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Share your dilemmas and get honest opinions from other Mumsnetters.

What are all pensioners getting another £300 this winter??

1000 replies

F0RBIDDENFRUIT · 25/08/2023 13:12

They are amongst the richest people in the country, yes there are poor pensioners but a lot of them are way richer than anyone else.

£300 more for energy, none of the old people I know need this, they all have more money than their children.

Just because they vote, that is the only reason they can be doing this.

OP posts:
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17
Jamtartforme · 25/08/2023 14:10

PickledPurplePickle · 25/08/2023 14:09

You are lucky to only know pensioners who aren't struggling - there are many that are having to choose between heat and food

I'm not saying that other people aren't in this situation, but the elderly don't really have the option to go and earn more money, and many cannot survive with no heat / food

But they are proportionately nowhere near as many working people that have to choose between eating and heating.

By the way have you suggested to struggling workers that they can just earn more money..?

fettuccini · 25/08/2023 14:10

Had the OP returned?...how convenient.

Tinkerbyebye · 25/08/2023 14:10

TheThinkingGoblin · 25/08/2023 13:38

This so economically and financially illiterate that I am honestly at a loss for words.

Pensioners are a MASSIVE sunk cost to the taxpayer due to the cost of their pensions and healthcare.

They pay in £x tax and get back 2x in benefits already (via pensions and specially healthcare)

So no, they do not deserve those universal benefits in any way, shape, or form.

@TheThinkingGoblin

Crap. Lots of people pay into pension funds for old age, and far more now than ever before, (no doubt because the government can’t afford to continue to pay out) those pensions funds buy into companies etc through shares so helping the economy, ie using our money to support the economy,

People also pay NI for a shedload of stuff they they don’t use in their working life, the childless still pay towards education, the healthy still pay towards the nhs they don’t use, and so on.

the state pension is a benefit, so are you now saying that actually wealthy pensioners should get the state pension either?

Or are you just bitter because you haven’t worked hard for your future, and will have toreply of a stat pension only like lots of us?

it’s not something I am bitter about as it’s a choice made by an adult

StarbucksSmarterSister · 25/08/2023 14:11

That’s nice but why, when we have a government deficit (we are borrowing money to pay for things like pensioner benefits) are the uk government giving out universal payments to people who don’t need them?

Presumably because means testing would cost more and use even more ££ that should be spent elsewhere?

Jamtartforme · 25/08/2023 14:11

StarbucksSmarterSister · 25/08/2023 14:11

That’s nice but why, when we have a government deficit (we are borrowing money to pay for things like pensioner benefits) are the uk government giving out universal payments to people who don’t need them?

Presumably because means testing would cost more and use even more ££ that should be spent elsewhere?

Then why doesn’t that apply to all benefits?

allthehops · 25/08/2023 14:11

It should be means tested. My MIL certainly doesn't need it.

Roosmarjin · 25/08/2023 14:11

PickledPurplePickle · 25/08/2023 14:09

You are lucky to only know pensioners who aren't struggling - there are many that are having to choose between heat and food

I'm not saying that other people aren't in this situation, but the elderly don't really have the option to go and earn more money, and many cannot survive with no heat / food

Same with many disabled people and their carers

TheThinkingGoblin · 25/08/2023 14:12

Cakemakes · 25/08/2023 14:02

Also yes, many of these people did make a fortune out of rising house prices- entirely unearned money. If they’re assets rich they can sell that asset or do equity release.

Won't most pass this onto their children? Surely that's decent for social mobility if a generation who before wouldn't have had land/property were able to get on the ladder- it means their children and the generations to come will benefit. Shit for us whos parents couldn't afford it at least this way it's still benefiting some. Of course houses should be more affordable now etc but are most of these elderly people blowing all their money on crap or are they saving it and their assets?

This is not correct.

The average age for inheritance in the UK is 61 (as OAPs live to 80s and 90s).

Waiting for that "inheritance" is actually a negative because it increases inter-generational inequality (between members of the generational population cohorts such as Gen X, Millenials etc) AND destabilises inter-generation inequality (between member of same population cohort).

It also does nothing to improve productivity as the child would be too old (61) to start a family.

Basically, its a drag on productivity and economic growth.

Poivresel · 25/08/2023 14:13

Mt dm gets a tiny state pension as she paid reduced NI as a married woman and then my df left her but they never divorced , fortunately she does get a small work pension.
She lives on £1200 per month and would freeze without the fuel allowance.

DriftingDora · 25/08/2023 14:14

AuntieJoyce · 25/08/2023 13:43

Another day, another disingenuous ageist clickbait thread by first time poster. Don’t bite people

And one who definitely hasn't done their homework.

On the subject of homework, I wonder :- whether OP has any children being educated in State schools? Whether they use GP/hospital services? Whether any kids get free dental treatment? etc. etc\ Never mind, I'm sure the OP will be first in line to hand £300 back just as soon as retirement happens and they join the 'idle rich' pensioners. Yeah, right...

Iwantmyoldnameback · 25/08/2023 14:14

fitzwilliamdarcy · 25/08/2023 13:27

My parents (£600k in the bank, state pensions and very generous occ pensions, retired at 55) get this. Last time they spent it on a luxury holiday.

It’s ridiculous OP but you’ll get shredded on here for pointing it out.

A luxury holiday on £300? I'm sure a lot of us would be up for that, pensioners or not.

