If you need something, before buying it always check if you can get cash back with topcashback, if there are any offers on your debit or credit card, if you have any workplace/ employee reward scheme with offers etc. For example someone further up said buy cards from the card factory, with my debit card I can get 5% cashback from them making it even cheaper. You should never buy any kind of insurance without checking what cash back you can get, it’s often a lot. Also whenever subscribing to something use a referral code and share your referral code.
I recently found out that I was entitled to O2 priority due to my virgin internet, they give out free cinema tickets every week and you can get free food from Greggs. Always worth checking your tv/ internet/ phone providers for reward schemes.
Look out your old stuff you don’t use any more and see what it’s worth on eBay, I recently found a game I had been gifted and hadn’t opened and it was rare and now worth £80-£100.
Join your Union and fight for better cost of living pay rises with your employer. Stand up for yourself in appraisals and have the confidence to seek pay rises and promotions when you can. I’m not great at this myself but want to be better!
Budget and meal plan food shopping and batch cook. Don’t go shopping whilst hungry!
When buying stuff from eBay if you’re getting more than one thing from the same seller ask them to combine postage.
Something I’ve recently done is a streaming service had a show I wanted to watch, I waited til all episodes were out, subscribed for the free trial, watched the show then cancelled.
If you have the choice of paying monthly or annually for something look to see whether annually is cheaper- put it on a 0% credit card if you have one and pay it off monthly anyway.
Be considerate about who you vote for- I have saved a lot of money by the party in power here (who I voted for) maintaining free tuition fees, so my university education that led to my career did not cost me anything, free prescriptions, got lots of useful things in a baby box, will benefit from 30 hours free childcare and free school meals for my daughter, and free personal care when I’m older if it’s still in place. I pay 1% more income tax but it’s definitely worth it and I like that there are also more protections for the poor here like discretionary housing payment.