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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To not sell my home for the benefit of my stepkids?

748 replies

jaicobain · 07/01/2023 15:34

I was never able to have children of my own. I was with somebody for 20 years, had all the treatments, and only ever had miscarriages. He became abusive and I left in my mid-40s, that was that. I am lucky in that I bought my house before he came along. I’m 57 now, and have come to terms with not having DC, but it’s still a great source of sadness to me.

My 2 nieces were born in my 30s, and I adore them. They were a great comfort to me, I’ve always been close to my sister so as a result was close to them. I am their Godmother. Of course they couldn’t be a substitute to my own DC but we have such a close relationship. When they were teenagers, they moved in with me for a few months whilst Dsis struggled with depression. Then a couple of years later my elder niece moved back in for 4 months at age 17 due to rebellious behaviour that Dsis wasn’t coping with. They are now both brilliant young women, and both have babies. They aren’t particularly well-off, and have struggled with the cost of living recently. I’ve been very vocal of the fact that they will inherit my house. Maybe a mistake to tell them that but they are greatful and not entitled at all.

I am in great health and expect to be around for the forseeable, and have always planned to leave my house to my sister, or my nieces if she passes before me. My sister is younger than me, but has ill-health and chronic conditions that have worsened as of late. She is not at deaths door or anything but has told me full-well that she doubts she’ll make 70.

I have a husband now, married 5 years, I have moved in with him. I have a tenant in my property. The problem that has arisen is that he wants us to buy a holiday home in Spain, but doesn’t want to downsize his large Victorian house to fund it (worth £500,000+, bought in the 80s in an area that got gentrified) because he wants his 2 sons to inherit it. He is snobbish about the area of my house (one of the not so nice areas of the city, but it’s where I grew up and I’m fond of it!), and is incredibly vocal about it. He thinks I should ‘get rid’ of my house and buy us the holiday home with the money. I have asked him why he doesn’t just downsize his 4-bedroom, it’s just the 2 of us and his 4 granddaughter’s are pre-teens/teens so they don’t even come and stay anymore. And it’s always the same response, he wants his sons to inherit it and the hypothetical holiday home that he expects me to sell my beloved home to fund.

He actually said that since I don’t have DC and now live with him I don’t need the house. As somebody who tried for years to have kids, this hurt me a lot. He also fails to respect my close relationship with my nieces, and has actually said I should prioritise his adult kids over my 2 nieces. Prioritising his kids would mean selling my house to fund the holiday home so that he doesn’t have to downsize his big house that they are due to inherit.

I am finding the whole thing incredibly upsetting and I feel like he doesn’t respect me or my family. He’s made many a nasty comment about my sister’s mental health issues and has no sympathy for her physical health issues which he says are her own fault for smoking, it’s like her considers her and my nieces to just be worthless. I will add that the holiday home is all him, I am really not bothered and would rather just go on nice holidays around Europe without the stress of buying and maintaining a holiday home.

OP posts:
Daleksatemyshed · 07/01/2023 17:02

Op, if you putting the house in your DN's names made your Husband divorce you then you know everything you need to know about him- he cares nothing for you, only for what you have. Surely you can't think so little of yourself?

MountainChalet · 07/01/2023 17:02

If you want to continue being married go him would you consider one of those relationships where each one live in their own house. It works for some people.

Testina · 07/01/2023 17:03

@Skodacool “But if she makes no will and pre deceases him her estate goes to him”

Indeed. But that doesn’t mean it’s a joint asset now and frankly although the OP sounds in a horrible manage, she doesn’t sound daft enough not to have made a will. That said, not everyone realises thar marriage invalidates it - so if that’s the case for her, I’m sure this thread will make her crack on and sort it!

totallyhadenoughofthisbs · 07/01/2023 17:03

I'd be putting the house into trust for the nieces now and make it so that it still yours to sell and buy somewhere else if you ever need to but ultimately it goes to them if you die.

I'd also leave this shallow money obsessed man.

Cuppa2sugars · 07/01/2023 17:04

This ^

Luredbyapomegranate · 07/01/2023 17:04

This reply has been deleted

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Testina · 07/01/2023 17:04

MountainChalet · 07/01/2023 17:02

If you want to continue being married go him would you consider one of those relationships where each one live in their own house. It works for some people.

Does living in a separate house stop your husband from being an arsehole then?

Testina · 07/01/2023 17:05

totallyhadenoughofthisbs · 07/01/2023 17:03

I'd be putting the house into trust for the nieces now and make it so that it still yours to sell and buy somewhere else if you ever need to but ultimately it goes to them if you die.

