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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To pay even though it will upset my whole family?

177 replies

FloAndJoanAreMyMusicHeroes · 14/07/2022 11:03

Name changed for this as I don't know who in my family is on MN.

I'll try to keep it brief but I want to include all the relevant details so as not to drip feed or have to answer the same question multiple times.

TLDR; should we pay school fees for our niece even though it'll upset my whole family?

I'm autistic and really struggled with my mainstream school so when I was 6 my parents applied for, and got me a place, at private school. I received a large bursary as it was not something they could have afforded otherwise. I will always be grateful to them for that decision as it was that which led me to be able to cope in school, go to university, get a well paying job and be able to support them financially now.

I have one brother who is, quite frankly, a shit. Our parents tried to get a place for him at a couple of private schools but he was turned down by both. He holds this against me and I think my parents guilt about how our schooling differed is why they forgive him for every stunt he's pulled and all his shitty behaviour. He has one child with his ex-girlfriend and does absolutely everything he can to avoid giving her any money to raise their daughter. He makes most of his money dealing drugs and does cash in hand work too. He posts all over Facebook about how his daughter is his world, has her name tattooed on his arm, generally makes a big show about being a dad but in reality does as little parenting as possible.

My husband and I take the attitude that they're still family even if my brother and his ex are no longer together and our niece didn't choose to be fathered by a dead beat dad so have financially supported her and her mum since she was born. None of my family know this because I know it would get back to my brother and he would demand that we give him the money. I'm including this not to make us look good but just to explain how we've got to where we are now.

Our niece has been attending pre-school at my old private school (paid by us, very reasonable rates) because it has a good reputation and has meant that her mum has been able to do some steady work. The school have now suggested that her mum apply for a place at the main school for reception onwards. Her mum has seen the difference private schooling made to my life and wants the same for her daughter so has approached us and asked if we'd be willing to pay those fees. She knows it's a large outlay so there's no obligation but it's something we'd like to do. My husband and I live in his home country where state schooling is really good so have no need to send our children private and are both in well paid careers so can afford the fees without problem. Niece's mum is unable to have any more children so we won't have the issue of 'you pay her fees, why not my other child?'. I also suspect that our niece is on the autistic spectrum so want her in a small friendly environment like I was.

My issue really is about the fact that when it comes out to my family that our niece is at my old private school they're going to wonder who's paying for it and probably come to the conclusion that it's us. This will cause a lot of upset and resentment and possibly ruin relationships. My parents often make noise about things they think we should pay for but I'm unwilling to do so (Eg a bigger house when they have a decent sized one that'll suit them into old age) and I'm sure they'll be angry we pay these fees but don't want to buy them everything they want. I'm also concerned that other relations such as cousins will pop up wanting us to pay for their children. We could lie but I'm a terrible liar and it'll almost certainly come out later which would then cause further upset.

So do I want to set a child up in a school I trust and that will look after her but potentially upset my whole family or do we say no and put my immediate family's feelings first?

OP posts:
Sciurus83 · 15/07/2022 19:29

Where do you live where everything is so good?! I wish schools were better here

BellePeppa · 15/07/2022 19:36

Glitterspy · 14/07/2022 11:11

That’s an amazing gesture but she’s not your child. If her parents want her to go private, they need to pay.

Have you any idea how many grandparents pay school fees?

I think it’s a lovely gesture but you’ll have to decide if you can do it and not care what your family think.

It sounds like your family are very toxic. My sister went to a posh independent school and I went to a crappy comp but I never cared.

Londoncallingme · 15/07/2022 19:40

Not at all. It’s her niece, why shouldn’t she pay if she wants to?
Are you able to commit gif the long term op? Having to transfer from private to state at a later date can be very tricky for the child, it’s a long time.
she should ask about a bursary too, tell them you’d be happy to pay 50% and can the school cob er the rest?
as for your family - your money, your choice.
don’t lie to them, it makes you look guilty if something, just stand your ground.

