To ask how much your owe on your mortgage and your age?

[Pussywilloww]

Recently remortgaged and the massive rate rise got us thinking. Made me wonder - what is the average people owe? Yes it depends on area/value/when bought etc. But to make it simple I'd be interested in
A) how much owed
B) your age

I'll go first! We owe £115k and I'm 31.

300k across 2 houses
44 and 42

£345k
55% LTV
45 years

£22,000 (currently sitting in savings waiting for end of fixed rate); Age 47.

Mortgage free age 44
two properties, main home and a BTL

268k
age 38 and 37

495000
LTV 74%
36 & 40

£0
41&42

Might move to a bigger house in the next year - 18 months and will have to get a mortgage for that. Were saving hard so hoping we won't need to lend more than £100k.

Over a million and both in our mid 40s. 65% LTV

Both 33, £125k left on mortgage.

£114k, 42yrs.

Had we not moved last year, we'd have been mortgage free next year.

50k I'm 43

£77k and 42

I’m 51 and my outstanding mortgage is £56,658. Get your tiny violins out - I have been paying a mortgage since 1996, when I borrowed £57k. In 27 years I have managed to pay off the grand sum of £341! No, I didn’t miss out any digits, I really do mean my mortgage today is three hundred and forty one pounds less than I borrowed when I bought my first house in 1996.

I know you’re thinking that I must have upsized to a much bigger house and/or a nicer area. No, I have a smaller house than the one I bought in 1996 and on the same estate!

Let me hear those violins…

Around 175k
Both aged 50
About to sell and buy something bigger but cheaper overseas and be mortgage free

Zero

34

£221k
39
34% LTV

About £950k. 43. Term will finish at 65.

My only real retirement plan is to downsize as I don't get tax benefits from pensions. It's a lot and makes me feel stressed thinking about it.

Sorry but… how?!?! Interest only?

212K 47 and 54

£19,650 age 60

615k, 38 at 65% LTV. It’s a lot and I need to pay it down - but need to renovate the place first!

765k left on the mortgage. It sounds a lot, but our LTV is only about 40%, so we have a healthy chunk of equity, and the mortgage is fixed at 1.5% for another 20 years, so no danger of payments going up. The payments are under 25% of gross income.

40 and 38.

£24k
47

£1.425m on residence at 49. On a base rate tracker 😬. Do I win?

Yeah, we could have been mortgage free by 30 if we wanted. We got our house really cheap and really young and our income increased quite a bit over a period of about 10 years. Instead we had a lot of fun whilst having a small mortgage, both only working part time for a long period, etc., and now we are putting on our sensible hats.