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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To pay even though it will upset my whole family?

177 replies

FloAndJoanAreMyMusicHeroes · 14/07/2022 11:03

Name changed for this as I don't know who in my family is on MN.

I'll try to keep it brief but I want to include all the relevant details so as not to drip feed or have to answer the same question multiple times.

TLDR; should we pay school fees for our niece even though it'll upset my whole family?

I'm autistic and really struggled with my mainstream school so when I was 6 my parents applied for, and got me a place, at private school. I received a large bursary as it was not something they could have afforded otherwise. I will always be grateful to them for that decision as it was that which led me to be able to cope in school, go to university, get a well paying job and be able to support them financially now.

I have one brother who is, quite frankly, a shit. Our parents tried to get a place for him at a couple of private schools but he was turned down by both. He holds this against me and I think my parents guilt about how our schooling differed is why they forgive him for every stunt he's pulled and all his shitty behaviour. He has one child with his ex-girlfriend and does absolutely everything he can to avoid giving her any money to raise their daughter. He makes most of his money dealing drugs and does cash in hand work too. He posts all over Facebook about how his daughter is his world, has her name tattooed on his arm, generally makes a big show about being a dad but in reality does as little parenting as possible.

My husband and I take the attitude that they're still family even if my brother and his ex are no longer together and our niece didn't choose to be fathered by a dead beat dad so have financially supported her and her mum since she was born. None of my family know this because I know it would get back to my brother and he would demand that we give him the money. I'm including this not to make us look good but just to explain how we've got to where we are now.

Our niece has been attending pre-school at my old private school (paid by us, very reasonable rates) because it has a good reputation and has meant that her mum has been able to do some steady work. The school have now suggested that her mum apply for a place at the main school for reception onwards. Her mum has seen the difference private schooling made to my life and wants the same for her daughter so has approached us and asked if we'd be willing to pay those fees. She knows it's a large outlay so there's no obligation but it's something we'd like to do. My husband and I live in his home country where state schooling is really good so have no need to send our children private and are both in well paid careers so can afford the fees without problem. Niece's mum is unable to have any more children so we won't have the issue of 'you pay her fees, why not my other child?'. I also suspect that our niece is on the autistic spectrum so want her in a small friendly environment like I was.

My issue really is about the fact that when it comes out to my family that our niece is at my old private school they're going to wonder who's paying for it and probably come to the conclusion that it's us. This will cause a lot of upset and resentment and possibly ruin relationships. My parents often make noise about things they think we should pay for but I'm unwilling to do so (Eg a bigger house when they have a decent sized one that'll suit them into old age) and I'm sure they'll be angry we pay these fees but don't want to buy them everything they want. I'm also concerned that other relations such as cousins will pop up wanting us to pay for their children. We could lie but I'm a terrible liar and it'll almost certainly come out later which would then cause further upset.

So do I want to set a child up in a school I trust and that will look after her but potentially upset my whole family or do we say no and put my immediate family's feelings first?

OP posts:
Devora13 · 15/07/2022 21:50

People's responses speak volumes about them, don't they? So we know what their cues are, but as someone said 'You do you'. If you have to say anything to anyone, just say you have given it a lot of thought, and have chosen to do what you feel is right and support family who need it the most.

Buythebag40 · 15/07/2022 21:51

DPotter · 15/07/2022 19:56

Flo
I'm going to give you the advice I give to anyone considering putting their child into the private education system.

Please don't think that the term fees are the end of the story - there'll be uniform, trips (and they can be expensive), music lessons, swimming lessons, dance lessons, drama lessons. If your niece is sporty they'll be additional costs for sports matches and trips. And yes that's primary level. If she does receive a diagnosis of autism or any other there may well be additional fees for extra tutor support.

It would only be fair, to continue paying for your niece at secondary level too. So think all of the above plus. There's exam fees, even more trips etc. We ended up with fees just over £4k per term 5 years ago, with probably another £1k - £1500 for extras per annum.

Other than direct school costs - there's the 'fitting in' costs. other parents will be able to afford overseas holidays, better cars, bigger houses, fancier birthday parties. So you and your niece's Mum will need to get your heads around how to manage any financial disparities between family incomes.

