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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To not sell my home for the benefit of my stepkids?

748 replies

jaicobain · 07/01/2023 15:34

I was never able to have children of my own. I was with somebody for 20 years, had all the treatments, and only ever had miscarriages. He became abusive and I left in my mid-40s, that was that. I am lucky in that I bought my house before he came along. I’m 57 now, and have come to terms with not having DC, but it’s still a great source of sadness to me.

My 2 nieces were born in my 30s, and I adore them. They were a great comfort to me, I’ve always been close to my sister so as a result was close to them. I am their Godmother. Of course they couldn’t be a substitute to my own DC but we have such a close relationship. When they were teenagers, they moved in with me for a few months whilst Dsis struggled with depression. Then a couple of years later my elder niece moved back in for 4 months at age 17 due to rebellious behaviour that Dsis wasn’t coping with. They are now both brilliant young women, and both have babies. They aren’t particularly well-off, and have struggled with the cost of living recently. I’ve been very vocal of the fact that they will inherit my house. Maybe a mistake to tell them that but they are greatful and not entitled at all.

I am in great health and expect to be around for the forseeable, and have always planned to leave my house to my sister, or my nieces if she passes before me. My sister is younger than me, but has ill-health and chronic conditions that have worsened as of late. She is not at deaths door or anything but has told me full-well that she doubts she’ll make 70.

I have a husband now, married 5 years, I have moved in with him. I have a tenant in my property. The problem that has arisen is that he wants us to buy a holiday home in Spain, but doesn’t want to downsize his large Victorian house to fund it (worth £500,000+, bought in the 80s in an area that got gentrified) because he wants his 2 sons to inherit it. He is snobbish about the area of my house (one of the not so nice areas of the city, but it’s where I grew up and I’m fond of it!), and is incredibly vocal about it. He thinks I should ‘get rid’ of my house and buy us the holiday home with the money. I have asked him why he doesn’t just downsize his 4-bedroom, it’s just the 2 of us and his 4 granddaughter’s are pre-teens/teens so they don’t even come and stay anymore. And it’s always the same response, he wants his sons to inherit it and the hypothetical holiday home that he expects me to sell my beloved home to fund.

He actually said that since I don’t have DC and now live with him I don’t need the house. As somebody who tried for years to have kids, this hurt me a lot. He also fails to respect my close relationship with my nieces, and has actually said I should prioritise his adult kids over my 2 nieces. Prioritising his kids would mean selling my house to fund the holiday home so that he doesn’t have to downsize his big house that they are due to inherit.

I am finding the whole thing incredibly upsetting and I feel like he doesn’t respect me or my family. He’s made many a nasty comment about my sister’s mental health issues and has no sympathy for her physical health issues which he says are her own fault for smoking, it’s like her considers her and my nieces to just be worthless. I will add that the holiday home is all him, I am really not bothered and would rather just go on nice holidays around Europe without the stress of buying and maintaining a holiday home.

OP posts:
Lsquiggles · 07/01/2023 16:53

He sounds disgusting, manipulative and greedy

RodiganReed · 07/01/2023 16:53

You, your sister and your nieces have something very, very special indeed. Please, please don't let a man stain this relationship or your nieces future.

I say this as a child free woman with no neices or nephews. Treasure what you've got and bin this man.

Daleksatemyshed · 07/01/2023 16:53

I'll freely confess I haven't read the whole thread @jaicobain but that's mainly because I read your initial post and starting shouting No at the screen! How dare he talk to you like this, he must know you wanted your own DC and yet he treats you as if you failed in some way so don't count! Regardless of who owns what I'd think very seriously about divorcing him- he shows you no respect, thinks you should fund everything so his DC can inherit and frankly he's a nasty piece of work.
Divorce the bugger, make a watertight will so everything goes to your DN's or your Sister first, then to her DDs. There's no way I'd ever agree to his plans, nasty little man!

ihaveopinions · 07/01/2023 16:54

If I did sell my home to buy the holiday home with him (joint ownership) he’d expect it to be left to just his kids.

I can't get my head round that level of entitlement! When couples come together later in life they often have their own assets and might want to protect some of that for their relatives but he's totally prioritising his interests over yours.

Does he think as he's given you a home (paid for and owned by him) he's owed something financial in return?

Testina · 07/01/2023 16:54

jaicobain · 07/01/2023 16:53

It’s so hurtful the way he perceives me and my family. It is snobbery.

I know it’s easy for strangers to just wade in and say why are you with him then? But, in your own time, do think about that.

StickofVeg · 07/01/2023 16:54

Do not go down the route this man is suggesting! Keep your house, make sure you have a will with a solicitor and grant one of your nieces power of attorney in case it's needed later. No way should you sell - for starters if you wanted to you could live in your home again (once tenant has been given notice) and it does sound like it might come to that. I'm sorry but he sounds as grabby as can be. You should live whatever you want to whoever you want - and if that is your nieces then good for you. I am outraged on your behalf at his words.

Theluggagerules · 07/01/2023 16:54

Listen to what he is telling you about what he is like. Easy for a stranger to say but he doesn't sound like someone who you should stay with.

Skodacool · 07/01/2023 16:55

theswoot · 07/01/2023 15:36

YANBU and none of the way he is acting sits right with me. Hang on to your house and make sure your will is up to date!!

This, especially about your will.

diddl · 07/01/2023 16:55

jaicobain · 07/01/2023 16:53

It’s so hurtful the way he perceives me and my family. It is snobbery.