HelpMeGetThrough · 25/08/2023 14:14

Glwysen · 25/08/2023 14:09

Child benefit got means tested easily enough - badly and unfairly but was still done

It certainly did and the way that has been done is, as you say, bloody unfair.

Ibetthatyoulookgoodon · 25/08/2023 14:14

Tinkerbyebye · 25/08/2023 14:02

@SueVineer

where do you get that idea from? They pay exactly the same rate of tax as everybody else

No they don't. Pensioners don't pay NI, which reduces their income tax burden. They also typically have the option to generate income through capital gains (ie. selling down positions in their private pensions) which gives them an extra 12k in tax free 'income'. CGT is 20% and not tiered so a wealthy pensioner can structure their finances so they pay a flat rate of 20% tax on everything over £24k (approx. - I haven't checked this years allowances). I don't have the option to do that because I am subject to higher rate income tax and I have to pay NI.

Edit to add - I have just remembered that the CGT allowance has actually been reduced by 50% this year to 6k so I should have said that a pensioner can pay a flat rate of 20% tax on everything over 18k.

Will0wWeaver · 25/08/2023 14:14

Would you stand in front of someone who is 100 & tell them that they are not entitled to £300, to their face ?

I believe that a good society is based on how it looks after its children, sick & elderly

You may be elderly in the future !

Not impressed !

iamwhatiam23 · 25/08/2023 14:14

The hatred of the elderly on MN is embarrassing! Also the defending of those who have put NOTHING into the system that they live off while giving nothing back! It really doesn't reflect the real world.

IClaudine · 25/08/2023 14:15

fitzwilliamdarcy · 25/08/2023 14:07

Not entirely sure what you’re expecting me to do about it? I could go and rob some pensioners and redirect their £300 payments to the poor but I think that sort of thing is frowned upon.

How do you think many of the rights we currently have were won? By people getting off their bums and getting active politically. By people getting out and voting. By people marching, protesting, striking, lobbying their MPs. A lot of the people who did all that are the people you are all piling hate on now.

In France Macron wants to raise the pension age. Did you miss what the reaction has been over there?

It is just so intellectually lazy to fall for the scapegoating. One week it is refugees. The next it is pensioners. Then the disabled. It goes on and on. And some Mumsnetters fall for it all.

tedgran · 25/08/2023 14:15

The assumption on here is that all pensioners are rich, far from the truth. I'm on the old state pension of £156. 20 per week as is my DH. I also have a couple of small private pensions. Pensioners pay tax as well. As regards the bus pass, we use it to go out, if my DH and I had to pay we wouldn't pay into the economy by going to theatres, cinemas and meals out.

Tinkerbyebye · 25/08/2023 14:15

SueVineer · 25/08/2023 14:05

That’s incorrect. They don’t pay ni even on earnings.

@SueVineer

as a pensioner I can confirm that I don’t pay ni on my pension, however I do pay tax. I also have to work , I pay tax and ni on the money I earn from my job as I am not at state pension age, I can only claim my occupational pension

clear for you?

that Will be the same for lots of people who have had goal posts moved over the movement of state pension age to 67.

yes once at 67 NI will stop, but tax continues

misssunshine4040 · 25/08/2023 14:16

GCAcademic · 25/08/2023 13:17

My parents got two lots of this payment last time, one for their main home and one for their second home. 🤐

And this is why it should be means tested

teenagetantrums · 25/08/2023 14:16

I think it's just easier and cheaper to give it to all pensioners than to means test it. My DP gets a state pension but still works, to be honest we don't need the £500 allowance. Last year it paid for a weekend in Europe. This year it will probaley be used towards another holiday. Our fuel bills are £90 a month. We are both out of the house most of day.

oddandelsewhere · 25/08/2023 14:16

Do people on here who think pensioners all live in the lap of luxury know how most of those pensioners lived during their working lives?

Firstly fewer than 10% went to university, the other 90% started to work and pay tax at 15 or 16.

Women could perfectly legally be paid less than men, and be sacked for being pregnant.

Maternity leave was 6 weeks, after that employers had no obligation to take workers back.

There was no free or subsidised child care, nor school nursery. Children started school at 5.

Personally I think that after a working life of 52 years the least we can do is make sure they don't freeze in the winter. I could get a lot more worked up about families with two large incomes sponging off me for their free nursery hours.

fitzwilliamdarcy · 25/08/2023 14:16

Iwantmyoldnameback · 25/08/2023 14:14

A luxury holiday on £300? I'm sure a lot of us would be up for that, pensioners or not.

Don’t be pedantic. They spent it on their luxury holiday. It went towards it. Clearly it didn’t cover it. But none of that is the point, is it? It’s not what taxpayers’ money should be used for.

WowIlikereallyhateyou · 25/08/2023 14:18

fettuccini · 25/08/2023 13:18

A vast proportion of pensioners are not well off. You begrudge them an extra £300 just because some others are rich? How fortunate that you don't know any of the poorer ones. I do.

This^^

milleniaaal · 25/08/2023 14:18

F0RBIDDENFRUIT · 25/08/2023 13:12

They are amongst the richest people in the country, yes there are poor pensioners but a lot of them are way richer than anyone else.

£300 more for energy, none of the old people I know need this, they all have more money than their children.

Just because they vote, that is the only reason they can be doing this.

yup, couldn't agree more. it should just be given to the vulnerable ones.

Pleasebeafleabite · 25/08/2023 14:18

fettuccini · 25/08/2023 14:10

Had the OP returned?...how convenient.

It’s knocking off time in Moscow so hopes aren’t high

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