I don't think I'm depressed m, I just can't see the point in the hamster wheel of work, bills. It's just so soul destroying and pointless to me.
One of the first questions my GP asked me when assessing if I was depressed or not was 'do you feel any joy in life?' the answer at that point was no, I don't. Didn't think I was even supposed to. So in some ways, I think the second part of your sentence contradicts the first.
That said, I do think being down and feeling things are bleak can be a natural response to the environment we're in. I do often feel like I'm on a pointless hamster wheel, mainly because I am on a pointless hamster wheel. I need a car to go to work, I need to go to work to pay for the car and sometimes I think, can I not just have less work and no car? Wouldn't that be better? And why am I paying so much rent to stay in a house that someone else inherited, so it's not like they worked for it. And I've worked bloody hard all my life but cannot get on the housing ladder. So why are we stuck in this stupid, capitalist, money-driven system that deliberately keeps people down? I don't think that's depression, I think that's admitting to reality.
That said, I have been depressed. It grumbles away, always there in the background and in your case, I wouldn't rule it out. I do find joy in various things in life. Walking in beautiful countryside, riding horses. laughing at random peculiarities with my partner, who shares a sense of the ridiculous. If I stop finding that joy in some things, then I'm depressed. If life gets me down sometimes, that's because sometimes life is very difficult.