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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Husband loaning me money and expecting gratitude..

290 replies

Lindasllama · 13/07/2022 16:16

Big row with H (not at DH atm !)

At the end of last month I mentioned I had just had my car cleaned.and noticed a few scratches on it. H said take it to Johns garage and he will sort it out. I said ok I will get a quote and go from there.

'John' is a good friend of DH . Two days later he tells me he has had a word and to take the car to the garage. Where one of the panel beaters would have a look at it and tell me how much.

I arrived at the garage meeting DH there and the panel beater had a look at the door and said £200.. I said there is also a scratch on the wheel arch .. he quoted £250. I thanked him and said I would be in touch soon as it's not in the budget this month but could possibly be next month depending upon increased bill costs.

DH joins the conversation and says 'what about this one on the boot and a couple on the passenger side . (These scratches are v minor the sort of thing you get around my way when you pull in next to a hedge on a small lane to let a car pass you.. ) really superficial - nothing that's going to cause rust etc .

I say to DH that it's not in my budget to have it all done as I can't afford it and there are many more bills and expenses ahead of polishing my car.

DH says 'don't worry about the money' just get it done. He then asks the panel beater how much for the whole thing ? I interrupt him and say 'it's not doable at the moment I'll do it but by bit when I can afford it. I need to get to work now ' Again DH says 'don't worry about the money just do it'

I jump in the car and drive to work. 5 minutes into he journey DH rings and says 'just text 'John' and say you want the whole lot done I will sort out the money. I say thank you. Text and book it in.

Yesterday I went to pick it up. The price was £350. DH gives me the cash and asks when am I going to get this back ? You need to tell me the repayment plan. I am furious as I didn't want it done now as I can't afford it. !! I am so hacked off with him. He is fuming with me because I am ungrateful..' I did a nice thing for you - I know how much you love your car - you are so rude and ungrateful !

I tell him I have nothing to be grateful for. If he had paid as an act of generosity then absolutely ! Extremely grateful. But in my eyes he has simply moved a debt from the garage on to me for something I didn't want to do now. I couldn't afford the work when it was £250 let alone £350 I only agreed to do it because he was so insistent. !!

Some important information. We have not only separate finances but also live in separate houses. We are 12 years married and in separate homes for the last few years. It may sound strange but works for us. We stay with each other 3-4 nights a week.

DH has always been very secretive with money . I also now think he was just showing off in front of his mates . Looking to be the benevolent husband paying for his wife's car..

AIBU to be really angry to have a debt I had already said I couldn't afford foisted up me

Or am I an ungrateful cow who now has a lovely shiny car but may not be able to pay all my bills next month .- which is my fault for not nailing him down at the time and getting 'don't worry about the money' clarified from the start. ?

OP posts:
MarshaMelrose · 13/07/2022 22:05

Or am I an ungrateful cow who now has a lovely shiny car but may not be able to pay all my bills next month.

No, you're a woman with a lovely, shiny car and a £350 debt you're never going to pay back. Enjoy.

FOTTFSOFTFOASM · 13/07/2022 22:07

GayParis · 13/07/2022 21:34

Also saw you live apart... why even be married if you're going to live such separate lives!?

Possibly because they don't want to become sick of one another.

Possibly because they choose to prioritise their own children's comfort over their relationship with one another.

Possibly because it works for them.

Possibly because living together the whole time is not necessary or even desirable if you don't have or are not planning to have babies together.

Blackbutler86 · 13/07/2022 22:07

Honestly I don’t get this at all, he’s your husband why would you need to pay him back! Obviously your set up is already different to most married couples but even so I don’t see why you should have to pay him back when he pretty much arranged it for you and told you not to worry. I’m not married to my partner yet but all of our money is shared money (we live together and are engaged).

Topseyt123 · 13/07/2022 22:12

Meraas · 13/07/2022 16:24

Just tell him when he said 'don't worry about the money', that meant he was paying for it.

Don't pay him a penny.

That would be my approach too.

Quackpot · 13/07/2022 22:14

Sounds like an easy divorce......

Lindasllama · 13/07/2022 22:24

Update:

I sent him this thread.
He has apologised 'for being a dick'
and admits he wasn't clear so he will pay. No debt. In a spirit of magnanimity I have offered to pay £250 next month as I was planning to anyway. He has refused this as feels he has been unfair.

Thank you vipers.

Ps he did ask that I don't mention this spat to 'Johns wife' ( a friend of mine) so the posters who agreed this was all about showing off, probably hit the nail on the head. Pride before a fall.. his bragging has cost him £350 !

OP posts:
Lindasllama · 13/07/2022 22:25

Quackpot · 13/07/2022 22:14

Sounds like an easy divorce......

Divorce couldn't be further from my mind.

OP posts:
Liz1tummypain · 13/07/2022 22:27

His money is your money if you are married. Remind him you’re married. That’s my advice

Summersolargirl · 13/07/2022 22:28

Lindasllama · 13/07/2022 21:52

No. Read the post when we lived together we shared the mortgage.

He now has an owned flat but it's not 'his' it's ours. He just lives in it. and I live in it sometimes. He pays for all costs associated to his house. I pay for mine. I rent out of choice because it's a v v unusual unique home that I love and am extremely happy here. My LL and Landlady are next door and are just lovely. (It's also about £500 a month below the market rate)

Well that changed quickly. From the seperate houses seperate finances, stay about three nights a week, wanting his money back, etc. now it’s joint ownership, living together, he’s paying?

