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Share your dilemmas and get honest opinions from other Mumsnetters.

What are all pensioners getting another £300 this winter??

1000 replies

F0RBIDDENFRUIT · 25/08/2023 13:12

They are amongst the richest people in the country, yes there are poor pensioners but a lot of them are way richer than anyone else.

£300 more for energy, none of the old people I know need this, they all have more money than their children.

Just because they vote, that is the only reason they can be doing this.

OP posts:
Thread gallery
17
Jamtartforme · 25/08/2023 13:51

Most working age people can work more hours or look for a second job.

I’m so sick of people saying this or that people can ‘get a better paid job’. People on minimum wage aren’t doing those jobs for shits and giggles it’s because they’re unable to apply for better paid work, usually because they lack the qualifications or work experience. And thank goodness. We need people to work minimum wage jobs, as the pandemic showed us. They quite literally keep the country running.

A huge number of working age people have children of an age that they can’t be left unsupervised while they work an 8 hour shift or an evening. What do you suggest? Paid childcare, so it cancels out anything they earn? Never seeing their children because they work 45+ hour weeks then weekends on top?

Nobody has the time for a second job.

HelpMeGetThrough · 25/08/2023 13:52

It should be means tested. I look at my parents (80 and 85) and financially, they don't need it, they don't consider £300 much money at all. Their joint income per year is a lot of money and would spend that in a day without thinking, if mother wanted some jewellery or something for the house.

Fair play to them for having cracking occupational pensions and also investing wisely, but they shouldn't be given the money "just because they are old".

MegaManic · 25/08/2023 13:52

ita simply unfair that there is no means testing for pensioner benefits when there are for those for working age people. Pensioners also pay less tax than working age people

the pension you receive is based on what you have paid in taxes over many years of working so of course it shouldn’t be means tested.
Pension credits ARE means tested in the same way working credits are.

3rdtimemumma · 25/08/2023 13:52

WhenIWasAFieldMyself · 25/08/2023 13:20

Do you refuse things given to all on the grounds you don't need it?

Child benefit?
Free dental treatment for your kids?
Free prescriptions?
Nursery place?
Smear test?

Child benefit is means-tested. I don't get it any for my 3 children. I'm not complaining, but I understand where op is coming from. My parents use their fuel allowance towards a cruise. With a country that is broke, some things should be means-tested so more can be directed at those that need it (and I realise me and my family would miss out under this).

DinnaeFashYersel · 25/08/2023 13:53

@TheThinkingGoblin

Do you generally find that your abrasive rude style is persuasive and encourage people to consider your point of view? Or do you just enjoy it?

ActDottie · 25/08/2023 13:53

I agree with you it needs to be means tested. My own grandparents used to say this too as they openly admitted they had too much money and didn’t need the government help for things like winter fuel allowance etc.

MidnightOnceMore · 25/08/2023 13:53

Tory bribe for pensioners, nothing new.

The fact the Tories are absolutely fucking over working age people is quite new, working age people are extremely stretched now Angry

IClaudine · 25/08/2023 13:54

StarbucksSmarterSister · 25/08/2023 13:47

Wow, I had no idea that was allowed. I think that's awful.

It isn't allowed. @GCAcademic is confused.

The winter fuel allowance is paid per person not per property.

The £400 fuel discount on bills that all of us received had a loophole that meant if you had a second home you got the deduction of the fuel bills for that as well as your main home. Nothing to do with being a pensioner.

But hey, don't let facts get in the way of a good old pensioner bash.

flutterby1 · 25/08/2023 13:54

Should be means tested. That's fair then. This blanket giving everyone £300 is a total waste of tax payers money. Happy for poorer pensioners to get it.

OhhhhhhhhBiscuits · 25/08/2023 13:54

SueVineer · 25/08/2023 13:47

Means testing doesn’t cost more than it saves- hence why working age benefits are means tested.

state pensions alone (excluding other benefits pensioners get) cost over £100billion a year. About 10% of all government spending. One fifth of pensioners are millionaires.

ita simply unfair that there is no means testing for pensioner benefits when there are for those for working age people. Pensioners also pay less tax than working age people.

And these "millionaire" pensioners have paid into the system all of their lives to have a pension when they retire.

