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AIBU?

Now I aint saying she's a golddigger...

524 replies

FeelingGoodAsHelll · 23/01/2023 11:11

Hello all

My title is exactly how I am being made to feel right now.

Me and my husband are currently separating - we aren't legally separated just yet - we need to agree on minute of agreement which will be issued hopefully soon - his solicitor is drawing them up.

We bought out house 2 years before getting married. My STBXH paid the deposit (around 25k). I had just finished uni at that point and was in a trainee role.. so my salary was peanuts for a while. His parents gifted £5k to US (no paperwork, nothing) a few years back and paid towards some of our wedding too. Again, it was to US, no paperwork.

My STBXH, as he earns x4 my salary, decided to overpay the mortgage every month, as he could afford to, and wanted to reduce our mortgage quickly etc. I didnt overpay as I had a lower salary and couldnt afford to. The mortgage / bill split was probably 70/30 (me paying 30, I didnt decide this split, he put everyhthing into a spreadsheet which worked out what we should both pay, his idea).

We verbally made an agreement that I could keep something (I wont say what as it will be very outing) if I dont touch his pension & savings account. He also wanted me to give back his deposit, which I intially agreed but house prices are high so I said no that I wanted the house split 50/50 as per title deeds. He agreed. He then came over a few days ago and told me that he wanted me to agree to not touch anything in his personal bank account (I said I wouldnt, why would I?!). He then said that he wanted x, y, z item from the house added to this "list". I started to get annoyed as this list is getting bigger and bigger and all I wanted was one thing.

Anyway, he said he would buy me out, and pay me half the house, he told me the figure he could afford. Home report came back below this figure (by quite a bit). He now tells me he can't afford it, despite telling me the bank has agreed to lend him the money. He then asked if I would decrease my share. I asked by how much. He then said he wanted all overpayments, his deposit, and all monetary gifts his mum and dad deducted from my share. I told him that we should just sell the house if he can't afford to buy me out, he is reluctant to do this.

I Told him he was taking the piss and that he wont be happy until I walk away with nothing. He profoundly apologised, said he would move money around to get the funds (So he can afford it). I then picked a solicitor who told me that my verbal agreement was rubbish and that she wanted to see all bank accounts, savings, pensions to see what I am legally entitled to. I disagreed but she was quite adamant. I gave my STBXH the heads up about this to which he said, "if you or your solicitor ask any questions, or try and take my pension or savings, the fighting gloves will come on and mud will be thrown... youll walk away with a lot less than 50%, you'll regret it".

In the meantime, he keeps telling me to put offers on properties so I can move out asap but I can't as I don't know what my deposit will be. He keeps telling me to get a mortgage in principle, which I have but they are really low as I am putting down the worst case scenario, i.e. if I do end up with nothing. He told me that he won't give me my share of the money until I give my keys back to him (if he buys me out). I offered to move into my dads, so I can get this money and move on, but asked if I could keep bigger furniture in our house (my dads house is tiny) until I move in my own house, he said no, once I move out, I cant come back. I feel like he is pressuring me. My solicitor said he is bullying me and I should call bluff on the thing he has promised that I can have if I dont touch x, y, z.

I only want 50/50 split on house and the promised thing. However, I feel he is being unfair and pressuring me.

AIBU??

This split was mutal!!

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Am I being unreasonable?

833 votes. Final results.

POLL
You are being unreasonable
22%
You are NOT being unreasonable
78%
TitInATrance · 23/01/2023 11:15

Your solicitor is giving you excellent advice and knows what is legally considered fair. Follow it and take no notice of STBHX, he’s jus5 trying to scare and intimidate you - a good sign that he’s trying to rip you off.

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VegetablesFightingToReclaimTheAubergieneEmoji · 23/01/2023 11:16

What’s the point in paying a solicitor if you aren’t going to follow their advice.

he’s clearly hiding something in his account and the amicable bit went as soon as he started dicking you about.
“move money around” means he can afford the house, he’s just trying to not pay you fairly or what’s agreed.

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FeelingGoodAsHelll · 23/01/2023 11:16

Can I add, sorry, my 2nd last paragraph was hyopthetical situations we discussed the other day - He hasnt got the money yet, as he doesnt know if he can afford it. So I am not being unreasonable and not putting offers in as I dont know what money I am getting.

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FeelingGoodAsHelll · 23/01/2023 11:17

I'm hurt that his family have reminded him of monetary gifts and want that deducted!!!

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Renlea · 23/01/2023 11:19

Hes put a lot more into it than you, I understand why he is trying to protect that.

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Ihatethenewlook · 23/01/2023 11:20

The reason he is threatening you to not go after more with your solicitor, is because he knows for a fact that you will get more that what he is offering. Whats the motive behind the threats otherwise? He’s obviously trying to get away with giving you as little as he can, if he honestly thought you’d get less by contesting his offer, then he’d be encouraging you to do that, not threatening you not to.

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Sirzy · 23/01/2023 11:21

Anyway, he said he would buy me out, and pay me half the house, he told me the figure he could afford. Home report came back below this figure (by quite a bit)

so the valuation is less than expected? Surely he should be paying half of the market value if buying out your half.

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FeelingGoodAsHelll · 23/01/2023 11:22

That was agreed. He told me how much he could afford, it came in below the max he could afford, but quite a bit, then claimed he couldnt afford it. When I got upset at family gifts being brough up, he backtracked apologised and said he would move money around.

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NewShoes · 23/01/2023 11:22

He put in all the deposit and has paid most of the mortgage - surely he is entitled to a greater share of the house?

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FeelingGoodAsHelll · 23/01/2023 11:23

I get that but the value of our house is in both names and documents state it is a 50/50 split of finance.

