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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Refusing to pay back my "friends " mum money I owe aibu?

381 replies

bradtit · 10/08/2022 14:32

6 months ago I borrowed a friend £300 and they promised to pay me back.
I didn't pressure them and mentioned it after 5 months ..to be told "I can't right now"
This person now has plenty of money(I won't go into detail how but she does)
She said she would give me them on her pay day (28th )
Pay day came and went and she didn't give me a penny and said she would have to take it from the kids school uniform money and did I want her to do it.
Whilst the day before uploading pics of new trainers she bought herself and designer glasses.

We bought concert tickets and she put them on her mums credit card £100 in June.
I said great il pay on my pay day.
My pay day came and she asked for the £100
I was fuming and said "just take it out of the £300 you owe me and just give me £200

All hell broke loose calling me a thief and told her mum I was refusing to pay her
Writing all over Facebook how you can't trust anyone blah blah

Aibu ?

OP posts:
AMIAMIBU · 10/08/2022 15:40

cathcath2 · 10/08/2022 15:30

Contact her mum and offer to pay the £100 directly to the mum. Explain why.

This

WiddlinDiddlin · 10/08/2022 15:40

Ffs. 'Regional'.

diddl · 10/08/2022 15:42

She could sell your ticket & use the money to repay some of what she owes you?

Blahblahaha · 10/08/2022 15:44

I wouldn't pay and I hope your tickets are not allocated seating next to each other, else that will be awkward!

I grew up near an area that used borrow incorrectly. Used to drive me mad that no one ever corrected their grammar, 'can I get a cough bockle' was another expression from the same area <shudders>

MzHz · 10/08/2022 15:45

MagneticRubberDucks · 10/08/2022 14:38

Is this ticket worth £300 to you?

because you are never going to see a penny of the £300 back if you refuse to pay her mum back.

Yeah but she wasn’t ever going to get that money anyway so at least the debt is £100 less now.

nbu.

and @bradtit you borrow from others or lend to them.

in either case, you won’t we lending her another penny and she will have to find another mug to borrow from.

FarmersWife2019 · 10/08/2022 15:46

I was in a different situation where my wedding photographer wouldn’t let me have all the photos I had paid for. I’d known her for 20 years! After many broken promises I eventually went down the small claims court process to recoup some of the money. It was lengthy (sending recorded letters then escalating to a judgement and enforcement when that failed) and costly but the out of pocket costs were added to her debt. Ended up getting my money paid back through her employer as stupidly her partner plastered it all over FB. If you do decide to go down this route make sure you screenshots of all communication where she acknowledges the debt to you and her intentions of paying it back. Good luck OP.

aloris · 10/08/2022 15:47

I don't understand why you owe the mother 100. Your contract to buy concert tickets was with your friend, not with her mother. What credit card she used is not your concern, nor do you have any proof that it was her mother's credit card. You could hand 100 to the mother and your friend might come back and say, haha, it was not my mother's credit card, you just gave my mother money because you're an idiot, I actually used my own credit card, now you owe me ANOTHER 100.

I am curious about the borrowed/lent terminology here. If you borrow 100 TO someone, then what action does the other person perform, when they receive the money? In my town it goes:
"I lent 100 to Lisa."
"Lisa borrowed 100 from me."

So what is the equivalent for you, in the form below?
"I borrowed 100 to Lisa."
"Lisa -- 100 from me."

What goes in the place of the --?

LilacPoppy · 10/08/2022 15:47

She borrowed £300 , you did not.

InsomniacVampire · 10/08/2022 15:48

@srey and others- OP didnt know the 'friend' would use Mum's credit card to pay for the tickets, so not her problem the other person used her mother's card rather than her own surely?

LewisLittUp · 10/08/2022 15:48

Kanaloa · 10/08/2022 15:11

Lent
You’re
is
mum’s

Honestly if you’re so clever you can’t resist correcting others, don’t make mistakes yourself.