Labourious · 15/07/2022 19:46

It's not so much about your family being upset but I definitely, definitely, definitely think your brother's ex is manipulating the hell out of you and using your opinion of your brother for financial gain.

DPotter · 15/07/2022 19:56

Flo
I'm going to give you the advice I give to anyone considering putting their child into the private education system.

Please don't think that the term fees are the end of the story - there'll be uniform, trips (and they can be expensive), music lessons, swimming lessons, dance lessons, drama lessons. If your niece is sporty they'll be additional costs for sports matches and trips. And yes that's primary level. If she does receive a diagnosis of autism or any other there may well be additional fees for extra tutor support.

It would only be fair, to continue paying for your niece at secondary level too. So think all of the above plus. There's exam fees, even more trips etc. We ended up with fees just over £4k per term 5 years ago, with probably another £1k - £1500 for extras per annum.

Other than direct school costs - there's the 'fitting in' costs. other parents will be able to afford overseas holidays, better cars, bigger houses, fancier birthday parties. So you and your niece's Mum will need to get your heads around how to manage any financial disparities between family incomes.

You mention the current pre-school fees are very reasonable - 3 things spring to mind: first the early years funding each 3 & 4 year old is entitled to. second people on low incomes can claim universal credit, which i believe can include an element for childcare to help single parents back to work. Each of these can artificially reduce the pre-school fees, and then the 3rd element - using the pre-school as a loss leader, enticing parents into the primary school. basically I'm saying watch the primary school fees don't jump because of these other elements. Actually a point to watch out for would be if the niece's Mum is claiming any benefits - having someone paying for private school may adversely affect her ability to claim. If nothing else the dodgy dad / brother may report her for benefit fraud if he's particularly nasty.

I suggest you also need to think through if your niece needs to change schools for her diagnosis, eg for boarding - that's a whole new level of cost.

And the real kicker - if labour get into power at the next General Election - the pressure on them to remove charitable status for private schools will be immense and I don't know what that will do the private school fees, not sure anyone does.

A rough calculation on current costs puts the overall cost to A level at approx £225k over 14 years, at today's prices.

I think you need to assume it will cost more than that. That your family will find out - both your parents and brother and your children and their reactions may be very uncomfortable. I would very strongly recommend you think through what would happen if you / your DH lost your jobs, became ill enough you could no longer work etc. You say you're not millionaires - well I hope that's a throw away line as private education costs aren't for the faint hearted.

I'm not saying you shouldn't pay for your niece, but I would very strongly suggest you talk with someone in the UK about the legal ramifications for doing so.

Dahliasandtea · 15/07/2022 19:59

It’s your money. Pay for what you want to with it. If anyone complains you just reply with ‘I’m not discussing this with you.’

Luredbyapomegranate · 15/07/2022 20:10

Of course you put your niece first.

I’d make some vague noises about burseries (and hopefully the school might put in something), but absolutely refuse to be drawn on what you put in ‘I couldn’t ever discuss that because it’s my nieces business.’

Vague-ing (as opposed to voguing) is your weapon of choice in these situations, like grey rock but less threatening and impossible for anyone to get a grip on.

pinkpantherpink · 15/07/2022 20:18

Fab ideA. To protect you and your neicr can you set up some sort of trust that protects the money you pay, about which others don't need to know? Obviously good ide for her to apply fir bursary etc and whatever she merits.

Bubblesandsqueak1 · 15/07/2022 20:30

I cant help but think you are being taken advantage off by ex sil and family you already pay and support your neice which you don't have to even asking you to pay for private school seems greedy, its alos a huge commitment what happens if you loose your job or something bad happens they would have ro pull her out of school and make everything harder for her

Solonge · 15/07/2022 20:35

What a lovely person you are….and you should do what you would like with your money. Maybe you could ask your nieces mum not to tell anyone who is paying the fees. Maybe she could say an old family friend or she was left some money. As for your family expecting you to pay for bigger houses etc…that is really sad…and feels very inappropriate. I’m glad you have a supportive partner and your own kids are doing well.