Summersolargirl · 13/07/2022 22:29

Liz1tummypain · 13/07/2022 22:27

His money is your money if you are married. Remind him you’re married. That’s my advice

No it’s not. Legally it’s not. What an awful grabby erroneous thing to write. Cringing.

whynotwhatknot · 13/07/2022 22:31

the money thing he dfeinitely made it sound like you shouldnt worry he wa taking care of it not a loan at all

if you want to live separatly and it works fine doesnt helen mirren do it

he doesnt sound great with kids

Arkestra · 13/07/2022 22:32

This is a really interesting one. I started off prepared to hurl insults at your DP. But that's based on my own marriage bargain, where everything is a joint account, shared budget etc - even though there's a big earning disparity. If my DP had acted this way inside my marriage context I would be going nuclear. But you have a different bargain with your DP, which makes sense in its own terms. It's just very different to mine.

My take is that he was responsible for the work being requested, so he should pony up without muttering about loans, etc. And that you are not BU for feeling annoyed about the situation. I guess it's just part of his having a bit of a tin ear when it comes to fine-grained nuances of the give and take of social interaction? Rather than his being some kind of terrible person. Maybe the best outcome is that you clarify with him what "sort out the money" means for future situations of this nature, try and draw the lines more clearly?

CaptainTroy · 13/07/2022 22:32

He’s lost his £350. Do not pay him back!

Summersolargirl · 13/07/2022 22:39

StarDolphins · 13/07/2022 22:00

Your living arrangements sound amazing, I would definitely be up for that if I decide I want another relationship. both get your independence & own space, you see each other loads & most important, you & your children are happy. You absolutely got this right!

This is sad, when living seperate as he can’t deal with your kids and arguing over money is aspirational to you then something is wrong. Very wrong.

lastminutedotcom22 · 13/07/2022 22:44

BrokenToy · 13/07/2022 16:20

Who the fuck pays £350 to sort out a few scratches on a car?

He’s a wanker who was showing off to his mate at your expense.

Exactly this

Get a divorce lawyer

Liz1tummypain · 13/07/2022 22:45

Summersolargirl · 13/07/2022 22:29

No it’s not. Legally it’s not. What an awful grabby erroneous thing to write. Cringing.

I don’t see what’s “grabby “ here. I thought marriage was all about sharing but maybe I’m wrong.

SummerL0ving · 13/07/2022 22:47

Paying your husband back is wrong on all levels to me. A marriage is a partnership, you don't borrow from and pay back your husband.

As for 'payment plan'. Wtf.

JoKy · 13/07/2022 22:48

He's a pr*ck of the highest order

Babyroobs · 13/07/2022 22:53

At least after this big row you can both go off to your separate houses.

Awombaweh · 13/07/2022 22:57

Lindasllama · 13/07/2022 22:24

Update:

I sent him this thread.
He has apologised 'for being a dick'
and admits he wasn't clear so he will pay. No debt. In a spirit of magnanimity I have offered to pay £250 next month as I was planning to anyway. He has refused this as feels he has been unfair.

Thank you vipers.

Ps he did ask that I don't mention this spat to 'Johns wife' ( a friend of mine) so the posters who agreed this was all about showing off, probably hit the nail on the head. Pride before a fall.. his bragging has cost him £350 !

Ok but he still showed his true self, and that is what you get in the end. You are a fool.

Awombaweh · 13/07/2022 22:59

Babyroobs · 13/07/2022 22:53

At least after this big row you can both go off to your separate houses.

This. And continue with their very secret economies. 😂

Lindasllama · 13/07/2022 23:00

Summersolargirl

You seem unable to grasp this. We absolutely DO NOT live separate lives ! We live in separate houses a very very different thing. ! We holiday together, visit parents together, attend family get togethers. See each other as often as we please and speak to each other 4 or 5 times a day.

He can't cope with Any kids ! Even his own. This has changed now they are adults . All our relationships are vastly improved by not living together 24/7. This includes all the kids who are now in their 20s.

We don't argue over money ! We have had THIS sole argument in 3 years - so thanks for the marriage advice but I am very content in my marriage thanks.

When we lived together we shared household costs. Now we don't - each is responsible for their own.

He has always been secretive about money but this has never bothered me. I earn a pretty decent salary. and can afford to look after myself. I was the one that left.

Whilst he doesn't share his money with me - I don't share mine with him either. We look after ourselves financially.

OP posts:
tencent · 13/07/2022 23:01

Glad it's all worked out @Lindasllama .

SRS29 · 13/07/2022 23:02

The shameful words 'husband loaning me money' is truly depressing in itself...you marry, you are a partnership.....the sheer inference you 'owe' him/her anything is depressing......relationship (if that's what it is 🙄) finished....end of

KarenOLantern · 13/07/2022 23:02

Lindasllama · 13/07/2022 22:24

Update:

I sent him this thread.
He has apologised 'for being a dick'
and admits he wasn't clear so he will pay. No debt. In a spirit of magnanimity I have offered to pay £250 next month as I was planning to anyway. He has refused this as feels he has been unfair.

Thank you vipers.

Ps he did ask that I don't mention this spat to 'Johns wife' ( a friend of mine) so the posters who agreed this was all about showing off, probably hit the nail on the head. Pride before a fall.. his bragging has cost him £350 !

What a relief, I'm pleased for you that it's sorted (and ignore the people suggesting you should divorce your husband over one argument that he's apologised for!!!)