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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

I lied about money. Now I want a divorce. Am I being an idiot/unreasonable?

264 replies

TinselTinselTinsel · 06/01/2023 11:22

DH is a difficult/lazy man. Had lots of support on MN in the past. Going to leave him. He won't listen or change.

Before we married (6 years ago), I inherited from an aunt £60k. We then married. The money has always stayed in my name and in my account.

We spent £20k on the new house and a second car.

Over the last few years, we've had various things go wrong with the house plus childcare for 2 x toddlers, plus pandemic etc.

Anyway - he gets very stressed about money. He doesn't do anything to do with money. Mortgage, bills, car, childcare costs - all down to me to sort to pay and know about. He doesn't even know who our mortgage is with.

Over the last couple of years, I've just downplayed how much things are costing. Because if I tell him "Oh the plumber cost £200" - he will go quiet for 3 days or throw stuff or shout "we haven't got any fucking money" etc, so I just used to say "the plumber cost £100"

I now only have £20k left. He thinks we have £30k to £40k of it left. He last asked how much is left of our savings 6 months ago and I said £35k.

Anyway - I lied. It's £20k.

I now want to leave him. I am the breadwinner. All bills, money, everything in my name. Everything from our savings went on nursery bills and fixing stuff in the house/cars.

I am considering waiting until I've saved up another £10-£15k in my savings account so he doesn't know I spent more on childcare and house that I admitted. But is that crazy behaviour? Does it matter if he finds out that everything cost a bit more than I said it did?

Now one of the kids has got free hours, i am saving every month and probably will get the savings back up to £30-£40k over the next year or two. And then I leave him and he takes half?

Any advice? Should I just leave now and when he asks say "ah yes, there is only £20k left actually"

I know I was wrong to lie. He just gets so angry and stressed about things and he doesn't' really ask anymore but when he did I would just say "it's all fine" because I didn't want to upset him.

OP posts:
ifonly4 · 06/01/2023 12:08

If the right thing to do is leaving, I wouldn't put myself under pressure to add to the savings. Finances will have to be disclosed. Should be fairly easy for you to get a current summary of what's in each account - if he thinks there's more up to him to prove it.

CousinKrispy · 06/01/2023 12:08

I wonder why you are considering this. Do you think it might placate him and head off verbal attacks from him if the full amount is there? Or is it because you just feel uncomfortable with your dishonesty?

It sounds like you've already spent years tiptoeing around, spending your inheritance on trying to placate him and keep him calm about money matters. I'm thrilled for you that you've realized it's no longer worth it--good for you! But I would suggest that the desire to placate him is a learned response from his unreasonable behaviour, and that if you stop and think about it ... there's really no way to placate him and keep him happy. And divorce is difficult, he'll probably be a pain in the arse anyway. Saving up another £15K won't fix that.

Read up on "grey rock" technique and just repeat like a broken record "Sorry, I was mistaken previously. The amount is £20K." Don't bother trying to explain or justify. Certainly don't bother trying to save up more to divide with him. And make sure you have a good solicitor!!

SweetSakura · 06/01/2023 12:10

Stop worrying about him being angry at you. Leave now, then the money you save us for you

Merlott · 06/01/2023 12:11

You're scared of him. I get it.

But no matter what you do, he's going to be a twat.

So leave ASAP.

shreddies · 06/01/2023 12:11

You're not thinking straight. You will have to declare assets when you come to divorce. If he wants to accuse of lying he can, but who cares? You just need to get out of this marriage.

Dagnabit · 06/01/2023 12:11

No! Don’t try and replace the money that was yours in the first place that you spent on joint expenses - that would be crazy! Leave him and whatever is left once you divorce, he can have half of that.

KangarooKenny · 06/01/2023 12:13

If he’s entitled to half of the marriage assets, you’re better to go now.

Robinni · 06/01/2023 12:15

LEAVE NOW while the money is less.

Locate as many receipts/invoices/bank statements as you can to support what you have contributed from YOUR inheritance to the family.

It stands you in better stead to come out with more in the divorce. Don’t be so silly to save more of your money to give to him!

DisforDarkChocolate · 06/01/2023 12:18

There is no point in saving up so he can have half. Divorce now and he can learn how tough life is when you have to manage money.

Itschristmastimeinthecity · 06/01/2023 12:18

What are you waiting for OP?
Go NOW!
Why do you even care that you lied to him anyways? It wasn't even his money to begin with.

TinselTinselTinsel · 06/01/2023 12:19

Seeing it written down it seems like a mad suggestion. I just can't imagine telling him there is only £20k left. He will go crazy. And I told him the money was fine becuase if he knew how much childcare for 2 x toddlers truly costs in London, he would have given up work entirely (he works part time in a junior role of his choosing) to look at the kids. But I couldn't let that happen because I would lose them in the split and also he thinks looking after kids means looking at his phone and shouting at me while I'm working from home to change nappies. He doesnt' clean, do the laundry, or anything. i couldn't let him give up work to be SAHD because the kids would have suffered and the house would have been a disaster. So I downplayed the costs, kept things going through my salary plus inheritance, and now I'm back in a better position cos of free hours at nursery

I know it makes no sense to save more to give him more.

I just can't get my head round telling him there is only £20k. It makes me feel scared. I don't know why. I did literally lie. He did ask direct and i told him there was more than there was.

The inheritance paid for his car outright. And has paid for his two kids to have great childcare. And my salary has paid a mortgage on our house. So I shouldn't' feel bad about it all. Hes done alright out if all.

I can see staying and saving is crazy.

Thank you all.

