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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To not sell my home for the benefit of my stepkids?

748 replies

jaicobain · 07/01/2023 15:34

I was never able to have children of my own. I was with somebody for 20 years, had all the treatments, and only ever had miscarriages. He became abusive and I left in my mid-40s, that was that. I am lucky in that I bought my house before he came along. I’m 57 now, and have come to terms with not having DC, but it’s still a great source of sadness to me.

My 2 nieces were born in my 30s, and I adore them. They were a great comfort to me, I’ve always been close to my sister so as a result was close to them. I am their Godmother. Of course they couldn’t be a substitute to my own DC but we have such a close relationship. When they were teenagers, they moved in with me for a few months whilst Dsis struggled with depression. Then a couple of years later my elder niece moved back in for 4 months at age 17 due to rebellious behaviour that Dsis wasn’t coping with. They are now both brilliant young women, and both have babies. They aren’t particularly well-off, and have struggled with the cost of living recently. I’ve been very vocal of the fact that they will inherit my house. Maybe a mistake to tell them that but they are greatful and not entitled at all.

I am in great health and expect to be around for the forseeable, and have always planned to leave my house to my sister, or my nieces if she passes before me. My sister is younger than me, but has ill-health and chronic conditions that have worsened as of late. She is not at deaths door or anything but has told me full-well that she doubts she’ll make 70.

I have a husband now, married 5 years, I have moved in with him. I have a tenant in my property. The problem that has arisen is that he wants us to buy a holiday home in Spain, but doesn’t want to downsize his large Victorian house to fund it (worth £500,000+, bought in the 80s in an area that got gentrified) because he wants his 2 sons to inherit it. He is snobbish about the area of my house (one of the not so nice areas of the city, but it’s where I grew up and I’m fond of it!), and is incredibly vocal about it. He thinks I should ‘get rid’ of my house and buy us the holiday home with the money. I have asked him why he doesn’t just downsize his 4-bedroom, it’s just the 2 of us and his 4 granddaughter’s are pre-teens/teens so they don’t even come and stay anymore. And it’s always the same response, he wants his sons to inherit it and the hypothetical holiday home that he expects me to sell my beloved home to fund.

He actually said that since I don’t have DC and now live with him I don’t need the house. As somebody who tried for years to have kids, this hurt me a lot. He also fails to respect my close relationship with my nieces, and has actually said I should prioritise his adult kids over my 2 nieces. Prioritising his kids would mean selling my house to fund the holiday home so that he doesn’t have to downsize his big house that they are due to inherit.

I am finding the whole thing incredibly upsetting and I feel like he doesn’t respect me or my family. He’s made many a nasty comment about my sister’s mental health issues and has no sympathy for her physical health issues which he says are her own fault for smoking, it’s like her considers her and my nieces to just be worthless. I will add that the holiday home is all him, I am really not bothered and would rather just go on nice holidays around Europe without the stress of buying and maintaining a holiday home.

OP posts:
GETTINGLIKEMYMOTHER · 07/01/2023 17:27

Did you make a new will after marrying him? Any other will be invalid. Please make sure a new one is watertight! TBH he doesn’t sound nice at all - just tell him no way, and you’re not going to discuss it any more. Of course you want to leave your own valuable asset to your nieces.

BigglyBee · 07/01/2023 17:29

I think you need proper legal advice. AS well as making sure your Will is watertight, you need advice about POA and to make your solicitor aware of your exact situation. I'm sure this isn't an uncommon situation and there will be a way to make sure your wishes are followed.

Then, once that's taken care of, think long and hard about divorce!

Hepwo · 07/01/2023 17:29

Putting your house in your nieces name is not all that easy.
You will have to pay stamp duty.
It may affect any benefits they have or may need in the future.

If either want to buy a home it would be a second home with the mortgage constraints and extra stamp duty.

It's not a simple thing.

You are better off moving back into it and divorcing the greedy man that has tried to take it off you.

MeridianB · 07/01/2023 17:30

theswoot · 07/01/2023 15:36

YANBU and none of the way he is acting sits right with me. Hang on to your house and make sure your will is up to date!!

Sorry OP but the first post nails it.

I totally understand why you’re upset and his attitude is really poor. It’s fine that he wants to protect his property asset for his sons but he has no right to be so casual and quick to emotionally dispose of yours on your behalf. Just no.

Please stand your ground if you want to keep your property. No one ‘needs’ a holiday home abroad. If he feels that strongly then he can make his own arrangements.

Your comments paint him as a total snob who is all about appearances. Are you sure you want to grow old with someone so inauthentic and lacking in sensitivity and compassion?

AnneLovesGilbert · 07/01/2023 17:32

It’s still a pretty short marriage. Get out now. He’s a horrible human being.

Genevieva · 07/01/2023 17:32

I hope you have a will that leaves everything to your own blood relatives. If not it will automatically go to your husband if you die. In your situation I would leave everything to your nieces. It sounds like their mother will not be in a good position to leave them anything and that the value of your house might end up paying for her care. Much better to leave it to your nieces. But for now you need it as a back up. Otherwise, as you have seen, you will have nothing if your relationship goes wrong. You need to be very clear that your house is off the cards as a source of capital. End of discussion.