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Beamur · 23/01/2023 11:25

Let your solicitor sort this out. Your ex is understandably trying to protect what he sees as 'his' but the solicitor knows what rights and responsibilities you both have.
You don't need to be friends after you split and his threats are trying to frighten you into agreeing something that might not be in your best interest.

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FeelingGoodAsHelll · 23/01/2023 11:28

I totally get that, thats why I agreed to leave his pension and savings alone, not that I ever wanted to touch them! I didnt know you could do that in divorce, I thought your pension was yours.

I am getting upset with threats and trying to reduce my half, considerably. If it were just me, I would jsut tell him to keep the lot but I am taking on our thing and I need a place for us both.

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whattodo1975 · 23/01/2023 11:28

Doesnt seem fair that he has put the deposit in and overpaid the mortgage, for you to get half.

However what is "fair" is irrelevant in the eyes of the law, so would definitely go with what your solicitor advises.

What does he mean by "mud will be thrown" was the break up your fault and you don't want people to know details ?

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KettrickenSmiled · 23/01/2023 11:29

I told him that we should just sell the house if he can't afford to buy me out, he is reluctant to do this.
This is pretty much all you need to say to him in future.
Don't get diverted by furniture, of negotiations - leave all that to your solicitor.
www.revolutionlearning.co.uk/article/the-broken-record-technique/

"if you or your solicitor ask any questions, or try and take my pension or savings, the fighting gloves will come on and mud will be thrown... youll walk away with a lot less than 50%, you'll regret it".
Next time Billy Big Balls starts up like this, just laugh at him & walk away.
He has no mud to throw. Even if you'd behaved appallingly, there is no mud to throw, because the courts don't give a shit - the only thing that matters is that you wish to divorce, & the assets must be split.
He has no control over whether you get 50%.
So just don't engage with this nonsense - that is what you are paying your lawyer for.

In the meantime, he keeps telling me to put offers on properties so I can move out asap but I can't as I don't know what my deposit will be. He keeps telling me to get a mortgage in principle, which I have but they are really low as I am putting down the worst case scenario, i.e. if I do end up with nothing. He told me that he won't give me my share of the money until I give my keys back to him (if he buys me out).
😂
He is a bit ignorant, & a lot of a bully.
He doesn't get to call the shots. He has to follow legal process like everyone else.
Stop engaging with him, then you won;t have to keep hearing him bossing you about.
It is none of his business when you offer on another property, your mortgage applications are fuck-all to do with him, & the process of him either buying you out or the house being sold is contingent on what you are doing.
He is ludicrous, he imagines that HE can control the timescale of when you get your money. Once the process of sale, or of him buying you out, is underway, he won;t be the person who releases the funds to you! It will all be regulated & documented by your solicitors.

I offered to move into my dads, so I can get this money and move on, but asked if I could keep bigger furniture in our house (my dads house is tiny) until I move in my own house, he said no, once I move out, I cant come back. I feel like he is pressuring me. My solicitor said he is bullying me and I should call bluff on the thing he has promised that I can have if I dont touch x, y, z.
Stay where you are, if you can stomach it. It's your house too.
He can't order you to take your own furniture out of your own property.
He's acting as if he reckons it's his house alone now. It isn't.

Your best bet is to sit tight. That way, you can guard store your property, & also be a living reminder that your Ex now needs to shit or get off the pot. He is stalling you currently.
But FGS stop communicating with him. He's got some ridiculous notions about legal process & he is trying to wear you down into a worse settlement, so STOP talking with him at all - just tell him he needs to communicate with your solicitor.

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Starlitestarbright · 23/01/2023 11:29

Yabu on the basis you're ignoring sound legal advice from a solicitor. He's constantly changing the goal posts. Hence why you have a solicitor acting on your behalf.

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FeelingGoodAsHelll · 23/01/2023 11:30

No, I intiated the, I am unhappy chat months ago. He reacted badly, then weeks after agreed. He has since told me he is happy we have split, he wasnt happy for a long time and that he wanted to move on. He is dating sites now too. I have no idea what the mud is, I have asked for details but he said he doesnt want to get into a fight by saying "he said this, she said that".

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NewFoxOldTricks · 23/01/2023 11:30

FeelingGoodAsHelll · 23/01/2023 11:17

I'm hurt that his family have reminded him of monetary gifts and want that deducted!!!

You're divorcing, why wouldnt they?

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whattodo1975 · 23/01/2023 11:30

"but I am taking on our thing and I need a place for us both."

What are you taking on ?

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HolyZarquonsSingingSeals · 23/01/2023 11:31

I'd stop talking to him at all if I were you. And give your solicitor all the information.

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Ohdearnotagain76 · 23/01/2023 11:32

How long you been married, are their any kids involved?

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FeelingGoodAsHelll · 23/01/2023 11:33

No children. Together 15 years, married for 5. We have lived in our house for 7 years, though.

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FloydPepper · 23/01/2023 11:33

He’s paid the majority, if he were asking advice (as a woman) he’d be supported in trying to protect that.

you want half. The valuation has come in lower but you still want what was agreed?

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FeelingGoodAsHelll · 23/01/2023 11:34

No, I dont want the figure he could "afford". I just want 50/50 of the house, as he agreed, as per legal documents, as per being married.

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FantasticFeasts11 · 23/01/2023 11:34

Is this not the whole point of being married, to have legal protection if you split?

Follow your solicitors advice, that’s why you have them. Stop talking to him directly and ignore his texts / emails.

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Summerhillsquare · 23/01/2023 11:35

So he's got a mahoosive pension and savings account then.

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