FlamingoDust · 15/07/2022 20:35

I think it would be a lovely thing for you to do. I would see what bursaries are available and top up for her mum

Bellie710 · 15/07/2022 20:37

Glitterspy · 14/07/2022 11:11

That’s an amazing gesture but she’s not your child. If her parents want her to go private, they need to pay.

Why?? Why do parents have to pay, her auntie is more than happy to pay and can afford it. Lots of children go to private school and it is paid for by relatives!

GetThatHelmetOn · 15/07/2022 20:38

Just agree with your niece’s mum that you would pay on the condition that for everyone in her family and yours, your niece has got a “bursary” and no mention us made about who is paying.

FirstFallopians · 15/07/2022 20:52

We’ve put our autistic dd through private preschool and decided to send her to the attached prep.

There’s no question the tiny class sizes and relaxed atmosphere have benefited her massively- it’s the best money I’ve ever sent.

However, our fees are very low compared to those I’ve heard of in England etc- £4K per annum, not per term, so it’s a lot more affordable.

I’d go for it, but set out your parameters in an email and save a copy-

  1. You’re covering fees and no more. Uniform, extra curriculars, wrap around care and trips are to be covered by mum.
  2. You’re paying for one child only- no further children that may join the household in the future will be given the same support
  3. Support stops after junior school/ senior school, whichever. Uni costs will not be covered.
  4. Arrangement is to be kept private between you and nieces mum- anyone else should be told she’s been given a bursary
Dibbydoos · 15/07/2022 20:55

I really dislike how your family expect you to pay for them - it's outrageous.

Your money, your choice.

Her mum should tell everyone she has a bursary and swear the school to secrecy too.

Hope this helps.

YourUserNameMustBeAtLeast3Characters · 15/07/2022 21:00

I think it’s great OP. You’re passing on the benefit you got from the school (I hope it’s still as good!). A lovely thing to do that will help put your niece in the best possible position to get the most from her life too.

scotscorner · 15/07/2022 21:02

Not answering your question OP but just want to say that you sound like a lovely and generous auntie (& uncle) and deserve a pat on the back (seeing as your family aren’t going to give it to you!).

As you clearly already appreciate, your support and interest may make a huge difference to your niece’s outcomes (and who knows - she might pay it forward to someone else just like you have in a couple of decades).

Windypants21 · 15/07/2022 21:04

Just a thought. This may be a little morbid but do consider putting something in place so her fees will continue to be paid should anything happen to you.

You're a very decent person to consider doing this for your niece.

SleepyRich · 15/07/2022 21:04

In the position you describe and you are sure you;ll be able to fund the entirety of time at the school the obvious choice is to do so. Ask the mum to report they've got a grant/bursary/sponsored that is funding the place then no one needs to know.

EnSextant · 15/07/2022 21:22

OP, I wish every child who needed it had an auntie like you.

sleepyhoglet · 15/07/2022 21:26

Omg yes do it you are so kind and considerate and I hope your niece and her mum appreciate it too

CountTessa · 15/07/2022 21:28

Sorry I haven't rad the whole thread

But you say you can afford it.
No one can actually predict how the rest of your family will behave.
You think this would be a good plan. You like your neice.
Do it....

Others may object, they may aks for money. You don't need to oblige or apologise.

Your choice. (do it 😁!)

rumporolypolyofthebailey · 15/07/2022 21:43

Very generous of you, but why can't the Mum apply for a bursary, as your parents did for you? You could then help with trips/uniform etc. Some schools have very few applications for bursaries. Not sure why she would ask you and not the bursary fund.

rumporolypolyofthebailey · 15/07/2022 21:45

ah.. ok now read that she has applied. Sorry for NRTFT

Buythebag40 · 15/07/2022 21:49

You sound like an amazing auntie.

Domwhatever the hell makes YOU happy - your db shouldn't even be in your consideration, he's a useless deadleg and your parents should be happy that you are helping to provide a great education to THEIR granddaughter. If they don't think this is a good use of your money it speaks volumes about them as people.

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