Sellorkeep · 07/01/2023 17:32

jaicobain · 07/01/2023 16:46

He has said in the absence of my own children, his kids should take priority since I chose to marry him. So I should financially treat them as if they are my own. It makes me feel horrible and his kids don’t even bother with me, when they visit I may as well be a fucking houseplant.

sorry for getting emotional, I am reading everyone’s advice I just need a rant.

I love my DSD dearly but my inheritance plans are my business and my partner has never once hinted that I should cut her in. That’s how it should be.

Edinburghmusing · 07/01/2023 17:33

Why are you still with him OP??

you sound perfectly capable of having a happy life without him. Ditch him and have a lovely life.

comfortablylesslumpy · 07/01/2023 17:36

jaicobain · 07/01/2023 16:56

If I were to explain the situation to my nieces and put the house in their name now, I’m certain they would keep it as a home for me for the rest of my lifetime. DH would certainly divorce me.

Let him.
He'll have less of his house to pass on to his kids.....

But seriously, he sounds so disrespectful and entitled.

Hepwo · 07/01/2023 17:37

If he's willed the house you live in to his kids you will be out on your ear the moment he dies! If he's planning on leaving the new holiday home to them too you are broke and homeless if he dies before you. Or does he expect you to share with them?

What an absolute bastard he is! Run!

Beelezebub · 07/01/2023 17:39

jaicobain · 07/01/2023 16:56

If I were to explain the situation to my nieces and put the house in their name now, I’m certain they would keep it as a home for me for the rest of my lifetime. DH would certainly divorce me.

In that case, I’d start making plans - ensure that house is safe in the event of a split, and divorce him.

takealettermsjones · 07/01/2023 17:39

Oh god please just throw the whole husband away.

None of this is in any way reasonable (on his part).

Potterurotter · 07/01/2023 17:39

He wants your money and that’s it I’m afraid. You’d be a fool to give it up. I am married and dh has a child, I wouldn’t leave her anything why should I? I have my own DC now and if I didn’t I still wouldn’t in all honesty. It’s your money spend it how you want.

this is a big red flag I would get rid.

Aquamarine1029 · 07/01/2023 17:40

You made a dreadful mistake in marrying this man, but luckily, you can undo it. Get your arse to a solicitor as soon as possible.

Genevieva · 07/01/2023 17:40

Also, just to clarify: If your will pre-dates your marriage it is invalid. You need to write a new will after getting married, otherwise everything goes to your husband.

Purplecatshopaholic · 07/01/2023 17:40

Frankly op, the more you say about him the worse he sounds. He is so disrespectful of you and downright nasty. I would seriously be considering if you want to continue this relationship.

YetMoreNewBeginnings · 07/01/2023 17:40

Do not sell or giveaway your house!

do you think for a second if he dies you’ll have any security in where you’re living now?!

Walk away while it’s a short marriage.

But at the very least make sure you have a watertight will - take proper advice to make sure he can’t contest it.

Billybagpuss · 07/01/2023 17:41

jaicobain · 07/01/2023 16:59

That too but there’s snobbery as well. My sister has had no end of mental health issues over the years and traumatic experiences. He sees her as scum of the earth who doesn’t work etc etc

Can you put in trust for your nieces, so you still own it but it can’t be touched by anyone else for care purposes or inheritance. I know you can do this if you’re living in it as a couple of my friends have done this but you’d have to get proper legal advice.

comfortablylesslumpy · 07/01/2023 17:42

Please don't transfer your house now.
Keep it, but make sure your Will is up to date and valid.

See a matrimonial lawyer and find out where you stand and what your options are.

YetMoreNewBeginnings · 07/01/2023 17:44

Also isn’t Spain a bit like Scotland and there are certain people that legally inherit regardless of will?

I’m sure children have auto rights and I think spouses may do - please do not buy a property there without fully checking it out! @jaicobain

Georgyporky · 07/01/2023 17:44

I hope you made a will after you married this man.

SeeYouNextTLol · 07/01/2023 17:45

Your husband sounds horrid. This is how rich people continue to increase their wealth.

MeridianB · 07/01/2023 17:45

jaicobain · 07/01/2023 16:46

He has said in the absence of my own children, his kids should take priority since I chose to marry him. So I should financially treat them as if they are my own. It makes me feel horrible and his kids don’t even bother with me, when they visit I may as well be a fucking houseplant.

sorry for getting emotional, I am reading everyone’s advice I just need a rant.

Sorry @jaicobain but reading back and thinking about this more, it is very hard to reconcile such comments with someone who is supposed to love you and be a partner.

The bottom line is that what’s his is his (and his children’s) and what’s yours is his.

I don’t say this lightly but I’d get some legal advice with a view to divorce, so you know your options. I don’t think for a moment you would take half his house and pension even if you were legally entitled, but something tells me he would ask a lawyer to asses your assets, just because he could.

magma32 · 07/01/2023 17:48

sorry he sounds like he married you to gain an additional asset for himself/his kids. What a shame it would be to deprive your nieces of a home so him and his greedy sons who clearly give zero shits about you can inherit. I would take legal advice and leave him. He’s shown his true colours and not sure how you can get back from this even if he does say “ok give it to your nieces” but it seems you know if you don’t sing to his tune he will divorce you anyway. Why not be in control and protect your assets and do it yourself

Maytodecember · 07/01/2023 17:48

Also buying a holiday home in Spain— with Brexit will it get much use?
Also whose name would it be in? He’s effectively saying ‘give me your house for my sons’

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