Also as others have said they may be asset rich and cash poor, they will have most likely bought properties when they were a lot cheaper and 3 times a single working wage and now due to house price inflation find themselves through no fault of their own having an expensive asset.

Means testing for the £300 for each pensioner would actually cost more. They will have done a cost analysis and it will cost more for these yearly one off payments than child benefit and UC etc...... as they are regular monthly or weekly payments. Not a yearly one off.

Jamtartforme · 25/08/2023 13:55

MidnightOnceMore · 25/08/2023 13:53

Tory bribe for pensioners, nothing new.

The fact the Tories are absolutely fucking over working age people is quite new, working age people are extremely stretched now Angry

Yep. What benefits even are there to working now? Feels like there aren’t any. Skint, tired, being told you’re ‘lucky’ by everyone else

SueVineer · 25/08/2023 13:55

StarbucksSmarterSister · 25/08/2023 13:51

I was a new pensioner and got it for the first time last year and was very grateful for it as I was particularly hard up at that time. This year I am better off so may well give half to charity.

I have a relative who has a large pension and he always gives his winter fuel payment to charity.

That’s nice but why, when we have a government deficit (we are borrowing money to pay for things like pensioner benefits) are the uk government giving out universal payments to people who don’t need them? The nhs is on its knees, schools are broke and kids are living in poverty. Yet government resources are directed into giving universal payments to pensioners, a fifth of whom are millionaires. Something wrong there imo

fitzwilliamdarcy · 25/08/2023 13:55

MintJulia · 25/08/2023 13:47

Firstly, a huge number of them are NOT the richest people in the country, Those without any other money live on £203 a week. How would you manage on that?

Secondly, a lot of those who are better off on paper, have no extra money, they own the house they are living in. And unless you want them all to catch their deaths, they need to stay warm.

Most working age people can work more hours or look for a second job. Or take on a short term loan. Someone in their 80s doesn't have either option.

And if giving them some support with utilities keeps them away from the NHS and avoids pneumonia, then it's good value.

Every single one of these applies to those with disabilities (or caring for those with them).

And yet they’re expected to live on max of £129 per week (ESA) or £76 per week (carers allowance). How do they manage? I honestly have no idea.

It’s not a race to the bottom but it’s clear that there is only one kind of poverty that matters in this country.

Ibetthatyoulookgoodon · 25/08/2023 13:55

Soontobe60 · 25/08/2023 13:29

But it would Always cost more! You do know that those pensioners who have a decent income pay tax don’t you? I don’t get my state pension yet, but when I do my private pension will be taxed 20%. Taxes that are used for education, benefits for low income families, prisons and many other things that won’t benefit me. Can I stop paying taxes then?

It might cost more to implement a means testing system for ONLY this benefit but if you implemented it to all benefits people receive it would be money well spent. Why do very wealthy pensioners get a pension at all? It's ridiculous. We don't get child benefit because we earn too much money, that's fine, I support that because it means there is more money to support people who need it more. Your point about not paying tax doesn't make sense - no one is suggesting you should be getting FEWER benefits than working age people (which might justify not paying tax, under your odd suggestion) we are merely suggesting you shouldn't get extra benefits, which relate to being a pensioner, if you are similarly well off than a working age person. Also, while we are on the subject of tax, you might pay tax when you get your state pension but you won't pay NI (which is a decent chunk in % terms up to the high rate tax band).

TheThinkingGoblin · 25/08/2023 13:55

GasPanic · 25/08/2023 13:51

It's just a sop to the rich generally, a political bribe.

Taking money from the productive (who are basically getting taxed to exhaustion) and giving it to the non productive. It actually gives money to the richest subsection of society and therefore for an untargetting/non means tested measure it is the worst way of getting money to those who actually need it. You could give money to practically any other demographic and be confident it would reach more poor people than this.

The good news is that at some point this will end, because it just isn't possible to continually milk productivity. At some point this strategy will collapse (if it hasn't already) and the countries finances with it.

It's the same with unearned income. CGT needs to normalise with income tax, but it is not being done.

What amazes me is the mental gymastics people do to justify "they all deserve it".

Lack of knowledge and education is a likely driver of this, alongst with a good dose of self-entitlement. It seems to be downright pervasive in the UK amongst the older demographic.

Jamtartforme · 25/08/2023 13:56

now due to house price inflation find themselves through no fault of their own having an expensive asset.