I think it's more like "doesn't give a fuck"

LotteryWinPlease · 07/01/2023 16:55

Give your tenant notice, move back into your own house and get as far away from him and his grotty fucking kids as possible.

Ninjapot · 07/01/2023 16:56

Dammit OP! Don't change your will, but consider whether this is an abusive arsehole you really want to spend the rest of your life with.

Bobbins36 · 07/01/2023 16:56

He sounds unpleasant. Tell him to sell his house if he wants a holiday home.

GlitteryShinyShit · 07/01/2023 16:56

Lampzade · 07/01/2023 15:37

Please Op
I know it is easier said than done, but get rid of this man.

This^ with neon flashing lights.
Christ almighty OP, alarm bells or what.

Protect your money and your house.

He can get to fuck.

WisherWood · 07/01/2023 16:56

his kids should take priority since I chose to marry him.

You could also choose to divorce him. Whereas you can't stop your nieces from being your nieces. Seriously OP, make sure you have a watertight will deposited with a solicitor and that your nieces know that. I mean if you'd brought up the children from when they were small, you'd have more of a connection with them. But you have known and owe them nothing. You chose him, you didn't choose them.

YouJustDoYou · 07/01/2023 16:56

jaicobain · 07/01/2023 16:53

It’s so hurtful the way he perceives me and my family. It is snobbery.

Urgh, he sounds insufferable. I'd be so much happier single with beloved pets than living with a horrid human like that every day, day in day out, for the rest of my life. It'd be like a prison sentence.

jaicobain · 07/01/2023 16:56

If I were to explain the situation to my nieces and put the house in their name now, I’m certain they would keep it as a home for me for the rest of my lifetime. DH would certainly divorce me.

OP posts:
Cuppa2sugars · 07/01/2023 16:57

I have a friend who sold her house to buy property abroad, she did exactly what your husband is suggesting. The villa is in both their names. She’s now split up with partner and the utter headache and red tape of selling the property abroad is utter misery. She has lost her her money unless she goes to court abroad to prove and claim the percentage of money that went into the property is hers.. Laws abroad are different, the estate agent has A lot of power, the split of money is 50/50 unless she goes to court. not to mention the language problem.

Yes this is coercive control. There’s a law against that too.

DO NOT BUY ABROAD WITH HIM.

jays · 07/01/2023 16:58

I would go as far as to beg of you.. please, please, please…do NOT sell your house. Nothing to do with your nieces or sister, who you sound like you’ve been wonderful to over the years btw, but for you. This will not end well for you if you do and I’m so sorry he’s trying to treat you like this. He doesn’t respect your life or your priorities and I would put my money on the fact that the minute you have no security, the minute you sell that house, he’ll get way worse. Please put yourself first because he isn’t going to.

Luredbyapomegranate · 07/01/2023 16:58

He sounds awful.

Don’t however listen to the bonkers PPs who are suggesting you sell your house now and give it to your nieces - it’s your financial security for god’s sake.

Go and see a solicitor and see how you can protect it so they inherit it.

You also might want to talk to that solicitor about a divorce plan, it doesn’t sound like 30 years of marriage to this one is going to be any fun at all.

jaicobain · 07/01/2023 16:59

diddl · 07/01/2023 16:55

I think it's more like "doesn't give a fuck"

That too but there’s snobbery as well. My sister has had no end of mental health issues over the years and traumatic experiences. He sees her as scum of the earth who doesn’t work etc etc

OP posts:
rothbury · 07/01/2023 16:59

I think you need to quietly sell the house or transfer to neices names, and then divorce him.

I wouldn't divorce him whilst you still own it, unless you had something watertight drawn up before you married?

Skodacool · 07/01/2023 16:59

Testina · 07/01/2023 16:50

Nope. These days, women are allowed to be married and own property! 👏🏻

And whilst you’re married, there’s nothing legally joint about it. If @jaicobain decided to sell her house then put the whole damn lot on black in one crazy night in Las Vegas, her husband couldn’t do a damn thing about it.

Likewise, if she legally owns the house and pre-deceases him, she can leave it to her nieces. Her husband could challenge that after the Will was read, but on these facts (he’s not financially dependent on her) he’d get nowhere.

The joint asset bits only comes in on divorce.

And fortunately it sounds like his are greater, so he’d have every incentive to play nice if @jaicobain decides to divorce him. It’s not just this holiday home plan - he was an arsehole before too 🤷🏻‍♀️

But if she makes no will and pre deceases him her estate goes to him

jays · 07/01/2023 16:59

WisherWood · 07/01/2023 16:56

his kids should take priority since I chose to marry him.

You could also choose to divorce him. Whereas you can't stop your nieces from being your nieces. Seriously OP, make sure you have a watertight will deposited with a solicitor and that your nieces know that. I mean if you'd brought up the children from when they were small, you'd have more of a connection with them. But you have known and owe them nothing. You chose him, you didn't choose them.

This is fantastic advice OP.

user1471556818 · 07/01/2023 16:59

Don't sell your house and make sure your will is up to date with your wishes also I would be appointing a power of attorney not your husband obviously but your neices after a conversation with them
Good luck

Luredbyapomegranate · 07/01/2023 17:01

jaicobain · 07/01/2023 16:56

If I were to explain the situation to my nieces and put the house in their name now, I’m certain they would keep it as a home for me for the rest of my lifetime. DH would certainly divorce me.

OP I think you are working yourself up now and not thinking logically. It might be best to step away from the thread for now.

Go and see a solicitor next week about protecting the house for your nieces inheritance.

You also need to seriously think about divorce. Don’t use the house as a reason to not think about this - you are fiddling well Rome burns.