Touché 😁👍

Backtobacknow · 10/08/2022 15:49

FawnFrenchieMum · 10/08/2022 15:10

YABU to say you 'borrowed' her money, you leant her money.

Whilst I see what your saying the £100 if her mums money not yours, so I think you should pay.

No, she lent her money, completely different meaning to leant!

YABU to correct others and not check your own post.

Spinalonga6 · 10/08/2022 15:50

ellyoctober · 10/08/2022 14:47

Grinning at PP correcting borrow to leant.

@ellyoctober me too!

Earlymenopausesucks · 10/08/2022 15:50

@bradtit how can you be sure you will even get the tickets?

Wishimaywishimight · 10/08/2022 15:51

"I'm happy to pay your mum as soon as you pay me the €300 you owe me."

She's not your friend so I would badger her until I got every penny I was owed and then I would cease contact.

Backtobacknow · 10/08/2022 15:54

FawnFrenchieMum · 10/08/2022 15:10

YABU to say you 'borrowed' her money, you leant her money.

Whilst I see what your saying the £100 if her mums money not yours, so I think you should pay.

So funny!! So many SPAG errors whilst playing grammar police!

Backtobacknow · 10/08/2022 15:54

Spinalonga6 · 10/08/2022 15:50

@ellyoctober me too!

Me as well, at all of them.
😁

Becky6758 · 10/08/2022 15:57

Don’t pay the £100.

You are being fair.

She can pay it back to her mum.

You will probably never get the £300 back, might as well make it £200 instead of £300.

StaunchMomma · 10/08/2022 15:57

bradtit · 10/08/2022 15:12

We say "I borrowed her ...." in the part of town I am from.
I'm torn between just paying the £100 then at least my conscience is clear.
I don't want to pay anything like her.

If I were you I'd do the RIGHT thing, which means paying her Mum as that is what you agreed BUT I'd give the money straight to her Mum and say you were always going to pay but you wanted her daughter to know how it feels to be promised money by a certain date and it not happening.

If she tries to defend her I'd point her to the new items purchased and bragged about on SM the day before she cried poverty to you and laid on the emotional blackmail re her kid's school clothes.

I would also make a point of posting about it on SM and then I'd block the CF's number.

That's not a friend, OP.

Becky6758 · 10/08/2022 15:58

Backtobacknow · 10/08/2022 15:49

No, she lent her money, completely different meaning to leant!

YABU to correct others and not check your own post.

😂 love this.

TooHotToTangoToo · 10/08/2022 16:00

Have you been to the concert yet?

Tbh I'd pay her Mum back, but I'd pay her Mum directly, I'd also explain why you said what you did, as you're still £300 out of pocket.

I'd also respond to each and every fb post explaining that you e paid her Mum back, and the reason you said what you did was because your df hasn't paid you the £300 back from x date. Then block. You will never see that money again I'm afraid - hard lesson learnt about lending friends money

WhileMyGuitarGentlyWeeps · 10/08/2022 16:01

Never a borrower or lender be @bradtit

Lesson learned. Never lend money to people you know. You will very likely NEVER get it back.

WeAreTheHeroes · 10/08/2022 16:03

SirGawain · 10/08/2022 15:01

Grammer Police alert!

You lent £300 to your friend. She borrowed £300 from you.

It's grammar, but I digress

WhileMyGuitarGentlyWeeps · 10/08/2022 16:03

@FawnFrenchieMum · Today 15:10

YABU to say you 'borrowed' her money, you leant her money. Whilst I see what your saying the £100 if her mums money not yours, so I think you should pay.

OH PMSL, at your arrogance in correcting the OP's spelling and grammar, and then fucking up your own spelling. Prysliss! Grin

GreenFingersWouldBeHandy · 10/08/2022 16:04

I borrowed a friend

FFS. You lent your friend £300 or you borrowed £300?

WhileMyGuitarGentlyWeeps · 10/08/2022 16:05

@SirGawain

Grammer Police alert! You lent £300 to your friend. She borrowed £300 from you.

Oh this thread keeps getting funnier. 😂

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