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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To hope my dad would have been generous enough to help my sister

164 replies

Picklemeyellow · 26/08/2023 14:26

My sister and I are close. We also have a close relationship with our parents who are now both in their early 80’s.

Dad is in good health physically and mentally but sadly our lovely mum has Alzheimer’s. She lives at home with dad. Both dsis and I live close by. I go and see/help them most days and my sister helps out a few times a week. She also cleans their house every week.

My parents are very comfortable financially. They live in a large house which is worth well over £600k and they have hundreds of thousands in their bank.

Since leaving home over 25 years ago I have never asked for money from my parents and don’t intend to or expect any, their money is theirs. As far as I am aware my sister has never asked for money either.

My sister works hard as a full time as a cleaner and runs a small business with a friend. Money has been quite tight for her at times as her partner is a minimal wage earner.

I am quite worried about my sister. In recent years she has not been well. She feels poorly most days but can not take time off because she is self employed and would also lose clients if she took too much time off.

About 2 years ago she developed a thyroid issue. She then experienced some heart symptoms and it was discovered she has very high calcium blood levels. This continues to be the case. After much faffing around by the NHS and lots of scans she was told earlier this year she has Parathyroid disease and the diseased gland will need to be removed.
However, due to the NHS being in the state it is and the recent strikes, her operation keeps being put back. Earlier this year we were told the op would be this summer (I went with her), now it’s more likely to be next year.
And as an incidental finding when having the CT Scans, it has been discovered she also has a large bronchogenic cyst, which is benign but due to its location and a possible risk of becoming malignant, it is advised she should also have this removed (god only knows when this op will be?).
She is becoming more and more poorly. Constantly shattered and sleeps as soon as she comes home from work, has palpitations frequently and feels very weary. The hospital and GP are next to useless. She is not one for pushing anything and is just waiting for appointments to come through. I worry about the long term leaching of her calcium levels as our mum is bent over with osteoporosis and this runs in the family as does heart disease.

Anyhow, long story short, our dad is fully aware of her health issues and how she is currently feeling but will not offer to help her go privately, I have asked him but he says it’s up to the NHS to help her.

If I had the money myself I would not hesitate to assist her to go privately.

Now, I appreciate dad and mum’s money is theirs and theirs to do with whatever they wish to but it’s upsetting that a) give money each month to various charities but can’t help his daughter out and b) dad now controls all the money (mum would have offered instantly) and the majority of their £££££’s in the bank is actually via mum’s inheritance from our grandad and he wouldn’t have hesitated to help my dsis as he was a very generous man and loved us immensely as we were his only grandchildren.

I just can not envisage being in a comfortable financial situation like my parents are and NOT helping my own dc if they needed it for health issues. Like I say this is my dad not my mum. If she had capacity she would not have hesitated to help.

I know they need to keep as much money saved as possible incase mum needs to go into care but even so……

AIBU to think my dad is being a little bit tight arsed?

OP posts:
BreadInCaptivity · 26/08/2023 19:23

Picklemeyellow · 26/08/2023 19:08

JojoMcK but realistically how do I do that when they reside in the same house? He is hard work, I agree but I love my parents and could not walk in, tend to and converse with my mum whilst ignoring my dad. That’s an impossible situation. I honestly don’t know the answer but I can not blank him and cut him from my life.
I would love it if he could help my dsis but can not make him but can not estrange myself from him for being tight fisted either. Just wish it wasn’t all such bloody hard work tbh.

Nobody is saying ignore him.

Just stop doing things for him.

Eg. "Why haven't you cleaned my bedding?"

"Well Dad, you can do that yourself. We've talked about this. Sister is too unwell to do more than clean for mum".

"Can you take me to the GP?"

"No Dad, you'll need to get a taxi and pay for it. We don't have the time or money because we are saving to pay for sister's operation".

And so on....