I'd also leave this shallow money obsessed man.

What kind of trust transfers ownership now but still lets you sell it if you change your mind, please?

Algor1thm · 07/01/2023 17:07

jaicobain · 07/01/2023 15:40

@HermioneWeasley.

Becuase he doesn’t get why I’d leave anything to my nieces in the first place rather than his kids. If I did sell my home to buy the holiday home with him (joint ownership) he’d expect it to be left to just his kids.

If you did buy the holiday home (and I don't think you should because YOU don't want it) with YOUR money from YOUR property, why on earth would it be joint ownership?

Isthisit22 · 07/01/2023 17:09

SallySunrise · 07/01/2023 15:44

Just divorce him and take half of his 500k house. Prick.

This.

SmugglersHaunt · 07/01/2023 17:09

I know others have said this, but please don't sell your house. It's your house. If he wants to buy a holiday home, that's up to him.

He sounds horrible. Vile.

5128gap · 07/01/2023 17:09

What a horrible man.
Dump him OP. Your family sounds lovely, as do you, and you deserve so much better than this nasty specimen.

Hawkins001 · 07/01/2023 17:11

All the best op

LookItsMeAgain · 07/01/2023 17:12

theswoot · 07/01/2023 15:36

YANBU and none of the way he is acting sits right with me. Hang on to your house and make sure your will is up to date!!

100% this.

Based entirely on your opening post, while you might love him, he's being nasty about your beloved sister and is telling you that you should do away with your asset (your home) while he doesn't have to do anything with his home.

If he wants a holiday home in Spain (and I'm guessing he is a UK citizen so will be subject to every single rule and regulation that he wouldn't have been subject to prior to Brexit, which might make this a non-event in the long term), tell him to take a loan out against his property. He wants it, not you. His asset is worth more, you weren't going to get any of the inheritance from it by the sounds of things as he was going to leave it to his sons, so he should borrow against his asset.

You hang on to yours. You'll never know if you might need it in the future for you (I really hope it doesn't come to that).

whynotwhatknot · 07/01/2023 17:14

what a horrible man-not only does he want your money he looks down on your family

seriously think about why you stay with him op

Cherrysoup · 07/01/2023 17:15

Are the Spanish inheritance laws the same as France? Children have to inherit, so I’d be careful re buying anything out there.

I don’t think that’s the main issue, tho, his attitude is. I think you need to tackle that first.

Togoodtobeforgotten · 07/01/2023 17:17

Op please keep your house and write a will saying if anything ever happens you want your nieces to inherit and then leave it with a solicitor and tell your neices what you have done. To be quite Frank I wouldn't trust him as far as I could throw him.

Happyher · 07/01/2023 17:19

Keep hold of your house - you made it soon. Tell him you’re not selling your house and it’s promised to your nieces. And it gives you an income. Could you put that towards a joint mortgage for a holiday home? Then you don’t lose anyth8ng if it all goes belly up

Ameadowwalk · 07/01/2023 17:19

That’s such a shame that you are married to this man because now you need to figure out how to divorce him. I would take legal advice on how to safeguard your own property and get out of this marriage. And as others have said, make sure your will is up to date and your nieces are aware of it.
I agree with the poster above who said you are in another abusive relationship. Why on earth should you see your property to fund a holiday home your husband wants? Why would you consider his DC more than your nieces? It’s all bizarre and completely entitled behaviour from him and he is making you doubt yourself whilst trying to fleece you.
Many people have mental health difficulties and live in all sorts of areas! He sounds like a snob as well, trying to devalue your family relationships. What a horrible man.

Theredjellybean · 07/01/2023 17:19

OP...you do know that "no" is a whole sentence

LimeCheesecake · 07/01/2023 17:21

I would answer every time he talks about the Spanish idea “but I need to keep a house in the UK to live in if you die before me, because I thought you are leaving this house to your sons. Unless you plan to leave it to me instead, I’ll need somewhere else to live.” You could always say that of course anything you inherit from him you would ring fence to go to his sons, as that would be fair, but assets you owned before you married him would be going to mainly your DNs.

PleaseCleanTheWholeToilet · 07/01/2023 17:23

PLEASE DO NOT DO THIS !!!!

Happyher · 07/01/2023 17:24

Don’t put the house in your nieces names. Maybe put it in a trust with you and them as trustees.

roarfeckingroarr · 07/01/2023 17:26

He sounds like a horrible man but you have your head screwed on. Do t

roarfeckingroarr · 07/01/2023 17:27
  • Do you want to stay with a man who treats you this way?