber alert...but absolutely agree with others that I would be mortified admitting that I hadn't worked all those years. I worked from aged 15 until I had my eldest DC.

Some folk spout absolute utter shi*e.

Underthesea65 · 04/02/2024 16:32

Lwrenn · 04/02/2024 07:17

@Underthesea65 where you based my friend? If you're Merseyside/Cheshire way and need anything, help with cleaning/someone to sit with you so you can have company let me know.
Anything else I can do even if you're not local, please let me know.

Don't listen to the absolute bollocks the love children of Maggie thatcher and Michelle mone produce on here. They'd not swap with you, would they pal?

Sending love anyway and do slide into my dms if I can be of any use 💐

Awh thank you so much
That is so kind of you. I'm actually in Northern Ireland, do a good bit away from you but for you to offer, that really is so lovely. Thank you

insidethisissue · 06/02/2024 11:00

OP - this issue aside, are you generally a very negative and unhappy person?

Nanny0gg · 06/02/2024 11:04

nappyvalley2024 · 02/02/2024 06:07

Myself and DH both work full time and have one child in nursery that we are paying for. We have a household income of just under £100k. After taxes, mortgage, student loan, NI, pension deductions and bills we are not actually left with a huge amount of disposable income. We are in the south east.

Brother in law and his partner have just had their first baby and announced that SIL will not be returning to work for at least 3 years. BIL earns roughly £30k and they live in social housing (lucky them). They will get around £900 a month in UC + no childcare bill.

So whilst we are running around like headless chickens trying to keep on top of things and juggle professional jobs, house renovations and parenting. My SIL will have the pleasure of sitting at home with no stress enjoying her baby. (SIL is known to be very lazy and also took the whole of her pregnancy off sick due to anxiety.)

At this point I just feel so deflated, and am wondering what the point is of working hard and being self sufficient. Funny thing is in laws think we are the lucky ones, when I don't actually think we are here. The system needs to change as there is no incentive to work.

You do know that anecdote doesn't equal fact, yes?

Nanny0gg · 06/02/2024 11:08

nappyvalley2024 · 03/02/2024 15:35

Would all these people be having children if there was no UC? I highly highly doubt it.

All these people might have had their children before needing UC

Nanny0gg · 06/02/2024 11:11

ChangingPhoto · 04/02/2024 09:15

I literally don't have time to breathe from 7am until 23.00

(Off-topic) I haven’t read the whole thread so don’t know if others have mentioned it, but please don’t use ‘literally’ this way. It is one of my bugbears. I’m hoping you didn’t mean it literally and that you are still alive.

My bugbear (as well as people knocking UC claimants) is the incorrect use of 'myself' as in the OP.

Also,@nappyvalley2024 if you're sorting out quotes and workmen you're in a better position than your in-laws as they can't make their house their own and can't improve it for their benefit now or in the future

Swizzlersandtwizzlers · 07/02/2024 00:09

Alcyoneus · 02/02/2024 07:59

This is MN OP. If you work, don’t claim benefits and have one pound in savings, you are, rich and privileged. You must never complain about those who entitle themselves to other people’s money, have children they cannot afford and make, and generally take more than they will give back in the pot.

Thats why this country is won such a mess. Spending borrowed and printed trillions while millions of economically inactive people are paid to live for free.

Yeah I can see both sides of the argument but I’d say ultimately it’s down to the broken system rather than individuals. The government must make work pay but of course in the meantime families are going to do what suits them and is in their best interests.

Perhaps if wages hadn’t stagnated for the past 15 years less people would feel it’s more beneficial to opt out of the workforce?

I think it’s great the OPs brother and wife are in social housing though. Perhaps if there was more or that there would be less UC going towards grasping landlords.

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