Babyroobs · 26/08/2023 19:25

Another thing to consider is that even though your parents are wealthy now, this can quickly change if they had to start shelling out Nursing / care home fees for either or both of them. If they then need to rely on LA funding if they no longer have savings then if they have given away larger amounts of money this can be considered deprivation of assets by the LA and they can query where it has gone. i guess the chances of them needing help with care fees will depend on how much wealth they have but maybe op's dad is aware of this?

JojoMcK · 26/08/2023 19:29

Babyroobs he’ll have discussed this with his financial adviser who has reminded him he can gift £6K tax free to his daughters p.a.

Andante57 · 26/08/2023 19:39

What a sad story especially as the costs for your sister’s treatment are well within what he can afford.
Is he one of those people who really disapproves on principle of private medicine?

Holidaystress11 · 26/08/2023 19:41

I would do whatever I could to help one of my kids if they where seriously ill! The fact he's sitting on cash and not helping is one of the most selfish things I have heard.
I would get a loan if I had to. Especially with the way things are with the NHS. Kids don't stop being your responsibility when you grow up. Especially when you have the means to help

Babyroobs · 26/08/2023 19:57

JojoMcK · 26/08/2023 19:29

Babyroobs he’ll have discussed this with his financial adviser who has reminded him he can gift £6K tax free to his daughters p.a.

Sounds like huge sums for private surgery would be a lot more than that though ?

JojoMcK · 26/08/2023 20:06

I believe, and he has voiced this several times, that he fears if they have little or no money they will have no choice in which care homes mum or he (if he needed to go in one) would go into. He feels the more money squirrelled away the better the care. We have had SS in and had a care assessment etc and the OT said that due to a wide spread lack of council run care homes nowadays most residents regardless if they are government funded or private funded often end up in the same care homes, receiving the exact same care.

£6K would be the cost for both of them for…now let me see…how many days?

JojoMcK · 26/08/2023 20:11

@ Babyroobs - OP quoted £6K at 16.39.

PurpleWhirple · 26/08/2023 20:12

Picklemeyellow · 26/08/2023 15:04

Ejismyf he never used to be like this. He has too much time on his hands and is getting worse. Only this week we (he and I) were on our hands and knees, on the pavement outside his house with torch shining down the water meter because the meter reader had misread one digit and charged him £30 too much. Yet another example of people ‘ripping’ him off in his opinion lol!

My dad is like this too - it's happened over the last few years, he used to be a generous man. I think it's to do with aging to be honest, I have seen a few family members become paranoid about the cost of things despite being very well off.

malificent7 · 26/08/2023 20:18

My dad would be the same. Seems to be that generation ( more specifically older, white, heterosexual males) who love watching their kids struggle as it " does them good." Weird.

BarnabyRocks · 26/08/2023 20:31

YANBU. Your dad is being more than a little bit tight arsed, he should be helping his daughter whichever way he can, but I don't think you can do anything about that, apart from, as a PP said, tell your sister to stop the weekly cleans and take that time to rest up instead. Explain to your Dad very clearly what the hard work is doing to your poor sister's life.
Would you consider trying to push for the operations on your sister's behalf? You said she is not one to push and just waits to hear news from the NHS, why don't you make calls to the NHS/consultant/secretary's for her (with her knowledge)? I did this for my Dad when he was dutifully waiting for a heart bypass, while getting sicker and sicker but not wanting to bother anyone. We were told the waiting list was 18 months to 2 years, but could be shorter depending on cancellations, so I would ring up the consultant's office regularly to very politely ask if there had been any cancellations. At one point I was calling every week and built up a nice friendship with the secretary. Dad only waited just over 8 months in the end. Best of luck, this must be a very stressful time for all of you.

Picklemeyellow · 27/08/2023 10:58

Thank you all for your advice. I will look into everything suggested.

OP posts:
JojoMcK · 27/08/2023 17:45

In some years his (their) investments will have lost more than £6K. There was nothing he could do about it. He’ll have had to come to terms with this, accept it. Paying for your sister’s treatment will make no more of a dent in the estate than the fluctuations in the market, moreover interest rates for savers are not wonderful. He might be paddling really fast but basically he’s not travelling very far - so what’s the point? Maybe this could be his wake up call.

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