No. They don't need to tell me their lived experience.
Do you understand their lived experience is only ever that as a male who is living as their concept of how a woman lives? Nothing more.
Do you understand the reality of this? They are not women because they can never be a woman who is an adult female human dealing with their life with a body that is female sexed.
Even if they have surgery, a male is still just a male person who has had extreme body modifications. There is NO doubt that they are trans. But they are first and foremost male and always will be.
So you are here arguing for respect and dignity for them at the detriment of women and girls. Because you seem to want people to use the words that you believe is 'respectful' when others have found and understood that using those words brings harm to women and girls.
You can scold people all you like. But it doesn't actually change what is happening and what we can tell you what is the impact. You have chosen. You have chosen to scold people who probably have done the research, have had the hard and robust discussions and have understood the ramifications of using the words that YOU insist is respectful.
Did you know that by using the words that you seem to believe is respectful, a male who has been on consultation committees for formulating the rules for the Olympics convinced the OIC to allow males to compete as female athletes in the last Olympics? Did you know this? Now that you do, do you think that maybe women here posting on this thread to you have a point?