Sell it then? Nobody should be getting freebie money from less well off taxpayers while sitting on a £600k house

WeWereInParis · 25/08/2023 13:56

Most working age people can work more hours or look for a second job.

This is always such a shitty thing to say. I can't imagine saying that to someone who was struggling.

"Why don't you just earn more?"

"Oh gosh! What a good idea, it hadn't even occurred to me, thanks!"

ilovesooty · 25/08/2023 13:57

Soontobe60 · 25/08/2023 13:31

The ignorant, ageist comments on this thread make me embarrassed to be here!

Par for the course.

DriftingDora · 25/08/2023 13:57

F0RBIDDENFRUIT · 25/08/2023 13:12

They are amongst the richest people in the country, yes there are poor pensioners but a lot of them are way richer than anyone else.

£300 more for energy, none of the old people I know need this, they all have more money than their children.

Just because they vote, that is the only reason they can be doing this.

I hope they all REALLY enjoy spending it, even more so knowing that ForbiddenFruit is wishing them well! What a saddo post, bitter or what? And of course the OP is fully prepared to back up her comments with statistics showing how wealthy 'a lot' of pensioners are. Oh, I forgot.....ForbiddenFruit doesn't know any poor pensioners.......well, that's the 'reliable' statistics then.... 😆

IClaudine · 25/08/2023 13:57

Let's just abolish everything except the very basic state pension. I am sure you will all be glad of this when you are old.

WeWereInParis · 25/08/2023 13:58

Also as others have said they may be asset rich and cash poor, they will have most likely bought properties when they were a lot cheaper and 3 times a single working wage and now due to house price inflation find themselves through no fault of their own having an expensive asset.

Through no fault of their own is such a weird way to phrase it when you're talking about the luck of having an asset worth a lot of money.

TheThinkingGoblin · 25/08/2023 13:59

DinnaeFashYersel · 25/08/2023 13:53

@TheThinkingGoblin

Do you generally find that your abrasive rude style is persuasive and encourage people to consider your point of view? Or do you just enjoy it?

I work in the City in a globally competitive fielf and have precisely zero time for people who are not competent in what they are arguing about.

I prefer the American way of doing things. No BS.

That sum it up for you?

Get educated and then we can have a proper conversation.

Until then, don't expect me to enable your lack of knowledge.

justanothernamechangemonday · 25/08/2023 13:59

Yes I've read the thread - but I am answering the OP's question........

No private pension because he was self employed and we were very poor. Hand to mouth poor. A lot of people are, shockingly, although you wouldn't think it with threads like this.

MN at its finest Hmm

Puffed · 25/08/2023 13:59

Soontobe60 · 25/08/2023 13:29

But it would Always cost more! You do know that those pensioners who have a decent income pay tax don’t you? I don’t get my state pension yet, but when I do my private pension will be taxed 20%. Taxes that are used for education, benefits for low income families, prisons and many other things that won’t benefit me. Can I stop paying taxes then?

How incredibly short sighted to think you don’t benefit from these things. Do you never ever benefit from the services of people that have received a state funded education and do you not feel safer living in a society where dangerous criminals are kept off our streets? Taxes are generally used for either services that benefit us all or support for the most vulnerable in society. £300 for wealthy pensioners falls into neither of these catagories.

SueVineer · 25/08/2023 14:00

OhhhhhhhhBiscuits · 25/08/2023 13:54

And these "millionaire" pensioners have paid into the system all of their lives to have a pension when they retire.

Also as others have said they may be asset rich and cash poor, they will have most likely bought properties when they were a lot cheaper and 3 times a single working wage and now due to house price inflation find themselves through no fault of their own having an expensive asset.

Means testing for the £300 for each pensioner would actually cost more. They will have done a cost analysis and it will cost more for these yearly one off payments than child benefit and UC etc...... as they are regular monthly or weekly payments. Not a yearly one off.

Not necessarily. Certainly contributions the existing pensioners made wouldn’t go anywhere near paying for their pensions. Also yes, many of these people did make a fortune out of rising house prices- entirely unearned money. If they’re assets rich they can sell that asset or do equity release.

Means testing would not cost more- they could add it onto pension credit for example. There are many low cost or no cost ways to means test.

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