You mention the current pre-school fees are very reasonable - 3 things spring to mind: first the early years funding each 3 & 4 year old is entitled to. second people on low incomes can claim universal credit, which i believe can include an element for childcare to help single parents back to work. Each of these can artificially reduce the pre-school fees, and then the 3rd element - using the pre-school as a loss leader, enticing parents into the primary school. basically I'm saying watch the primary school fees don't jump because of these other elements. Actually a point to watch out for would be if the niece's Mum is claiming any benefits - having someone paying for private school may adversely affect her ability to claim. If nothing else the dodgy dad / brother may report her for benefit fraud if he's particularly nasty.

I suggest you also need to think through if your niece needs to change schools for her diagnosis, eg for boarding - that's a whole new level of cost.

And the real kicker - if labour get into power at the next General Election - the pressure on them to remove charitable status for private schools will be immense and I don't know what that will do the private school fees, not sure anyone does.

A rough calculation on current costs puts the overall cost to A level at approx £225k over 14 years, at today's prices.

I think you need to assume it will cost more than that. That your family will find out - both your parents and brother and your children and their reactions may be very uncomfortable. I would very strongly recommend you think through what would happen if you / your DH lost your jobs, became ill enough you could no longer work etc. You say you're not millionaires - well I hope that's a throw away line as private education costs aren't for the faint hearted.

I'm not saying you shouldn't pay for your niece, but I would very strongly suggest you talk with someone in the UK about the legal ramifications for doing so.

Yes, you need to listen to this post too OP - very good advice.

Summerfun54321 · 15/07/2022 22:27

Agree the terms fees are not the full picture of all the money needed for private school. You could end up putting your SIL under a lot of pressure to pay all the extras if you don’t cover those too.

SockFluffInTheBath · 15/07/2022 22:34

OP I think you sound lovely. I do agree with pp that SIL should be applying for a bursary, even a partial one.

With regard to your parents it always amazes me how some adults think they’re entitled to someone else’s money, and how they justify it to themselves as ‘only fair’.

butterflied · 15/07/2022 22:35

Poyyu23 · 14/07/2022 13:42

I wouldn’t. Not because the family issues but simply because that’s a lot of money. That money should be spent on your children and not your niece. The state schools in the UK are fine. Your kids will need the money down the line or you will. It’s completely unreasonable to ask you to do this.

Agree with all of this.

StClare101 · 15/07/2022 22:44

I think it’s incredibly cheeky of your SIL to ask to be honest.

You may not always live where you live. One of you might be in a serious accident etc. There are other ways you could help - a maths tutor down the track if she needs it etc. that is far more reasonable.

School fees are just the beginning and your SIL will have to constantly ask you to fund camps, uniforms, books etc.

Id tell your parents a hard no too. They sound awful.

Oddbobbyboo · 15/07/2022 22:47

It’s nobody’s business what you spend your money on.

Tessabelle74 · 15/07/2022 22:48

You sound like wonderful people, you should do what you want with your money, if you can afford it. Your neice is very lucky to have you both x

3luckystars · 15/07/2022 23:04

Your own ‘stuff’ is clouding your judgement. You can’t spend (potentially) a quarter of a million on a child’s education when you have your own children. Your family might not be the only ones angry with you if you do this. Your own children will.

I would offer to fill in the forms or applications to get a bursary and offer some financial assistance for primary school, like a set amount (or offer to buy the uniform every year) but do not sign up for 15 years of private school fees. That is lunacy and wont undo the past.

HollowTalk · 15/07/2022 23:13

I think it would be a far better use of money to help your sister-in-law move to a better area. The home she buys would be a much better investment and her daughter can go to state school. Later she might want to downsize and would have money spare. At the moment all the money would be going into education instead of investing long-term in housing.

notsureaboutthatreally · 15/07/2022 23:14

I can't see any indication anywhere in your post as to why it's necessary for your niece to attend an independent school, especially from age 4.

You sound as though you are projecting your own experiences on to your niece, and the school and your SIL sound like chancers who are preying on your vulnerabilities.

I hope that helps?

Phobiaphobic · 15/07/2022 23:26

Your parents want you to buy them a house???

😯

notsureaboutthatreally · 15/07/2022 23:28

Phobiaphobic · 15/07/2022 23:26

Your parents want you to buy them a house???

😯

Yikes, I missed that bit!

Op, everyone around you is lifting your leg. Concentrate on the family you made not this bunch of chancers.

