Let me tell you about benefits..
I was made redundant whilst on maternity leave. I had worked full time for a shitty wage since leaving school. (started off as £60 a week at age 18, not that long ago, im 30 this year). Before that I worked full time on YTS £32 a week. So, needless to say, I hadn't anything saved.
Company went bump, redundancy pay had to be applied for. It took 3 months to process my benefit claim. I had to live on my credit card (luckily I had one). Sure, the IS was backdated but the credit card had been gaining interest of course.
9 months later I finally found a job. I had to start paying childcare straight away £70 odd a week I think. Nursery will not accept non payment of tax credits as a valid excuse. It took 3 months for my tax credits claim to be processed. During which time they lost application forms, deleted one or the other child etc. In the end the only reason I got my tax credits was because someone at head office took pity on me and said she would pay it if I sent her my calculation as IR had sent her nothing. Of course, I had been paying childcare on my credit card for his time.
Then (bitter laugh) I was made redundant again just as I was getting myself straight. I kept my DD in nursery one day a week to keep the place open (£24) which is a lot out of benefit. I did this for 10 months until I got another job.
This job was 16 hours yet occasionally overtime and holiday cover was required. If I did overtime one week and didnt declare it to housing benefit, when they did call for my pay slips, they started clawing back money. If I handed it in that very week they made almighty cock ups...would stop my housing benefit, or overpay me by hundreds. No-one would tell me how much rent I was supposed to be paying and I got into trouble with it, had letters threatening eviction every single month. Oops..im in debt again.
Its not a life of riley on benefit and bloody hard to get off it. If I hadn't had credit cards I would have been forced to give my job up both times because of cock ups, instead I got into debt in order to work. Giving up would have been easier tbh.
Every time you make a phonecall, you are spoken to like shit. Employees are unhelpful and havent the time. I know someone who works for local authority and I also know how understaffed they are, with impossible targets to meet...but one cock up on that computer can really impact on someone's life.
and all the time this is going on, you've got some folks looking down on you and thinking you're a waste of space, lazy...a sponger, when you're trying your very best to get yourself sorted out, and banging your head against a brick wall.