OP posts:
EarringsandLipstick · 06/01/2023 12:19

I just wanted to come back to say one of my huge regrets was that in the final stages of my abusive marriage, I threw my money at my H's financial messes & overspending. (We were married so it was 'our' money mostly but it related to redundancy money I received, gifts plus savings I'd had before marriage).

It would have all had to be declared etc but it enabled his further abuse of me & left me with nothing initially, and in the long years it's taken me to get close to finally being divorced.

Leave. As soon as you can. Take control. Get good legal advice.

bumpytrumpy · 06/01/2023 12:20

rosegoldivy · 06/01/2023 11:25

In the nicest possible way.... who gives a fuck.

Your leaving him anyway, it's none of his concern how much YOU have left of YOUR inheritance

Tell him nothing. He can find out from your divorce lawyer

This.

If you're divorcing him you no longer have to live with his criticism and ridiculous attitude to the cost of life. He could have found out the true cost of all these things if he'd tried but preferred to keep it as a stick to beat you with. He's in for a shock when he's on his own.

BlandSoup · 06/01/2023 12:20

Yes, that would be crazy. He’ll shout at you whatever you do. Do you may as well leave sooner and save just for you.

Maytodecember · 06/01/2023 12:22

Tell him nothing.
Find a good lawyer, experienced in family law. Tell them the truth about the finances, why you were scared to tell him the full cost of everything.
Dig out all the accounts, bills, receipts you have.

Newlifestartingatlast · 06/01/2023 12:22

NoSquirrels · 06/01/2023 11:30

It was not his money you spent. You have no obligation to give him extra money.

They are married. As far as law is concerned her assets are joint matrimonial assets under English law (different in Scotland). In divorce it is rarely possibly to ringfence inheritance unless
mareiage is very very short

however, I do agree she is better Leaving now rather than to wait and hand over more of her future earnings/ savings to her exact divorce

bumpytrumpy · 06/01/2023 12:23

TinselTinselTinsel · 06/01/2023 12:19

Seeing it written down it seems like a mad suggestion. I just can't imagine telling him there is only £20k left. He will go crazy. And I told him the money was fine becuase if he knew how much childcare for 2 x toddlers truly costs in London, he would have given up work entirely (he works part time in a junior role of his choosing) to look at the kids. But I couldn't let that happen because I would lose them in the split and also he thinks looking after kids means looking at his phone and shouting at me while I'm working from home to change nappies. He doesnt' clean, do the laundry, or anything. i couldn't let him give up work to be SAHD because the kids would have suffered and the house would have been a disaster. So I downplayed the costs, kept things going through my salary plus inheritance, and now I'm back in a better position cos of free hours at nursery

I know it makes no sense to save more to give him more.

I just can't get my head round telling him there is only £20k. It makes me feel scared. I don't know why. I did literally lie. He did ask direct and i told him there was more than there was.

The inheritance paid for his car outright. And has paid for his two kids to have great childcare. And my salary has paid a mortgage on our house. So I shouldn't' feel bad about it all. Hes done alright out if all.

I can see staying and saving is crazy.

Thank you all.

Don't tell him then, just fill in your divorce forms and let his solicitor work it out.

Preventing him from being primary carer (a lazy one) was a good move. Next step is to bin him off properly, get a clean break in the divorce and make sure he can't come back in the future for more.

FatEaredFuck · 06/01/2023 12:23

You feel scared because he's trained you to fear him.

The sooner you are up and out from under him the better. You might not like your situation but I think the extra £10k you spent was well worth it. He didnt understand the value of it, you did. And soon you wont have to give 2 shits about his opinion.

Dancingdragonhiddentiger · 06/01/2023 12:24

He was controlling you to the point you felt the need to lie about the real cost of things you needed. Freedom isn’t scrimping and saving until you can meet his expectations. Freedom is no longer caring that he has a tantrum because he doesn’t understand inflation! Divorce the man and use the money you are saving to live a good life for yourself.

bumpytrumpy · 06/01/2023 12:24

FatEaredFuck · 06/01/2023 12:23

You feel scared because he's trained you to fear him.

The sooner you are up and out from under him the better. You might not like your situation but I think the extra £10k you spent was well worth it. He didnt understand the value of it, you did. And soon you wont have to give 2 shits about his opinion.

This. Better the money spent on your kids & decent childcare than having to give it to him to squandour.

ZeldaWillTellYourFortune · 06/01/2023 12:24

rosegoldivy · 06/01/2023 11:25

In the nicest possible way.... who gives a fuck.

Your leaving him anyway, it's none of his concern how much YOU have left of YOUR inheritance

Tell him nothing. He can find out from your divorce lawyer

This.

The inheritance is not legally his. You owe no explanation.

Pity it was squandered and frittered away, but just move on.

StrawberryWater · 06/01/2023 12:25

Your plan sounds insane.

Just kick him out already and change the locks.

Communicate through a lawyer and employ an intermediary / third party to speak about the children.

You never have to see or speak to him again.

lemmein · 06/01/2023 12:27

I don't understand. He doesn't contribute to the household expenses, it was your inheritance money - why do you even care? I wouldn't even tell him how much was left.

OnlyFannys · 06/01/2023 12:27

You are afraid of this man, tell him nothing about finances and get away from asap. Everything can then be handled through a lawyer. If he then tried to harass you call the police.

Newnamefornewyear2023 · 06/01/2023 12:28

The remaining £20k is yours to keep as I understand things, as you inherited it and didn’t mingle it with joint assets. Get proper legal advice. And definitely don’t save up to give him half! Crazy