Spaceshiphaslanded · 16/07/2022 04:53

You sound amazing OP. I would pay, but I would ask the mum to tell a minor white lie in that she’s been gifted a large scholarship. Good luck

Crazycrazylady · 16/07/2022 09:51

I'm shocked at the people telling you that every penny should be going to your own children even though it's clear they'll never go without. Shock. I think you would give her an fabulous opportunity while helping her Mother as well. If can easily afford it I would in a heart beat.
With a dead beat Dad in her life she had already drawn the short straw.

Solonge · 16/07/2022 11:56

I agree,,…amazes me how selfish and greedy some can be. Life is about living your best life and helping others whenever you can…if you share your philosophy with your children, they won’t grow up grasping at money and will also wish to do their bit. I am sorry your parents, brother etc are so money oriented….life isn’t all about amassing wealth.

Classicblunder · 16/07/2022 12:04

Crazycrazylady · 16/07/2022 09:51

I'm shocked at the people telling you that every penny should be going to your own children even though it's clear they'll never go without. Shock. I think you would give her an fabulous opportunity while helping her Mother as well. If can easily afford it I would in a heart beat.
With a dead beat Dad in her life she had already drawn the short straw.

We aren't talking a nice Christmas present, we're talking about £250,000 or so which is basically the price of an average house in the UK, it's a big deal.

Confusion101 · 16/07/2022 12:12

Confused how the people that are so angry about her parents wanting a new house are the same people saying it's a fantastic opportunity to be asked by a SIL to pay for nieces private fees from the age of 4 until who knows when......

Bangolads · 16/07/2022 13:10

yoi sound like lovely, thoughtful people. Definitely pay her fees and ignore every single question and opinion on the subject from anyone else. Literally don’t engage.

Lilithslove · 16/07/2022 14:27

Confusion101 · 16/07/2022 12:12

Confused how the people that are so angry about her parents wanting a new house are the same people saying it's a fantastic opportunity to be asked by a SIL to pay for nieces private fees from the age of 4 until who knows when......

Yes me too. Why are her parents grabby but her SIL isn't?

Solonge · 16/07/2022 15:29

Wow……the post explained what a shit her brother is..drug dealing, not helping with paying for daughter…..and you suggest op is wrong for paying for private school? Something very wrong with your view….note….no one thought anything like you and the vast majority are encouraging….what a miserable life you must lead….ever heard of being a Good Samaritan? Clearly not! Open your eyes to the world around you ….we are on this planet to make life good for everyone…not just our own….

Blossomtoes · 16/07/2022 15:32

Why are her parents grabby but her SIL isn't?

Because she’s already bought them a house and it’s not good enough for them. SiL isn’t asking for herself, she wants the best for her child.

Solonge · 16/07/2022 15:34

Why on earth are her parents asking for help? poster says her parents have a nice house the right size and she helps them out financially…..unless parents are penniless why would you be a drain on your children. Posters SIL is not receiving any help financially to bring up the child from her father….Poster is doing what her brother should be doing. I understand this absolutely. I had a brother like that….walked out on his child and partner and no money forthcoming. My mum therefore helped out his partner and child….told him she was doing it because he was a waste of space and she was ashamed of him…and didn’t want his child brought up in poverty. It’s what you do if you are decent.

Takingthepmaybe · 16/07/2022 16:28

All your updates I think strengthen your case that it’s a good thing to do!

whittingtonmum · 16/07/2022 17:47

I probably would be reluctant to undertake such a large long term financial commitment for your niece in that way. It sounds you're comfortable at the moment but this is largely dependent on both your jobs and the country you live in. There is a possibility that any of this might change over the long term as life can be unpredictable.

Your children might want to attend private school one day or would like to study in the UK or the US? How would they feel if their parents put their niece through private school but would not be able to pay fees for their education should this be necessary one day.

Unless I have misread your financial situation and you are a lot more independently wealthy than I assume I probably would decline to pay the fees. It's a bit much of your niece's mum to ask I think. Can't blame her for trying to get the best for her daughter but still a bit too much to ask. If you're really wealthy and there would be enough to go round for niece and DCs should fee paying education be needed for many years then go for it. I assume once niece finishes primary school there would then be a request for secondary school as well.

As others said you might be projecting too much based on your own experience.

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